Axis Bank And Scapia Launch Co-Branded Credit Card For India's New Generation Of Travellers

Photo Caption: (L-R) Vinit Bajaj - Acquiring & Cards, Axis Bank; Gautam Aggarwal, President, India & South Asia, Mastercard; Anil Goteti, Founder and CEO, Scapia; Sohini Rajola, Executive Director Growth, NPCI; Arnika Dixit, Group Head – Cards, Payments and Wealth Management, Axis Bank.

Zero forex markup on international transactions

Airport privileges for a seamless travel experience

Dual-network flexibility through a single application process

No joining or annual fee

Designed for digitally native, travel-first consumers

Up to 20% rewards on eligible travel bookings on the Scapia App

Up to 10% rewards on eligible everyday spends beyond the Scapia App

Axis Bank, one of the largest private sector banks in India, and Scapia, India's leading travel fintech, today unveiled the Scapia Axis Bank Credit Card, designed for India’s new generation of travellers who see every spend as a step towards their next journey. The card brings payments, rewards and travel together on one connected app - letting customers manage and track spends, book travel and redeem rewards, all through Scapia. Every eligible spend and UPI transaction earns rewards, which are redeemable across flights, stays, experiences, shopping and more. Available on both Mastercard and RuPay networks, the card delivers a seamless digital experience from tap to takeoff for all spends.

The partnership brings together Axis Bank's leadership in cards and payments and Scapia's travel-first platform to create a differentiated proposition for digitally savvy travellers. The collaboration is designed to seamlessly integrate payments, rewards and travel, delivering an experience that is more intuitive, relevant and rewarding.

Arnika Dixit, Group Head – Cards, Payments and Wealth Management, Axis Bank, said, “Our partnership with Scapia reflects a shared focus on building products that are simple, digital-first, and closely aligned with how customers experience travel today. By combining our capabilities in payments with Scapia’s travel ecosystem, we aim to create a more connected experience that goes beyond traditional co-branded offerings and delivers meaningful value across the customer journey. This collaboration is centred around making travel more intuitive and seamless for customers, with solutions that are better integrated into how they discover, plan, and experience their journeys—enabling greater convenience, flexibility, and value at every step.

Anil Goteti, Founder and CEO, Scapia, said, "We are excited to partner with Axis Bank - this is a new chapter for us. Young Indians are travelling more than ever before, and we built Scapia to give them a financial product that matches that ambition. One app where they can spend, book their trips, shop for travel and earn rewards, all designed around the traveller. Our users have already taken Scapia to over 175 countries, and together with Axis Bank, we can now bring this to more Indians across the country."

Cardholders can earn up to 10% rewards on eligible everyday spends and upto 20% rewards in the form of Scapia Coins on eligible travel bookings redeemable across flights, stays, visas, experiences, and more on the Scapia platform. Beyond rewards, the Scapia app enables customers to discover, plan and book their trips, while its curated travel store brings together the brands and products travellers love, all in one place.

For international travellers, the card offers zero forex markup and Smart Forex capability that provide greater visibility and control on overseas spends. Cardholders can also enjoy a range of airport privileges across lounges, dining and premium retail. Complementing these benefits are fully digital onboarding and card management through the Scapia app..

Gautam Aggarwal, President, India & South Asia, Mastercard, said, “Travel has become one of the most vibrant segments of India’s consumer economy, fuelled by rising aspirations, greater mobility, and stronger global connectivity. As travellers increasingly seek payment experiences that are seamless, secure, and globally accepted, collaborations such as this one become critical. Together with Axis Bank and Scapia, we are enabling a smarter travel payments experience that delivers greater convenience and confidence, helping consumers transact effortlessly wherever their journeys take them.”

Sohini Rajola, Executive Director Growth, NPCI said, "RuPay has played a key role in driving the adoption of digital payments across India by making transactions simple, convenient, and accessible for consumers. Today, cardholders can link their RuPay Credit Card to their preferred UPI app and make seamless payments by simply scanning UPI QR codes across millions of merchants across the country. This partnership builds on that convenience by combining premium travel benefits with the reliability and widespread acceptance of the RuPay network, making travel rewards and experiences more accessible to a wider set of consumers.”

The collaboration reflects a shared belief that the future of financial services lies in seamlessly embedding payments into the experiences customers value most. For Axis Bank, the partnership strengthens its co-branded cards strategy and deepens its presence in high-growth travel and digital-first segments. For Scapia, it marks its third banking collaboration and a significant milestone in expanding its platform to a wider base of Indian travellers.

Onboarding for the Scapia Axis Bank Credit Card begins September 3rd onwards.

About Axis Bank:

Axis Bank is one of the largest private sector banks in India. Axis Bank offers the entire spectrum of services to customer segments covering Large and Mid-Corporates, SME, Agriculture, and Retail Businesses. It has 6,295 domestic branches (including extension counters) and 12,564 ATMs and cash recyclers spread across the country as on 30th June 2026. The Bank’s Axis Virtual Centre is present across eight centres with 1,700 Virtual Relationship Managers as on 30th June 2026. The Axis Group includes Axis Mutual Fund, Axis Securities Ltd., Axis Finance, Axis Trustee, Axis Capital, A.TReDS Ltd., Freecharge, Axis Pension Fund and Axis Bank Foundation.

For more information, visit the website: https://www.axis.bank.in

About Scapia:

Scapia is a travel fintech company driven by the belief that travel enriches both individuals and the world around them. With a commitment to delivering delightful and rewarding experiences at every step, Scapia offers an integrated platform that brings together travel services and financial products. In partnership with leading banks, Scapia offers co-branded credit cards with Federal Bank, BOBCARD and Axis Bank, enabling users to earn travel rewards seamlessly across their spending. Through the Scapia app, customers can use these rewards to book flights, stays and other travel services, while also shopping for products that complement their travel and lifestyle needs. Scapia co-branded credit cards today serve users across 17,500+ pincodes in India and are accepted by millions of merchants in over 150 countries worldwide. Scapia is backed by leading investors including General Catalyst, Peak XV Partners, Elevation Capital and Z47.