Thursday, August 3, 2023

Reliance General Insurance Bolsters Financial Strength With Rs. 200 Crore Capital Raise


* Through this capital infusion, RGI reaffirms its dedication to bolstering financial strength and seizing emerging opportunities in the general insurance sector.  

Reliance General Insurance Company Ltd (RGICL), one of India’s leading general insurance players, in a strategic move has raised the capital of Rs. 200 crores by issuing equity shares to Reliance Capital Limited, its esteemed promoter. With this capital raise, RGICL is reinforcing its commitment to financial strength and readiness to capitalize on emerging opportunities in the insurance sector. 

The Shareholders of the company at its Extraordinary General Meeting (EGM) held and have approved infusion of capital of about Rs. 200 crores in the company, by way of the issue of equity shares on a private placement basis. This capital infusion is aimed at pursuing new business opportunities for growth and securing the company's position amongst the market leaders. 

RGICL has been a category leading player, offering best-in-class products and tech-oriented service solutions.  With the freshly infused capital, there will be significant impetus on achieving strategic objectives, enabling the company to capitalize on emerging opportunities in the insurance sector, expanding product offerings and reaching new customers through innovative initiatives. These initiatives will mark an exciting phase of growth, stability, and excellence in the insurance market for Reliance General Insurance. The infusion will also enhance the company's solvency margin, reflecting its resilience in managing risks and instilling confidence among customers and stakeholders.  

Mr. Rakesh Jain, CEO of Reliance General Insurance Co. Ltd. expressed his optimism about the capital raise, stating, "This strategic decision is a testament to our commitment to staying at the forefront of the industry and delivering superior value to our customers. With this capital infusion, we are well-equipped to seize opportunities, innovate, and continue providing best-in-class insurance solutions." 

Reliance General Insurance is excited about the positive impact this capital rise will have on its growth trajectory and its ability to serve customers with excellence.  

About Reliance General Insurance 

Reliance General Insurance, a subsidiary of Reliance Capital, is one of India’s leading general insurance companies. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, Travel Insurance, and Home Insurance. It provides customized solutions to meet the protection needs of each customer. Reliance General Insurance has a growing network of 9100+ hospitals. It also has a robust network of more than 90,000+ intermediaries and 130 branch offices across India for offering its products and services to retail, corporates, and SME clients.  

Hairline International Hair And Skin Clinic Launches India's First Lice Clinic At Koramangala, Bangalore


Hairline International Hair and Skin Clinic, a distinguished name in the healthcare industry, proudly unveiled the first-ever LICE Clinic in India for combatting Head Lice Infestation.  

Head lice, or pediculosis capitis, has long been a common concern among parents and children due to close contact in schools and social settings. This condition can lead to scalp itching and potential secondary bacterial infections if left untreated, causing distress to affected individuals and parents alike.

Addressing the media at the launch of LICE Clinic, Bani Anand, the Founder & Managing Director of Hairline International, said, “Traditionally, head lice management has relied on topical and oral pediculicidal agents, as well as anti-lice shampoos. However, we at Hairline International Hair and Skin Clinic have taken a giant leap forward with its introduction of a chemical-free electronic device that offers a safe and effective way to get rid of head lice infestations in just 2 sessions.”

"At Hairline International, our mission has always been to revolutionize the healthcare landscape with innovative solutions. With the launch of the LICE Clinic, we take great pride in offering a dedicated facility that addresses head lice infestations comprehensively. Our team of expert dermatologists are well-equipped to provide personalized treatments, ensuring that each patient receives the highest standard of care," she added.

The launch event, held at the clinic's premises in Koramangala, Bangalore, was inaugurated by the Honorable N A Harris, MLA of Shantinagar Constituency, Bengaluru, who lauded the initiative of Hairline International in  launching the LICE clinic, "The introduction of Hairline International's LICE Clinic is a significant milestone in healthcare. It addresses a common yet often overlooked issue that affects our community. I applaud Hairline International for their unwavering commitment to providing specialized care and commend them for establishing India's first LICE Clinic," he stated.

Elaborating on the new revolutionary treatment, Dr Dinesh G Gowda, Dermatosurgeon and Dr. Kala Vimal, Consultant Dermatologist & Cosmetologist at Hairline International, said, "At Hairline International, we've harnessed cutting-edge technology to revolutionize head lice treatment. With our advanced suction device, meticulously designed to remove lice effectively, we ensure a solution in just two sessions under the supervision of experienced dermatologists.”

During the event, attendees had the opportunity to witness demonstrations of the clinic's specialized nit-combing technique, an essential aspect of the treatment process. With the launch of India's first LICE Clinic, Hairline International Hair and Skin Clinic has demonstrated its dedication to promoting scalp health and providing specialized care for lice-related concerns. As the clinic opens its doors to the public, it aims to empower individuals to overcome head lice infestations and lead healthier, happier lives.

The head lice treatment is being provided at Hairline's clinics in Koramangala as well as Indiranagar.

About Hairline International Hair and Skin Clinic

Hairline International Hair and Skin Clinic has carved an indelible name for itself in the field of Trichology and Skin care and its medical management. Under the stewardship of its Founder and Managing Director, Dr. Bani Anand, Hairline International grew from non-surgical competencies to surgical treatment options and today is making in-roads in regenerative medicine as well. Spread over 7 clinics now in Bangalore, with a research center, pathology lab and a stem cell lab in the making, Hairline International believes in creating a strong foundation with medical professionals in varying fields of diabetology, gastroenterology, gynacologists, trichologists and dermato-surgeons as well as cosmetic surgeons – drawn from multiple specialties but all working towards a scientific and technologically advanced means of hair and skin care management. Hairline aims to grow from strength to strength across multiple spectrums in the field of Trichology and Skin care to become the undisputed leader in the field.

For more details, log on to www.hairline.in 

Tips To Manage Diabetes During The Monsoon Season


Countless cups of chai, dancing in the puddles, paper boats, piping hot pakoras & listening to music while gazing outside the window – these are a few things that have become synonymous with Monsoon, the season that always casts a spell on us.

During this season, it becomes extremely important that people with diabetes not take a raincheck on regular monitoring. Additionally, one must try to keep their blood sugar level in the check. This can be easily done using tools like continuous glucose monitoring (CGM) devices, which don’t involve finger pricking to give you glucose level insights. Such devices have metrics like Time in Range, which indicates the amount of time in a day that one’s glucose levels stay within a specified range. Checking your readings more often is also associated with more time spent in this optimal range, which can improve your glucose control.

Dr. Abhijit Bhograj, Endocrinologist, Manipal Hospital, Bangalore, said, “For people living with diabetes, the onset of monsoon signals the arrival of a host of infections like the flu and waterborne diseases. These can affect their immune system and lead to other health problems, making this a particularly challenging time. People with diabetes must take extra care and follow preventative steps to avoid health concerns and glucose fluctuations during this time and stay healthy. Therefore, monitoring is extremely vital during the rainy season, and this can be supported through solutions like continuous glucose monitoring (CGM).” 

Here are a few tips on how to enjoy the monsoon season while managing your diabetes this year:

Regularly monitor blood sugar levels: As you may change your everyday exercise or diet routines during this season, checking your glucose levels frequently is a must. Fortunately, there are more ways to do this. Wearable CGM devices, like FreeStyle Libre for instance, can provide you real-time access to your glucose readings. You should try to stay in the optimal glucose range (commonly 70 – 180 mg/dl) for about 17 out of the 24 hours each day. In this way, you can manage your diabetes, come rain or shine.

Include immunity-boosting foods in your diet: Diabetes can compromise your immunity. Therefore, while it may be tempting to eat at your local street food vendor’s, people with diabetes should avoid outside to limit being exposed to waterborne diseases. Stick to home-cooked meals enriched with immunity-boosting and antioxidant-rich foods, while staying away from raw food. This can lower your risk of contracting infections or diseases at this time. Additionally, make sure to properly wash leafy vegetables that could host worms or bacteria.

Keep your feet dry: People with diabetes must take extra care of their feet during this season. Feet care 101 should include washing one’s feet after being exposed to rain and the infections that could come with it. You should also carry an extra pair of socks as getting your feet wet is more of an eventuality than a probability. Wear comfortable shoes that are dry and clean to avoid fungal infections (and don’t walk through puddles).

Don’t skip on exercise: The rainy season brings with it the feeling of wanting to sit and relax at home. However, people with diabetes must remain active and maintain a consistent exercise routine. While some outdoor options may be unavailable due to the rain, you can always try a low intensity workout indoors. A short 30-minute workout or daily morning walk indoors, for example, can help immensely in maintaining blood-sugar levels.

Stay Hydrated: Even though water is everywhere during the monsoons, that doesn’t mean your body is automatically getting hydrated. Humidity coupled with heat that is the signature of Indian monsoons can lead to dehydration. People with diabetes should ensure that they are consuming an adequate amount of water.

Protect your eyes: Moisture in the air makes its easy for eye infections to travel. Therefore, people with diabetes must be careful to touch one’s eyes only after washing their hands. If possible, wear protective glasses if you are getting soaked in the rain. Given the high risk of developing certain eye diseases with diabetes, including diabetic retinopathy, you should also consider annual eye screenings to check for any concerning signs.

In addition to these tips, people with diabetes should remain alert to any concerning trends of hyperglycemia or hypoglycemia and take care of these immediately. All in all, ‘Stay Alert’ should be the mantra for any person with diabetes during the monsoon season.

BenQ Announces ZOWIE EC-CW Wireless Mouse For Esports


BenQ India, a leading consumer electronics firm, announces the launch of the ZOWIE EC-CW series which is the new wireless mice range for Esports enthusiasts. The brand has encountered high demand from the Esports community who have been eagerly waiting for a wireless mouse. ZOWIE is the preferred brand for wired mice by Esports athletes across the globe, and after careful research and feedback from the community, the EC-CW wireless mouse series is announced. This cutting-edge product combines advanced technology, ergonomic design, and extensive R&D to offer gamers an unrivaled gaming experience.

Measurement studies in sports science have suggested that in prolonged uses and with frequent clicks, EC's shape allows comfortable finger and forearm posture and thus ensures endurance. The mouse reduces the fatigue of flexor carpi ulnaris muscle (FCU) when doing fast clicking. If the athlete’s usual gameplay requires more vertical movements, EC3-CW with shorter overall length might be the perfect choice.

ZOWIE, BenQ’s Esports brand, took its time to make sure that the wireless mice have a delicate design and enhanced connection stability. Moreover, it prioritized providing cable-free mobility as well as higher resistance to transmission interference. Each wireless mouse comes with a unique standalone enhanced wireless receiver, and an enhanced antenna at the front tip. The combination of the receiver and the antenna ensures that chances of unexpected interference, that are commonly experienced while using other wireless mice currently available in the market, are minimized.

One of the key features of the ZOWIE EC-CW Wireless Mouse is its asymmetrical ergonomic design. Furthermore, the ZOWIE EC-CW Wireless Mouse offers reduced weight, resulting in a lightweight and nimble device. This reduction in weight enhances the overall maneuverability of the mouse, allowing gamers to swiftly navigate their virtual worlds with utmost precision and accuracy.

The 24-step scroll wheel is another notable feature of the ZOWIE EC-CW Wireless Mouse. This enhanced scroll wheel provides gamers with precise control over their in-game actions, enabling swift weapon switching, and item selection

Equipped with the state-of-the-art 3370 sensor, the ZOWIE EC-CW Wireless Mouse delivers exceptional tracking accuracy and responsiveness. This advanced sensor ensures minimal latency, translating even the most subtle hand movements into precise in-game actions. The sensor's high tracking speed and precision make it the ideal companion for competitive gaming, giving players a significant advantage over their opponents.

Commenting on the launch, Mr. Rajeev Singh, Managing Director, BenQ India and South Asia said, "At BenQ, we are dedicated to developing gaming peripherals that empower professional athletes to reach new heights in their gameplay. The ZOWIE EC-CW Wireless Mouse combines cutting-edge technology with ergonomic design elements to offer esports enthusiasts an unparalleled gaming experience. We believe the new wireless series from Zowie will revolutionize the way athletes compete in the esports arena. This product is backed by years of research and sports science which will help boost the performance of esports athletes"

With its driverless and plug-and-play functionality, gamers can dive straight into their gaming sessions without the need for any additional software installations or configurations. The ZOWIE EC-CW Wireless

mouse is set to release on 4th August and will be available for purchase through major Ecommerce platforms and retailers at a price of Rs. 14,990.

About BenQ Group

The BenQ Group is a $25+ billion powerhouse comprised of nearly 20 independent companies operating in over 30 countries across numerous industries with a combined workforce of more than 100,000 workers.  Each Group member is a recognised leader in their field, contributing to the BenQ Group’s vast resources, broad R&D, and distinct strategic strengths.  By leveraging each company’s vertical specialisation to create true scale across horizontal markets, the BenQ Group controls a highly efficient value chain with the unrivalled ability to deliver critical components and world-class solutions in the following industries: TFT-LCD, green energy, fine chemicals, and advanced materials, lighting, IC design, precision components, system integration, branded business, and service.  The Group is committed to profitable and sustainable businesses that share its long-standing vision of Bringing Enjoyment ‘N’ Quality to Life.

The BenQ Group companies are BenQ Corporation, AU Optronics Corporation (the world’s top manufacturer of large-size TFT-LCD panels), Qisda Corporation, Darfon Electronics Corporation, BenQ ESCO Corp., BenQ Materials Corp., BenQ Guru Corp., BenQ Medical Center, BenQ Medical Technology Corp., BenQ AB DentCare Corp., BriView Co., Ltd., Daxin Materials Corp., Dazzo Technology Corp., Forhouse Corp., Lextar Electronics Corp., LILY Medical Corp., and Raydium Semiconductor Corp.

Toyota Kirloskar Motor Unveils The All-New Vellfire In Indian Market


* (Self-charging Strong Hybrid Electric Vehicle, Redefining the Luxury and Comfort)

Product Highlights

The All-New Vellfire – A luxury model in Toyota's lineup in India, offering a heightened sense of elegance and refinement

Available in 2 grades for the customers to choose from. Starting with ‘Hi Grade’ & top-end being the ‘VIP Grade – Executive Lounge’

Delivers forceful propulsion and evokes dynamic emotions, creating an engaging and exhilarating driving experience

With outstanding spaciousness, the All-New Vellfire provides ample room for occupants along with massage seats in 2nd Row to relax and enjoy the journey, ensuring utmost comfort

The All-New Vellfire features user-friendly interfaces and easy operation, enhancing usability and making it effortless to navigate through its various functions

All-New Vellfire is equipped with thoughtful amenities such as ceiling storage, interior lighting, etc., offering convenience and luxury

Executive lounge with powered extra-large ottoman seats, detachable smartphone-like power controls, and a multi-function table, cater to the needs of discerning customers

It also offers first-ever powered ‘pull-down side sun blinds’, enabling customers to block excess sunlight, while still enjoying the scenery

The connected features like remotely starting Engine, Air Conditioning, control Sunroof, Power Windows thru App, adds to the overall comfort and convenience of the All-New Vellfire

The comfort and dynamic performance have made it a reputable choice in India, well established for over four years, since its first-ever launch in 2019

Offered in 3 exciting exterior colors – Platinum Pearl White, Jet Black & Precious Metal and 3 interior colors – Sunset Brown [New Color], Neutral Beige & Black

Available in 2 Grades ‘VIP Grade – Executive Lounge’ & Hi Grade’. The All-New Vellfire is attractively priced at Rs. 12,990,000 ex-showroom for ‘VIP Grade – Executive Lounge’ and Rs. 11,990,000 ex-showroom for ‘Hi Grade’ (Prices will be same across the country at ex-showroom level)

Self-Charging Strong Hybrid Electric Technology Highlights

As a powerful, advanced & environment-friendly vehicle, the All-New Vellfire is a Self-charging Strong Hybrid Electric Vehicle (SHEV) which has numerous advantages, namely:

Advanced technology with dual power sources

High fuel efficiency with a mileage of 19.28 Km/l*

Advantage of no external charging required

Responsive power & a quieter drive

Vellfire being a strong hybrid, studies have shown that strong hybrid electric vehicles can run 40% of distance and 60% of time on electric or zero emission mode with engine off**

*Under specific test conditions

**Under specific test conditions for Strong Hybrid Electric Vehicle

Key Features of the All-New Vellfire

Distinguished Styling:

Design theme: "Forceful x IMPACT LUXURY," evoking a sense of solidity akin to a charging bull

Cutting-edge reverse slant emblem design for a powerful and forward-moving appearance

Sharp dynamic character lines on the sides, symbolizing strength and stability

Luxurious interiors with enhanced space and roominess for an elevated experience

Hospitality-inspired Equipment:

2nd row seats equipped with a massage function for a relaxing ride experience

Detachable power control device provided to 2nd row occupants for customizing comfort with pre-set modes.

Super-Long Overhead Console concentrated fixtures in the center of the ceiling for enhanced convenience and customization

Long assist grips designed for comfortable use by all occupants during entry and exit

Toyota’s first-ever powered ‘pull-down side sun blinds’ (*1) with independently operable moonroof shades have also been installed, enabling customers to block excess sunlight while still enjoying the scenery

Newly developed 14-inch infotainment system with 15 JBL Speakers, Apple Car Play & Android Auto compatibility

Executive lounge offers 14 Inch rear Seat entertainment

*1: As of June 2023, as per Toyota research

The Joy of Comfortable Mobility:

Rear seat comfort prioritized for super-luxury mobile office and as exquisitely comfortable private room experience

TNGA platform (GA-K) optimized for minivan use, enhancing rigidity by 50% over the third-generation models (*2). This array of improvements has resulted in achieving vibration free ride

Shock absorbers (*3) that mechanically adjust damping force based on road surface vibrations for superior maneuverability and stability

Measures implemented to minimize road and wind noise, including low-noise tires and sound-absorbing materials

Toyota Hybrid System with a 2.5-liter inline four-cylinder DOHC (Double Overhead Camshaft) engine for exceptional driving performance with a maximum system output of 142 kW (@ 6000 rpm)*4, and outstanding fuel efficiency (19.28 km per liter*) with the Executive Lounge

*2: As per Toyota research

*3: Equipped as standard to the VIP Grade - Executive Lounge

*4: The maximum system output refers to the output that can be generated as driving force by the engine and motor combined, as per Toyota research

Advanced Safety & Security Systems:

The All New Vellfire is equipped with Toyota Safety Sense, which features comprehensive safety and driving functions

In addition to the safety features like 6 SRS Airbags, Vehicle Stability Control, Panoramic View Monitor, Parking Assist Alerts, Hill Assist Control, to name a few, the safety enhancements offer:

Pre-Collision Safety System

Lane Trace Assist

Adaptive Cruise Control

Adaptive High Beam LED Head Lamps

Blind Spot Monitor

Connected Features:

Staying in line with the advanced technology, All New Vellfire is now equipped with more than 60 Connected features, to name a few:

Emergency services

Remote operations [Vehicle Start, Air Conditioning, Window Operations, etc.]

Vehicle diagnostics

Driver monitoring alerts

Toyota Kirloskar Motor (TKM) today launched the highly anticipated All-New Vellfire, a luxurious self-charging strong hybrid electric masterpiece that redefines the essence of comfort, sophistication, and performance in the Indian automotive landscape. The All-New Vellfire offers excellent comfort and refined mobility, commanding force and dynamic prowess that elevates the driving experience to extraordinary heights. Crafted with seamlessly intuitive technology and thoughtful amenities, the vehicle embodies convenience and opulence into every journey.

While the All-New Vellfire delivers a powerful performance, it also ensures low fuel consumption and carbon footprints. Vellfire being a strong hybrid electric vehicle (SHEV), studies have shown that SHEVs can run 40% of distance and 60% of time on electric or zero emission mode with engine off**.

Sharing his thoughts on Toyota’s All-New Vellfire Launch in India, Mr. Masakazu Yoshimura, Managing Director and Chief Executive Officer of Toyota Kirloskar Motor said, "Today marks a momentous milestone in our India journey as we introduce the All-New Vellfire, a symbol of Toyota's class-leading technology, comfort and elegance. We are thrilled to present this masterpiece to the customers which represents the pinnacle of luxury, while embracing a greener future. This further reflects our relentless efforts, by adopting multiple pathways towards realizing ‘Carbon Neutrality’, and in line with the direction of the ‘Government of India’. We remain steadfast in our pursuit of mass electrification and offering sustainable mobility, as we strive to create a better tomorrow for all.”

Also speaking on Toyota’s latest offering, Mr. Atul Sood, Vice President – Sales and Strategic Marketing, Toyota Kirloskar Motor, said, “The introduction of the All-New Vellfire in the India market signifies a remarkable milestone in our pursuit of excellence. We understand the discerning preferences of the market and strive to push boundaries and set new benchmarks in the automotive industry. The All-New Vellfire, with its refined aesthetics, and advanced features, brings a new level of opulence and sophistication. The vehicle’s spacious interiors provide a haven of relaxation and indulgence, allowing passengers to truly immerse themselves in a world of luxury. With unique design interfaces and intuitive controls, every aspect of this new model is crafted to make driving effortless and enjoyable.

The All-New Vellfire delivery is expected to commence from November 2023 onwards. With this new launch, we are confident to further elevate the positive demand which the Vellfire Brand has established for itself over the last 4 years, since its first-ever introduction, in India. We are taking every effort to maximize the supply to the best possible & deliver the All-New Vellfire at the right time and right location to our discerned customers”.

Experience an awesome driving experience with the courtesy of the All-New Vellfire's TNGA platform (GA-K). With enhanced rigidity and stability, the advanced suspension system endows the All-New Vellfire with superior manoeuvrability, while offering luxurious & comfortable ride. In addition, this strong hybrid electric vehicle (SHEV) model, features a 2.5-liter inline four-cylinder DOHC (Double Overhead Camshaft) engine, offers maximum power output of 142 kW (@ 6000 rpm) and a maximum torque of 240 Nm @ 4300-4500 rpm. It is also coupled with electric motor and a hybrid battery, ensuring low emissions whilst delivering a delightful driving experience. The Toyota’s Strong Hybrid Electric Vehicle System promises an outstanding fuel efficiency (19.28 km per liter*), contributing to a greener and more sustainable future.

Draped in an aura of dignified elegance, the All-New Vellfire’s exterior styling flawlessly combines power and solidity within a compact and harmonious form. To create that feeling of power, as if the vehicles were charging forward, the vehicle has been designed with a cutting-edge reverse slant for the emblem; stretching from front to back, the sides of the vehicles feature dynamic irregularities which evoke a strength firmly rooted in the ground. This automotive masterpiece demands attention, turning heads with its commanding presence and sculpted lines.

The new advanced interior space has been diligently optimized with increased seat spacing with equipment inspired by the desire to provide exceptional hospitality and convenience taking the centre stage. Through a masterful orchestration of driving position modifications and refined construction of second-row seats, the development team has successfully increased the spacing between the front and second-row seats. With perfection, they have sculpted the side quarter trim on the third row of seats and the backdoor trim to be thinner. The innovative Super-Long Overhead Console concentrates essential fixtures at the heart of the ceiling redefining the boundaries of convenience and ease. The ride comfort has been further enhanced by providing detachable smart phone like power controls to customize the comfort zone. The 2nd row seats are massage function enabled as added rejuvenation element.

Safety is of paramount importance at Toyota, and the All-New Vellfire is equipped with an array of advanced safety systems. With Toyota Safety Sense at its core, the All-New Vellfire ensures comprehensive protection for both passengers and pedestrians. Proactive Driving Assist features like Pre-Collision Safety, Adaptive Cruise Control, Lane Trace Assist, Adaptive High Beam LED Headlamps and Blind Spot Monitor reinstate the Toyota Safety Sense. These cutting-edge safety features make the All-New Vellfire a benchmark of safety and driving assistance in the luxury segment.

Staying in line with the advanced technology, All-New Vellfire is now equipped with more than 60 Connected features like remote door lock/unlock, air conditioning, emergency services, vehicle diagnostics, driver monitoring alerts, to name a few.

The All-New Vellfire is available in exciting colors – Platinum Pearl White, Jet Black & Precious Metal and 3 interior colors – Sunset Brown [New Color], Neutral Beige & Black, reflecting premiumness. Needless to mention, the All-New Vellfire offers the renowned Toyota experience through a warranty of 3 years/100,000 kilometers and an option of extended warranty of up to 5 years/220,000 kilometers, 3 years free roadside assistance, attractive financial schemes and 8 yrs/160,000 kilometers warranty on the Hybrid battery.

Bookings are to begin today, while the All-New Vellfire delivery is expected to commence during November 2023. Customers can make their bookings online at  https://www.toyotabharat.com/online-booking/ or by visiting their nearest Toyota dealership. For more details, customers can simply log on to Toyota India | Official Website (toyotabharat.com).

Furthermore, in line with its customer-centric approach, TKM will be introducing First-In-First-Out (FIFO) approach for delivery of the All-New Vellfire to its customers based on their order sequence, thereby ensuring fair and transparent vehicle delivery service. 

Experience the All-New Vellfire like never before with Toyota's cutting-edge virtual showroom***. From the convenience of your home, indulge in 360-degree views, delve into colour options, and explore key features. Seamlessly book your dream Vellfire with a single click. Welcome to a world where luxury meets innovation at your fingertips.

Photo Caption: (L-R: From Toyota Kirloskar Motor - Mr. Masakazu Yoshimura, Managing Director and Chief Executive Officer, Mr. Atul Sood, Vice President – Sales and Strategic Marketing and Mr. Tadashi Asazuma, Executive Vice President- Sales, Service & Used Car)..

47% Prioritize Quality As Their Primary Purchasing Factor- As Per Axis My India August CSI Survey


* This view mostly resonated with the consumers of Karnataka, Maharashtra, Punjab and Chhattisgarh.

5,092 people surveyed; 65% are from rural India while 35% are from urban India

Overall household spending has increased for 58%

Spends on essentials like personal care & household items have increased for 44% of families

Spends on non-essential & discretionary products have increased for 6% of families

Expenses towards health-related items such as vitamins, tests, healthy food has surged for 33% of the families.

Bangalore, 3rd August 2023:  Axis My India, a leading consumer data intelligence company, has unveiled its latest report on the India Consumer Sentiment Index (CSI), providing invaluable insights into evolving media consumption patterns, consumer behaviour, and data privacy sentiments. The survey shows the change in household consumption, particularly among demographics, with spends on essential items increasing. Moreover, the report reveal trends in spending habits of consumers especially during the festive season nearing. With data-driven observations and comprehensive analysis, this report serves as a crucial resource for businesses seeking to align their marketing strategies with changing consumer preferences in the digital age.

The August net CSI score, calculated by percentage increase minus percentage decrease in sentiment, is at +8, which has increased as compared to last month (+7).

The sentiment analysis delves into five relevant sub-indices – Overall household spending, spending on essential and non-essential items, spending on healthcare, media consumption habits, entertainment & tourism trends.

The survey was carried out via Computer-Aided Telephonic Interviews with a sample size of 5092 people across 35 states and UTs. 65% belonged to rural India, while 35% belonged to urban counterparts. In terms of regional spread, 22% belong to the Northern parts while 25% belong to the Eastern parts of India. Moreover, 28% and 26% belonged to Western and Southern parts of India respectively. 61% of the respondents were male, while 39% were female. In terms of the two majority sample groups, 31% each reflect the age group of 36YO to 50YO and the age group 26YO to 35YO.

Commenting on the CSI report, Pradeep Gupta, Chairman & MD, Axis My India, said" Amidst the dynamic landscape of India's retail sector, a compelling panorama of consumer trends emerges, signifying a transformative shift. With a burgeoning sense of optimism, households witness a noteworthy increase in spending, painting a vibrant picture of economic vitality. Essential commodities and well-being take precedence, reflecting a conscious and purposeful approach, while discretionary purchases find their place within mindful choices. As the festive season approaches, mobile phones and other discretionary goods dominate purchase intentions. By staying attuned to the ever-changing symphony of consumer demands, companies can navigate the retail landscape skillfully and embrace a prosperous future of delighting customers with tailored products and experiences.”

Key findings

·         Overall household spending has increased for 58% of the families, which is an increase by 2% from last two months and the highest increase in the last five months. The net score, which was +48 last month is +46 this month. The increase is slightly higher in the southern states such as Andhra Pradesh (71% each) followed by Telangana (67%), and Karnataka (65%).

·         Spends on essentials like personal care & household items have increased for 44% of families, which marks a significant increase by 13% from last month and the highest in the last five months. The net score, which was at +18 last month has surged to +23 this month which is the highest in the last five months. Essential spending reflects an increase majorly for the southern states such as Telangana (67%) Andhra Pradesh (63%) and Tamil Nadu (61%).

·         Spends on non-essential & discretionary products like AC, Car, and Refrigerators have increased for 6% of families, which is an increase by 1% from last month. Discretionary spending reflects an increase majorly for the states of Meghalaya (17%), New Delhi (13%), and Odisha and Tamil Nadu (11% each).

·         Expenses towards health-related items such as vitamins, tests, healthy food has surged for 33% of the families. This reflects an increase in consumption by 3% from last month. The health score which has a negative connotation i.e., the lesser the spends on health items the better the sentiments, has a net score value -14 this month. Health-related products consumption increased more for the states of Punjab (44%), Rajasthan and Chhattisgarh (42% each).

·         Consumption of media (TV, Internet, Radio etc.) has increased for 20% of families, depicting an increase in media consumption percentage by 2% from last month. This increase is depicted after a decrease was reflected last month at 18%.

·         Mobility has increased for 7% of the families, which is a dip by 1% from last month. Mobility is highest amongst the states of Tamil Nadu (24%), Arunachal Pradesh (14%) and Rajasthan (12%)

On topics of current national interest

In terms of spending motivations among consumers across different product categories, the survey findings revealed the top four areas where consumers plan to increase their expenses, these include health-related items (Ointments, medicines, bandages, etc), view of 31%; household items (food/drinks/grocery), view of 28%; home improvement, view of 23%; and on clothing, view of 22%.

The survey further sought consumer responses on the products and services they either bought in the last 6 months or plan to purchase in the next 6 months.

Bought in the last 6 months - The results revealed that 3% of respondents bought a 4-wheeler (Sedan, SUV, Mini) in the last 6 months, 7% of respondents purchased a 2-wheeler (Scooty, Bike, Electric). 1% of respondents bought a tractor in the last 6 months. Furthermore, 18% of respondents acquired a mobile phone in the last 6 months while 7% of respondents made a purchase in the home appliance category (TV, Fridge, AC) in the last 6 months. Finally, only  7% of respondents bought luxury goods (Watch/Jewelry, items more than Rs. 10,000) in the last 6 months.

Planning to Purchase in the next 6 months - In the automotive category, 13% of respondents expressed their intention to purchase a 4-wheeler (Hatch, Sedan, SUV) in the next 6 months, while 15% of respondents plan to buy a 2-wheeler (Scooty, Bike, Electric). Regarding tractors, 6% of respondents are considering purchasing one. On consumer electronics, 17% of respondents are planning to buy a mobile phone in the next 6 months, while 13% intend to purchase home appliances. Finally, in the luxury goods category, 15% of respondents have plans to purchase in the next 6 months.

As the festive season approaches, Axis My India surveyed consumers to understand their primary purchasing factors over the next six months. According to the findings, a significant 47% of respondents prioritize quality as their primary purchasing factor, emphasizing their preference for durable and high-quality products. This view mostly resonated with the consumers of Karnataka, Maharashtra, Punjab and Chhattisgarh.  Affordability and budget-conscious choices remain essential, with 23% of respondents placing price as their top consideration. Brand equity also plays a role in consumer decisions, as 14% of respondents consider it a crucial factor, indicating trust in established and reputable brands. While though sustainability and environment-friendly options are gaining traction, only 2% of respondents prioritize these aspects in their purchases. Convenience is valued by 11% of respondents, reflecting a preference for easily accessible and time-saving options.

Axis My India CSI survey aimed to understand content consumption trends among consumers. The survey covered various mediums, including television, newspapers, online video content, radio, and movie halls.

Television Consumption: 70% of respondents reported watching TV shows daily, with 87% watching it atleast once a week, indicating that television remains a popular medium for entertainment. Regions like Northeast, Karnataka, Gujarat and Delhi recorded the highest percentage of respondents with 'everyday' consumption habits. This highlights the popularity of television in these regions.

Newspaper Consumption: 64% of respondents read newspapers daily, indicating that traditional print media remains relevant despite the digital age. 15% of respondents read newspapers once or twice a week, showcasing a smaller but noteworthy group of occasional readers. Regions such as Karnataka, Kerala, Madhya Pradesh, and West Bengal showed the highest percentage of 'everyday' newspaper readers, suggesting strong newspaper readership in these areas.

Online Video Content Consumption: 80% of respondents reported watching video content on platforms like YouTube, Instagram reels, Facebook shorts, etc., daily. This shows the significant impact of digital media on content consumption. 47% of respondents reported watching Over-The-Top (OTT) shows daily, reflecting the growing popularity of on-demand streaming services.

Daily OTT Consumption: 47% watch OTT shows daily. Respondents from regions like Chhattisgarh, Gujarat, Haryana, and West Bengal reported the highest daily consumption of OTT content. This shows the growing popularity of on-demand streaming services in these areas.

Radio Consumption: Despite the rise of digital media, 49% of respondents still listen to the radio, highlighting its continued relevance and reach.

Movie Halls: 45% of respondents reported visiting movie halls less than once a month, indicating a decline in physical movie-going habits, possibly due to the availability of digital streaming platforms.

Ahead of India's 76th Independence Day, the survey gauged key expectations of citizens from the government. It revealed diverse priorities among respondents. The top two expectations were to bring down inflation, with 46% of respondents emphasizing its importance, and to generate employment opportunities, which garnered 41% of the responses. Additionally, 19% of respondents highlighted the need for better infrastructure, encompassing improvements in schools, hospitals, and roads. Furthermore, 16% of respondents expressed their expectations for the government to address everyday challenges related to food, clothing, shelter, and water. Concerns about farmers' prosperity garnered the attention of 13% of respondents, while 6% stressed the importance of peace and harmony across religions. Border security and strengthening India's global image were each mentioned by 3% and 2% of respondents, respectively.

Seeking consumer responses on whether they believe the nation has progressed more in the last 10 years (2013-2023) compared to the 10 years before that (2003-2013), it revealed that 75% of respondents hold the view that the nation has indeed made significant progress in the recent decade. On the other hand, 22% of respondents expressed a contrary opinion, believing that progress has not been substantial in the past 10 years. A smaller proportion, constituting 3% of respondents, expressed the belief that the progress remained relatively unchanged during the two periods under consideration.

Sony’s New Full-Frame Vlog Camera ZV-E1 Delivers The Ultimate Content Creation Experience


With Sony’s special launch offer, enjoy benefits worth Rs.19,170/- on purchase of ZV-E1 camera

World's smallest, lightest full-frame interchangeable lens vlog camera with high-quality image processing unit and a full-frame back-illuminated sensor for perfect image quality and stunning bokeh effect

Revolutionary video recording unleashing full-frame clarity, unmatched quality and colour depth

Expanded range of ISO and latitude to capture natural-looking images in a variety of lightning situations without disrupting the quality

Cinematic vlog setting to enhance the mood and look of the vlog, ensuring a healthy and natural look

Innovative AI processing unit and outstanding tracking and recognition features

Stable vlogging experience with multiple attributes including breathing compensation and framing stabiliser which help in smooth vlogging experience while carrying out movements

Perfect for shooting product review vlogs because of its smooth switching focus feature

Creative features including zoom control and control time which amplifies the efficiency of the camera

Advance audio features with high performance microphone and multi-interface shoe

Efficient features which are helpful in the editing process guaranteeing quality and a more flexible post- production

Easy to use features including vari-angle touch LCD screen for easy monitoring and great mobility

Super stable smartphone connectivity and the all-new Creator’s Cloud feature ensuring a smooth experience

Top quality live content with high-quality live streaming features

Designed with sustainability in mind ensuring Sony’s commitment to a stable future

Sony announced today the new ZV-E1, an interchangeable-lens vlog camera with a high-performance 35mm full-frame image sensor for the ultimate content creation experience. Positioned at the top of Sony’s Vlog camera line-up, it boasts Sony’s E-mount[i], advanced technology, cinematic imagery with rich gradation performance, low noise, and high sensitivity. The world’s most compact, lightweight body[ii] offers outstanding mobility, whilst refined operation gives vloggers maximum creative freedom and versatility.

"We are thrilled to introduce the ZV-E1, a camera designed specifically for vloggers and content creators. Its exceptional image quality, compact size, and innovative features will empower creators to produce captivating and immersive content. We believe the ZV-E1 will revolutionize the way stories are told, and we are proud to be at the forefront of this evolution." said Mukesh Srivastava, Head of Digital Imaging Business at Sony India.

1.    With Sony’s special launch offer, enjoy benefits worth Rs. 19,170/- on purchase of ZV-E1 camera

Sony India has announced a special launch offer under which customers will get benefits worth Rs. 19,170/- which includes shooting grip with wireless remote commander (GP-VPT2BT) worth Rs.10,590/-, battery charger (BC-QZ1) worth Rs. 6,790/- and soft carrying case (MII-SC5) worth Rs. 1,790/- at no additional cost on purchase of ZV-E1 camera. This is a limited period offer and is valid until stocks last.

2.    World’s smallest, lightest full-frame interchangeable lens vlog camera with high-quality image processing unit and a full-frame back-illuminated sensor for perfect image quality and stunning bokeh effect

The ZV-E1 is a dedicated vlog camera that features a 35mm full-frame back-illuminated CMOS Exmor R™ sensor, with approximately 12.1 effective megapixels, that delivers high sensitivity, low noise and gorgeous bokeh. With up to 8 times[iii] more processing power than previous types, the BIONZ XR™ image processing engine markedly boosts high-sensitivity performance, gradation rendering, colour reproduction, low-noise performance, and more. The high volume of data generated by the image sensor can be processed in real time, even when shooting 4K (QFHD: 3840 x 2160) footage at 120p[iv]. The BIONZ XR processor also contributes significantly to improved AF speed and precision.

3.    Revolutionary video recording unleashing full-frame clarity, unmatched quality and colour depth

High-quality 4K (QFHD) video can be recorded with full-frame readout at 10-bit 4:2:2, without the need for pixel binning. This makes the expressive advantages of the full-frame format available for video recording whilst delivering high-resolution 4K footage without moiré or jaggies.

4.    Expanded range of ISO and latitude to capture natural-looking images in a variety of lightning situations without disrupting the quality

Users can shoot 4K 60p and can upgrade up to 4K 120p through the Creators’ Cloud with extraordinarily smooth 5x (max.) slow-motion imagery[v]. When directly replaying video in slow or quick motion in the S&Q mode[vi] while using the XAVC S-I format at 60p, a maximum bit rate of 600 Mbps (4:2:2 10-bit, H.264, All-I)[vii] delivers outstanding image quality. When upgraded, and using the XAVC S format, up to 10x slow motion with Full HD resolution can be used at 240 fps[viii] providing fresh perspectives on dynamic sports and other types of action. A 15+ stop latitude[ix] makes it possible to capture natural looking images in a wide variety of lighting situations without losing highlight or shadow detail. The vlog camera also has Flexible ISO, which is set to AUTO or manually set between 640 and 102400.The standard ISO range extends from 80 to 102400 for both stills and movies. The expanded range for stills is 40 to 409600, and the expanded range for movies is 80 to 409600. It also has picture profile with assignable LUTs so users can create specific looks when shooting in modes other than one of the present Log modes.

5.    Cinematic vlog setting to enhance the mood and look of the vlog, ensuring a healthy and natural look

The ZV-E1 can create standout content with Cinematic Vlog Setting[x] - an intuitive way to create scenes that look like feature movies. By choosing an appropriate Look and Mood[xi], anyone can create cinematic vlog footage that ideally matches the scene and creative intent. Cinematic Vlog Setting include ‘Looks’[xii] that delivers natural mid-tones, plus soft colours and smooth highlights that are essential to cinematic look and enhance skin tones, ‘Moods’[xiii] that emphasise specific colours, and AF transition speed[xiv] that determines how quickly autofocus will switch between subjects. The overall cinematic feel is further enhanced by a 24 fps[xv] frame rate and the widescreen Cinemascope aspect ratio (2.35:1)[xvi] with black bands above and below the image. For a truly cinematic look, the ZV-E1 features S-Cinetone. Based on Sony’s Cinema Line technology, S-Cinetone delivers natural mid-tones that are essential to healthy-looking skin colour to deliver cinematic quality. A selection of new Creative Looks makes it easy to create interesting looks for stills and video right in the camera. 10 Creative Looks are provided as presets that can be used as they are or customised. What’s more, newly added My Image Style[xvii] makes it possible to shoot in the Intelligent Auto or Scene Selection mode, icons on the touch-sensitive monitor make it easy to directly adjust background bokeh, brightness, and colour tone, as well as select a Creative Look.

6.    Innovative AI processing unit and outstanding tracking and recognition features

Real-time Recognition AF incorporates an innovative AI processing unit that uses subject form data to accurately recognise movement - human pose estimation technology uses learned human forms and postures to recognise not just eyes, but body and head position with high precision, making it possible to lock onto and track a subject facing away from the camera. The AI processing unit can even differentiate between multiple subjects having different postures and recognition of individual faces has also been improved so that tracking reliability is achieved in challenging situations such as when a subject’s face is tilted, in shadow, or backlit. In addition to Human and Animal[xviii], the AI processing unit now makes it possible to recognise Bird[xix], Insect, Car/Train and Airplane[xx] subjects, providing even greater flexibility and reliability when shooting both stills and video.

The ZV-E1 features AI-based Real-time Tracking4 that can be activated by specifying the subject and half-pressing the shutter button. The camera will then automatically track the subject, leaving the user free to concentrate on framing and composition. The new camera has a fast Hybrid AF for fast acquisition and tenacious tracking as well detailed AF settings for the ultimate precision and control. A compact, precision stabilisation unit and gyro sensors with optimised algorithms achieve up to 5.0-step[xxi] stabilisation that helps to deliver the full image quality potential of the ZV-E1. Camera shake is detected and effectively corrected in 5 axes[xxii] and the in-body image stabilisation of the vlog camera can provide effective stabilisation with a wide range of lenses, including E-mount lenses that do not include stabilisation of their own.

Dynamic active Mode stabilisation[xxiii] is approximately 30% more effective than the Active Mode[xxiv] provided in previous models. This makes it easier than ever to shoot smooth, stable vlog footage whilst moving around for bold, dynamic expression.

Another amazing feature of the ZV-E1 is the AI-based Auto Framing for video[xxv] ideal for recording interviews, music performances, cooking, and much more. Using AI-based subject recognition technology, the Auto Framing feature automatically crops the frame to keep the subject in a prominent position when shooting video. Even without moving the camera the framing is continually adjusted to follow the subject smoothly, which will be also helpful for one man shooting operation. The subject to be tracked can be easily selected via the camera’s touch-sensitive monitor or the Creator’s App on a smartphone.

7.    Stable vlogging experience with multiple attributes including breathing compensation and framing stabiliser which help in smooth vlogging experience while carrying out movements

Breathing Compensation[xxvi] suppresses image shifts whilst focusing to maintain a consistent angle of view and achieve smooth, dramatic focusing effects. The camera also features Multiple Face Recognition[xxvii] which automatically adjusts bokeh and focus on multiple recognised faces when shooting group selfies or group portraits – preventing problems like only the faces in the front being in focus whilst those further back are out of focus.

The ZV-E1 also boasts a Framing Stabiliser32 that automatically keeps the subject’s position in the frame constant. Advanced AI-based subject recognition technology works with the camera’s Dynamic active Mode image stabilisation to keep the subject smoothly and stably in the frame as you like freely during handheld shooting – This makes it possible to create smooth video expressions, such as when taking follow-up shots or shooting around the subject.

With the ZV-E1 skin tones are independently optimised for stills and video, so skin is natural and beautifully rendered whether shooting selfies or vlogging. The camera also features a Bokeh Switch for one-touch background bokeh enhancement[xxviii] and a soft skin effect when shooting video[xxix].

8.    Perfect for shooting Product Review vlogs because of its smooth switching focus feature

Of course, the ZV-E1 also includes the Product Showcase Setting[xxx] for product review videos so users can smoothly switch focus from the presenter’s face to a product held in front of the lens and back again.

Creative features including zoom control and Control Time which amplifies the efficiency of the camera

Users can expect creative zoom control[xxxi] with the ZV-E1. The zoom lever located on the top of the grip not only controls compatible powered zoom lenses, but also allows Clear Image Zoom to be used with unpowered zoom and prime lenses with less image degradation. This can significantly reduce the number of lenses required for many projects. Real-time Recognition AF, Real-time Tracking, and focus area settings remain active while zooming digitally or with Clear Image Zoom, ensuring that the full precision and speed of the camera’s phase-detection AF system is achieved, even during digital zoom operations.

In-camera Time-lapse creation is a great feature for users who want to record Time-lapse sequences like the movements of clouds, people, cities and other slowly changing subjects in uniquely expressive ways. The exposure interval[xxxii] can be set from 1 second to 60 seconds, making it easy to compress slow action into enjoyable time-lapse sequences.

9.    Advance audio features with high performance microphone and multi-interface shoe with different video recording modes

The ZV-E1 features a high-performance 3 capsule microphone with variable directivity that can pick up clear audio in outdoor situations where wind and environmental noise can be a problem and is supplied with a windscreen that can significantly reduce wind noise when shooting in windy outdoor conditions. Auto[xxxiii], Front[xxxiv], All Directions[xxxv], and Rear[xxxvi] directivity settings are available to match a variety of environments, and automatically switches to a direction in line with face recognition, so users can easily make optimal recordings.

The camera also includes a Multi Interface (MI) shoe with digital audio interface and mic and headphone jacks offer expanded audio capabilities. The ZV-E1 supports advanced video recording modes – fast readout and high-volume data processing capabilities of the full-frame image sensor enable full-frame 4K readout without pixel binning, plus a range of recording formats that deliver notably improved image quality and more flexible, efficient editing in post-production.

The ZV-E1 can record 10-bit 4:2:2 video internally when using Long GOP or All Intra compression, supports internal intra-frame (All-I)[xxxvii] recording and XAVC HS[xxxviii] format recording using the MPEG-H HEVC/H.265 codec provides approximately doubled efficiency.

Efficient features which are helpful in the editing process guaranteeing quality and a more flexible post- production

The ZV-E1 records image stabilisation and camera rotation metadata that can be useful when editing in the free Catalyst Browse desktop application, paid Catalyst Prepare desktop application or plugin as users can quickly and precisely stabilise footage during editing. Lens breathing compensation can be applied during editing.

Easy to use features including vari-angle touch LCD screen for easy monitoring and great mobility

The ZV-E1 has been designed for ease of use, with a side-opening vari-angle LCD Screen for easy monitoring and touch function whilst recording and control layout and grip optimised for vlogging. The new vlog camera features uninterrupted power for extended recording with Sony’s high-capacity Z battery and USB PD (Power Delivery) that supports fast charging[xxxix]. For even better power performance the image processing engine, image sensor, and related circuitry have been designed to optimise power economy in all shooting conditions.

The ZV-E1 is the world’s most compact, lightweight vlog camera with a full-frame CMOS sensor and lens interchangeability[xl]. Its extraordinary mobility gives vloggers new capabilities for creative expression. It features a dust and moisture resistant design[xli]. ZV-E1 can even be operated with one hand if using a Shooting Grip with Wireless Remote Commander (GP-VPT2BT)[xlii].

Super stable smartphone connectivity and the all-new Creator’s Cloud feature ensuring a smooth connecting and content sharing experience

Creators can connect and share content easily with Sony’s newly announced Creators’ Cloud[xliii] a suite of applications designed to extend the camera and shooting into the cloud, through instant video and stills upload, enable quick editing and collaborative work with peers, from multiple devices. The Creators’ App can be used to control the ZV-E1 from the smartphone, and transfer stills and videos shot on the camera to the smartphone. Camera battery and media status can be monitored from the smartphone, and date and camera names can be edited as needed. The Creators’ App also provides a convenient way to update camera software.

Top- Quality live content with high-quality live streaming featuresStream top-quality live content as when connected to a personal computer or smartphone[xliv] via USB the ZV-E1 can function as a 4K (2160p) webcam and take online meetings, live events, and even simple conversations with family and friends to new creative heights.

Designed with sustainability in mind ensuring Sony’s commitment to a stable future

In addition to Sony’s commitment to a sustainable future with global initiatives like Road to Zero and the 2030 renewable energy goal, the ZV-E1 has been specifically developed with sustainability in mind. The camera has a windscreen using fibres[xlv] made from recycled PET bottles[xlvi] to reduce Sony’s environmental impact, without compromising functionality.

Lastly, the outer packaging of the ZV-E1 is environmentally conscious and recyclable with no plastic and employs Sony’s ‘Original Blend Material’ – bamboo, sugar cane and recycled paper. Also, plant-based non-woven fabrics are used for the product bags[xlvii] to minimise Sony’s environmental footprint. Also, ZV-E1 includes new accessibility features that facilitate operation in a number of ways, including screen reader functionality for the visually impaired[xlviii]. Accessibility features allow anyone to enjoy shooting and playback using the ZV-E1.

Pricing and Availability

The ZV-E1 vlog camera will be available across all Sony Center, Alpha Flagship stores, Sony authorized dealers, ecommerce websites (Amazon and Flipkart) and major electronic stores across India from 3rd August 2023 onwards.

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