Wednesday, July 30, 2025

Meta launches anti-scam campaign with a twist to drive digital safety awareness

 As part of Meta’s commitment to user safety, we’ve launched the second edition of our anti-scams campaign, ‘Scam se Bacho 2.0’ that delivers digital safety tips with a twist. This year’s campaign takes to the streets, literally, through a creative collaboration with digital creator Signboard_wala, known for using bold, witty placards to spark real-world conversations. 

Building on the success of last year’s campaign, Scam se Bacho 2.0 brings scam awareness into public spaces across some of the most iconic streets in Mumbai, using culturally relevant and visually impactful storytelling to inform people about common online scams such as fake loan scams, impersonation and OTP fraud, among others. 

 

The campaign features Signboard_wala holding different signs such as “Ex ho ya scammer, dono ko block & report karo” and “Keep your friends close and your OTPs closer” – packaged as witty one-liners, the campaign delivers important digital safety lessons, spotlights Meta’s safety features like two-factor authentication (2FA), Block and Report and encourages people to take an active role in their online safety.

 

The clever, humorous messages designed to grab attention, definitely spark a smile but most importantly, make people pause and reconsider online scams. It’s awareness with a twist - no preaching, no drama – just authentic, relatable moments that resonate.

 

Last year Meta launched its safety campaign ‘Scams se Bacho’ by partnering with Bollywood star Ayushmann Khurrana to educate people on how to stay safe from online scams and promote safer digital practices. Launched in collaboration with the Ministry of Electronics and Information Technology (MeitY), Indian Cybercrime Coordination Centre (I4C) and Ministry of Information and Broadcasting (MIB), the campaign emphasised Meta’s commitment to safeguard people online, supporting the Government's goal to combat the rising cases of scams and cyber frauds in the country.

Tata AIA Demonstrates Its Strong Agency Distribution Expertise By Registering 79 MDRT-Qualified Agents In Karnataka

        In Bengaluru, there are 39 MDRTs.

·         With 2,871 MDRT Insurance Advisors Across India, the Company Reiterates Its Commitment to Offer World-Class Financial Advice to Consumers

·         Ranks #1 in India for the 3rd Consecutive year; Global Rankings Improve to #4 from #6

Tata AIA Life Insurance Co. Ltd. (Tata AIA), one of India's leading life insurance companies, is proud to announce that it has registered 79 Million Dollar Round Table (MDRT) qualified Advisors in Karnataka, underscoring its commitment to excellence in financial advisory services. According to the 2025 Global MDRT Ranking, the Company registered 39 Advisors from Bengaluru, for the coveted MDRT title. 

According to the recently released Global MDRT Ranking for 2025*, Tata AIA has once again secured the highest number of MDRT qualified Advisors in India for the third consecutive year, while achieving an impressive #4 global ranking. With a record 2,871 MDRT qualifiers, this milestone reflects an 11% growth from the previous year, showcasing the rising calibre and unwavering dedication of Tata AIA’s advisors. 

What truly sets Tata AIA apart is its deep commitment to diversity and inclusion. With an all-time high of 1,343 female MDRT members, Tata AIA has secured the #7 position globally among the Top 25 Companies by Female Membership. The 8.5% growth in female MDRT qualifiers highlights Tata AIA's continuous efforts to empower women within the financial sector, ensuring that consumers benefit from expert, world-class financial advice delivered by a diverse team of advisors.

This remarkable achievement underscores Tata AIA's commitment to delivering best-in-class financial advice, powered by the expertise of its MDRT-qualified advisors, ensuring that consumers receive exceptional service and guidance. The Company registered 39 MDRT qualifiers, 3 Court of the Table (COT) qualifiers, and 2 Top of the Table (TOT) qualifiers in Karnataka. A COT qualifier must generate three times the sales of an MDRT qualifier, while a TOT qualifier must generate six times the sales of an MDRT qualifier. 

Amit Dave, Chief Distribution Officer - Proprietary Business, Allied Channels and Agency Sales, Tata AIA, said, “It is truly an honour to be ranked #4 globally in the MDRT rankings and to continue leading the industry in India. This milestone is a testament to the success of our Premier Agency model and the relentless commitment of our advisors. The MDRT qualification is not just a personal achievement for our advisors; it represents the trust and confidence our consumers place in Tata AIA, knowing they are receiving world-class financial advice.” 

What Does This Mean for You?

MDRT – The Gold Standard in Financial Advice

Being an MDRT member is considered the ultimate benchmark for life insurance and financial services professionals worldwide. These advisors demonstrate the highest level of professional knowledge, strict ethical conduct, and an unwavering commitment to delivering excellent service. When you choose a Tata AIA advisor, you are assured of receiving the best financial advice tailored to your unique needs, helping you protect your present and secure your future.

MDRT Advisors: Helping You Achieve Your Financial Goals

Tata AIA's MDRT-qualified advisors go beyond selling life insurance. They leverage their expertise to guide you in making informed decisions that align with your long-term financial objectives. Whether it’s planning for retirement, securing your family’s future, or making the most of your investments, you will receive comprehensive, trusted advice that’s rooted in experience and dedication.

Providing Career Opportunities: The Best Place to Be an MDRT Advisor

Tata AIA is committed to creating rewarding career opportunities for individuals passionate about making a difference. By promoting the MDRT qualification, Tata AIA offers a clear career path for aspiring financial advisors. Through its Premier Agency model, Tata AIA selects and nurtures top talent, providing them with comprehensive training, career progression, and extensive digital support.

This investment in people not only strengthens the company’s network of advisors but also ensures that individuals seeking a meaningful, impactful career in financial services can find success. Tata AIA’s robust support system gives advisors the tools to achieve MDRT status, which means higher earning potential and a rewarding career helping people secure their financial futures. 

How MDRTs Drive Business Results at Tata AIA

MDRT-qualified advisors provide a distinct advantage to life insurers, offering expert guidance that leads to more satisfied consumers and higher retention for the brand. At Tata AIA, our MDRT advisors have been pivotal in delivering exceptional service, fostering a loyal customer base.

PNB Financial Results For The Quarter Ended 30th June 2025

 Key Highlights

  Highest ever Operating Profit achieved at ₹ 7081 Crore

  • Global Business grew by 11.6% on Y-o-Y basis to ₹27,19,276 Crore as on June’25 from ₹24,36,929 Crore as on June’24.

  • Global Deposits registered a growth of 12.9% on Y-o-Y basis to ₹15,89,379 Crore as on June’25 from ₹14,08,247 Crore as on June’24.

  • Global Advances increased by 9.8% on Y-o-Y basis to ₹11,29,898 Crore as on June’25 from ₹10,28,682 Crore as on June’24.

  • CD Ratio stood at 71.09% as on June’25 as against 71.28% in March’25. 

  • GNPA ratio improved by 120 bps on Y-o-Y basis to 3.78% as on June’25 from 4.98% as on June’24.

  • NNPA ratio improved by 22 bps on Y-o-Y basis to 0.38% as on June’25 from 0.60% as on June’24.

  • Provision Coverage Ratio (including TWO) improved by 98 bps on Y-o-Y basis to 96.88% as on June’25 from 95.90% as on June’24.

  • Provision Coverage Ratio (Excluding TWO) improved by 189 bps on Y-o-Y basis to 90.32% as on June’25 from 88.43% as on June’24.

  • Slippage ratio improved by 5 bps on Y-o-Y basis to 0.71% as on June’25 from 0.76% as on June’24.

  • Credit Cost improved by 18 bps on Y-o-Y basis to 0.14% in Q1 FY’26 from 0.32% in Q1 FY’25.

  • Profit before Tax increased Y-o-Y by 28.3% to ₹6,758 Crore in Q1 FY’26 as against ₹5,269 Crore in Q1 FY’25.

  • Global Net Interest Margin stands at 2.7% in Q1 FY’26.

  • Net Interest Income (NII) increased to ₹10,578 Crore in Q1 FY’26 from ₹10,476 Crore in Q1 FY’25 showing an improvement of 1.0% on Y-o-Y basis.

 Business Performance in Key Parameters

Deposits

  • Savings Deposits increased to ₹4,97,981 Crore registering a Y-o-Y growth of 2.8%.

  • Current Deposits stood at ₹70,656 Crore as on June’25 registering a Y-o-Y growth of 9.2%.

  • CASA Deposits increased to ₹5,68,638 Crore recording a Y-o-Y growth of 3.6%.

  • CASA Share of the bank stands at 36.99% as on June’25.

Advances

  • Total Retail credit increased by 11.8% Y-o-Y to ₹2,62,219 Crore in June’25.

  • The bank grew under Core Retail Advances recording a Y-o-Y growth of 17.7%. Within Core Retail Credit:

    • Housing Loan grew by 16.6% Y-o-Y to ₹1,18,708 Crore.

    • Vehicle loan posted a growth of 25.3% Y-o-Y to reach ₹27,229 Crore.

  • Agriculture Advances grew by 6.2% on Y-o-Y basis to ₹1,78,885 Crore.

  • MSME Advances increased Y-o-Y by 18.6% to ₹1,69,426 Crore.

Asset Quality

  • Gross Non-Performing Assets (GNPA) declined by ₹8,590 Crore to ₹42,673 Crore as on June’25 from ₹51,263 Crore as on June’24.

  • Net Non-Performing Assets (NNPA) declined by ₹1,798 Crore to ₹4,132 Crore as on June’25 from ₹5930 Crore as on June’24.

Profitability

  • Total Income of the Bank is at ₹37,232 Crore for Q1 FY’26 increased from ₹32,166 Crore for Q1 FY’25, recording a growth of 15.7% on Y-o-Y basis.

  • Total Interest Income of the Bank is at ₹31,964 Crore for Q1 FY’26 increased from ₹28,556 Crore for Q1 FY’25, recording a growth of 11.9% on Y-o-Y basis.

  • Fee based income of the Bank is at ₹2,250 Crore for Q1 FY’26 increased from ₹2,077 Crore for Q1 FY’25, recording a growth of 8.3% on Y-o-Y basis.

FabNU’s New Line Redefines Value Fashion With Substance And Style


Fabindia, India’s much loved lifestyle brand, has introduced a new brand, “FabNU” under its umbrella. It offers a contemporary range at approachable price points, pairing timeless appeal and trusted quality. Staying true to the brand’s commitment to design philosophy and aesthetics, FabNU brings modern styles for men and women across western wear, Indian wear and footwear, with jewellery for women, catering to everyday use, workwear and festive dressing. 

With a focus on comfortable fabrics, FabNU presents a streamlined offering that balances versatility, and aesthetic clarity. Each piece is designed to reflect enduring style, with an emphasis on clean, versatile design sensibilities that appeal to today’s value-conscious yet design-aware consumer.

 

Speaking about the launch, a Fabindia spokesperson said, “FabNU is created for a market that appreciates thoughtful design, reliable quality, and affordability. Staying true to our roots, we continue to use quality fabrics and uphold the standards we are trusted for. With a curated range that includes both ethnic and western wear, as well as jewellery for women, FabNU allows us to connect more deeply with our audience, offering greater choice while staying true to what we believe in”.

 

FabNU has initially launched exclusive stores in Pune (Chinchwad), Rajasthan (Bhiwadi), Goa (Morjim), Karnataka (Davangere), and Kerala (Thiruvananthapuram), which will be followed by more FabNU outlets planned to be opened shortly. The aesthetic of the collections and nearest stores can be viewed at www.fabnu.in

Toyota Kirloskar Motor Signs MoU with Government of Maharashtra to Develop Government School Infrastructure at Bidkin


 - Reinforcing its commitment to community development through education-focused CSR interventions

In line with its enduring commitment to sustainable social impact and holistic community development, Toyota Kirloskar Motor (TKM) today signed a Memorandum of Understanding (MoU) with the Zilla Parishad to support the comprehensive infrastructure development of Zilla Parishad Kendriya Prathamik School (ZPKPS) in Bidkin, Chhatrapati Sambhaji Nagar.

The MoU exchange ceremony took place at the Collector Office and was attended by key dignitaries including Shri Deelip Swami, Collector & District Magistrate, Chhatrapati Sambhaji Nagar; Shri Ankit, Chief Executive Officer, Zilla Parishad; and senior officials from Education Department. Representing TKM were Mr. Sudeep Dalvi, Chief Communication Officer, Senior Vice President & Head State Affairs; along with senior executives from the Company.

The Bidkin school initiative also aligns with TKM’s growing engagement in the region, complementing its recently announced investment for setting up a new greenfield manufacturing facility in Maharashtra—aimed at fostering industrial development and generating employment.

Education as a Core Pillar of Toyota’s CSR Philosophy

Education remains a central element of TKM’s corporate social responsibility (CSR) strategy, founded on the principle that empowering individuals through learning is essential for achieving sustained, inclusive societal progress. In a country as demographically and economically varied as India, equitable access to quality education is a vital driver of upward mobility across social, economic, and intellectual spheres. Acknowledging this, TKM has aligned its educational initiatives with national programmes such as Skill India and the National Education Policy.

Focusing on early childhood care, foundational literacy, school infrastructure, and access to essential learning resources, TKM seeks to address systemic challenges and create learning environments equipped for the future. This approach reflects Toyota’s child-to-community model, which recognises that investing in children’s education can drive broader societal transformation—benefiting not only individual students, but also their families and communities, thereby creating far-reaching, inclusive progress. This philosophy is encapsulated in Toyota’s notion of “Samuday Vikas”, emphasising holistic community development.

ZPKPS Bidkin: A Century-Old Institution with Growing Needs

ZPKPS Bidkin is a 100-year-old institution serving children from economically disadvantaged, diverse communities. It is one of the largest government schools in the region in terms of student intake, currently accommodating over 800 students. With enrolment expected to rise to approximately 1,200 students in the near future, there is an urgent need to enhance the quality and capacity of the school’s infrastructure to support inclusive and effective learning.

In response to the growing educational needs of the region, this initiative seeks to transform ZPKPS Bidkin into a modern, inclusive, and future-ready learning environment. The intervention will be carried out in a phased manner over a three-year period from 2025 to 2028.

Present at the occasion, Shri. Deelip Swami, Collector & District Magistrate, Chhatrapati Sambhajinagar said, “We welcome this collaboration with Toyota Kirloskar Motor to upgrade the infrastructure of ZPKPS Bidkin, a school that has been central to educating children from economically weaker sections in the region. With student numbers expected to grow significantly, this initiative comes at a crucial time and will greatly enhance the learning environment. Strengthening public education through such collaborative efforts is key to ensuring inclusive development. We appreciate Toyota’s proactive contribution toward this shared goal and are confident that the project will create lasting value for the children and the broader community of Bidkin.”

Speaking at the MoU signing, Mr. Sudeep Dalvi, Chief Communication Officer, Senior Vice President & Head State Affairs, Toyota Kirloskar Motor said, “At Toyota Kirloskar Motor, our commitment to nation-building extends beyond mobility solutions. We firmly believe that education is one of the most powerful enablers of long-term, inclusive development. By creating a nurturing and modern learning environment for nearly 1,200 students, we are investing in the potential of future generations. This MoU reflects our continued collaboration with government stakeholders in delivering high-impact interventions that strengthen the social fabric of our communities. This initiative marks the beginning of our engagement in the state, as we move forward, our efforts will remain rooted in our core philosophy of ‘Creating Mobility for All’—that can transform lives and uplift entire communities.”

TKM’s Broader CSR Impact and Alignment with National Priorities

Toyota Kirloskar Motor’s CSR interventions reflect a consistent focus on sustainable, inclusive growth and community empowerment. As of March 31, 2025, the company’s cumulative CSR initiatives have positively impacted over 4.24 million lives (42,46,246) across the country. In FY 2024–25 alone, the company undertook high-impact interventions across its six core CSR pillars—Education, Health & Hygiene, Environment, Skill Development, Road Safety, and Disaster Management—alongside its structured employee volunteering initiative, iCARE. These initiatives, thoughtfully designed to empower communities at the grassroots level, are aligned with the UN Sustainable Development Goals (SDGs) and national missions such as Viksit Bharat 2047, Skill India, and Swachh Bharat. By continuing to collaborate with government bodies, academic institutions, and non-profits, TKM aims to deepen its contributions to national goals while advancing Toyota’s global philosophy of “Creating Mobility for All.”

Freshworks Reports Second Quarter 2025 Results


Freshworks Inc. (Nasdaq: FRSH), the provider of people-first AI service software, today announced financial results for its second quarter ended June 30, 2025.

“Freshworks delivered another strong quarter, exceeding our previously provided financial estimates in Q2 with 18% year-over-year revenue growth to $204.7 million, a 29% operating cash flow margin, and 27% adjusted free cash flow margin,” said Dennis Woodside, Chief Executive Officer & President of Freshworks. “We believe our strong momentum through the first half of the year reflects that businesses are increasingly turning to Freshworks to reduce complexity. They want AI-powered employee and customer service solutions that are fast to implement, easy to use, and built to deliver results.”

Second Quarter 2025 Financial Summary Results

  • Revenue: Total revenue was $204.7 million, representing growth of 18% compared to total revenue of $174.1 million in the second quarter of 2024, and 17% adjusting for constant currency.

  • GAAP (Loss) from Operations: GAAP (loss) from operations was $(8.7) million, compared to $(43.8) million in the second quarter of 2024.

  • Non-GAAP Income from Operations: Non-GAAP income from operations was $44.8 million, compared to $13.1 million in the second quarter of 2024.

  • GAAP Net (Loss) Per Share: GAAP basic and diluted net (loss) per share was $(0.01) based on 294.4 million weighted-average shares outstanding, compared to $(0.07) based on 299.8 million weighted-average shares outstanding in the second quarter of 2024.

  • Non-GAAP Net Income Per Share: Non-GAAP diluted net income per share was $0.18 based on 297.3 million weighted-average shares outstanding, compared to $0.08 based on 302.5 million weighted-average shares outstanding in the second quarter of 2024.

  • Net Cash Provided by Operating Activities: Net cash provided by operating activities was $58.6 million, compared to $36.3 million in the second quarter of 2024.

  • Adjusted Free Cash Flow: Adjusted free cash flow was $54.3 million, compared to $32.8 million in the second quarter of 2024.

  • Cash, Cash Equivalents and Marketable Securities: Cash, cash equivalents, and marketable securities were $926.2 million as of June 30, 2025.

 

All financial numbers for 2025 include the results of our Device42 business. All financial numbers for second quarter 2024 include the results of our Device42 business for the period after the closing of the acquisition. A description of non-GAAP financial measures is contained in the section titled “Explanation of Non-GAAP Financial Measures” below and a reconciliation of GAAP to non-GAAP financial measures is detailed in the tables below.

Second Quarter Key Metrics and Recent Business Highlights

  • Number of customers contributing more than $5,000 in ARR was 23,975, an increase of 10% year-over-year and 9% adjusting for constant currency.

  • Net dollar retention rate was 106%, compared to 105% in the first quarter of 2025 and 106% in the second quarter of 2024. Adjusted for constant currency, net dollar retention rate was 104%, compared to 105% in the first quarter of 2025 and 106% in the second quarter of 2024.

  • Welcomed and onboarded many new customers to the Freshworks community including AEP Energy, California Franchise Tax Board, Covington & Burling LLP, Manchester Metropolitan University, Reed, and Seagate Technology.

  • Appointed Ian Tickle as Chief of Global Field Operations.

  • Announced in June at Refresh Europe, the next generation of Freddy Agentic AI Platform, including the launch of Freddy AI Agent Studio—a no-code platform that simplifies the creation and deployment of autonomous AI agents, making it easier for businesses to scale customer support.

  • Freddy AI Copilot and Freddy AI Agent products crossed $20M in combined annual recurring revenue.

  • Launched Freshservice Journeys, a new AI-assisted capability within the IT and employee service management offering.

  • Announced a multi-year partnership with McLaren Racing, joining as an Official Partner of the McLaren Formula 1 Team, who has also integrated Freshworks' ITSM solution, Freshservice.

  • Freshworks will host its Investor Day 2025 on September 11, at 8:30 a.m. Pacific Time in San Francisco.

Financial Outlook

We are providing estimates for the third quarter and raising our guidance for the full year 2025 based on current market conditions and expectations. The revenue growth rates are adjusted for constant currency to provide better visibility into the underlying business trends. We emphasize that these estimates are subject to various important cautionary factors referenced in the section entitled “Forward-Looking Statements” below.


These statements are forward-looking and actual results may differ materially. Refer to the “Forward-Looking Statements” safe harbor section below for information on the factors that could cause our actual results to differ materially from these forward-looking statements.

We have not reconciled our third quarter and full year 2025 estimates for non-GAAP financial measures to GAAP due to the uncertainty and potential variability of expenses that may be incurred in the future. Accordingly, a reconciliation is not available without unreasonable effort and we are unable to address the probable significance of the unavailable information. We have provided a reconciliation of other GAAP to non-GAAP financial measures in the financial statement tables for our second quarter 2025 and 2024 non-GAAP results included in this press release.


About Freshworks Inc.

Freshworks Inc. (NASDAQ: FRSH) provides people-first AI service software that organizations use to deliver exceptional customer and employee experiences. More than 74,000 companies, including American Express, Bridgestone, Databricks, Fila, Nucor, and Sony choose Freshworks’ uncomplicated solutions to increase efficiency and loyalty. For the latest company news and customer stories, visit www.freshworks.com and follow us on Facebook, LinkedIn, and X.


Bank of India Reports Net Profit For Q1FY26 Grew By 32% YoY To ₹2,252 Crores

Bank of India announced its results for the quarter Q1 FY26. Operating Profit for Q1FY26 grew by 9% YoY to Rs.4,009 crores. Net Profit for Q1FY26 increased by 32% YoY at ₹2,252 crores, ROA and ROE for Q1FY26 stand at 0.82% and 13.55% respectively. The bank’s Net Interest Margin (NIM) of Global and Domestic for Q1FY26 stood at 2.55% and 2.82% respectively. 

Bank’s Global Advances grew by 12.02% with Domestic Advances grew by 11.24% YoY. Retail Advances grew by 20% YoY, MSME Advances grew by 17% YoY followed by Agriculture Advances which grew by 12% YoY.  Deposits grew by 9.07% YoY with Domestic Deposits grew by 9.62% YoY. CASA Deposit grew by 2.50% YoY and CASA ratio stands at 39.88% as on 30th June, 2025.

 

On Asset quality front, Net NPA ratio stand at 0.75% improved by 24 bps YoY an PCR improved by 83 bps YoY and stands at 92.94%. Slippage Ratio for FY26 improved by 2 bps YoY and stands at 0.33%. Credit Cost for FY26 improved by 17 bps YoY to 0.68%. Capital Adequacy Ratio (CAR) as at the end of Q1FY26 stands at 17.39%.

 

As of date, 1 Crore plus customers on-boarded so far through Mobile Banking App “BOI Mobile Omni Neo Bank”. On the digital front, the share of Digital transactions in total transactions increased from ~94.2% in Q1FY25 to ~95.4% in Q1FY26.

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