Manipal Academy of Higher Education Reaffirms Constitutional Values At Republic Day 2026 Celebrations

Manipal Academy of Higher Education (MAHE), an Institution of Eminence Deemed to be University, celebrated the 77th Republic Day of India with solemn pride and patriotic spirit in Manipal on Monday.

The celebration commenced with the unfurling of the National Flag by Dr H.S. Ballal, Pro Chancellor, MAHE, followed by the National Anthem and a ceremonial parade. Faculty members, staff, students and NCC cadets actively participated in the programme, reflecting a strong sense of unity and national responsibility.

Lt Gen (Dr) M D Venkatesh, VSM (Retd.), Vice Chancellor, MAHE, delivered the Republic Day Message, emphasising, “As we celebrate Republic Day, it is important for our youth to embrace discipline, ethical leadership and service to the nation. Education must go beyond classrooms to inspire a deep sense of responsibility towards society and the country. The Indian Constitution stands as a testament to unity in diversity. At MAHE, we strive to nurture an inclusive academic environment that empowers students to uphold these values and lead with purpose.”

Leadership from MAHE attended the Republic Day ceremony, emphasising the event’s significance within the wider academic community. Dr H S Ballal, Pro Chancellor, Lt Gen (Dr) M D Venkatesh, VSM (Retd), Vice Chancellor, Dr Narayana Sabhahit, Pro Vice Chancellor - Technology & Science, Dr Sharath Rao, Pro Vice Chancellor - Health Sciences, Dr P. Giridhar Kini, Registrar, Dr Vinod V. Thomas, Registrar Evaluation, Dr Anand Venugopal, Chief Operating – Officer Operations, and heads of constituent units, faculty members representing MAHE’s diverse academic landscape. Their participation lent further gravitas to the occasion, reflecting the collective leadership’s commitment to upholding national values and academic excellence.

The event was organized by Welcomgroup Graduate School of Hotel Administration (WGSHA), Manipal.

The Republic Day celebration aimed to honour the values enshrined in the Indian Constitution, while reinforcing the institution’s commitment to discipline, leadership, inclusivity and service to the nation. Students' participation highlighted India’s diversity and democratic ethos. The celebrations also marked 150 years of Vande Mataram, commemorating the enduring legacy of the national song composed by Bankim Chandra Chattopadhyay. Vande Mataram has played a pivotal role in India’s freedom movement, inspiring generations with its profound message of patriotism, unity, and devotion to the motherland.

As part of the ceremonial parade, the contingent from Kasturba Medical College (KMC), Manipal, secured first place. Welcomgroup Graduate School of Hotel Administration (WGSHA), Manipal, was recognised as the second-best contingent, while Manipal College of Health Professions (MCHP), Manipal, received the third-best contingent award.

About Manipal Academy of Higher Education:

The Manipal Academy of Higher Education (MAHE) is an Institution of Eminence Deemed-to-be University. MAHE offers over 400 specialisations across the Health Sciences (HS), Management, Law, Humanities & Social Sciences (MLHS), and Technology & Science (T&S) streams through its constituent units at campuses in Manipal, Mangalore, Bengaluru, Jamshedpur, and Dubai. With a remarkable track record in academics, state-of-the-art infrastructure, and significant contributions to research, MAHE has earned recognition and acclaim both nationally and internationally. In October 2020, the Ministry of Education, Government of India, awarded MAHE the prestigious Institution of Eminence status. Currently ranked 3rd in the National Institutional Ranking Framework (NIRF), MAHE is the preferred choice for students seeking a transformative learning experience and enriching campus life, as well as for national & multi-national corporates looking for top talent.

Kotak Mahindra Bank Announces Consolidated PAT For Q3FY26 At ₹ 4,924 Crore, Up 5% YoY And 10% QoQ

* Standalone PAT for Q3FY26 at ₹ 3,446 crore,up 4% YoY and 6% QoQ

The Board of Directors of Kotak Mahindra Bank (“the Bank”) approved the unaudited standalone and consolidated results for the quarter and nine-months ended December 31, 2025, at the Board meeting held in Hyderabad, today.

Consolidated results at a glance

Consolidated PAT for Q3FY26 stood at ₹ 4,924 crore, up 5% YoY from ₹ 4,701 crore in Q3FY25 (up 10% QoQ from ₹ 4,468 crore in Q2FY26). Q3FY26 consolidated PAT includes estimated incremental cost of ₹ 98 crore (post tax) pursuant to new Labour Code.

PAT of Bank and key subsidiaries given below:

 

PAT (₹ crore)	Q3FY26	Q3FY25	Q2FY26
Kotak Mahindra Bank	3,446	3,305	3,253
Kotak Securities	431	448	345
Kotak Asset Management & Trustee Company	315	240	258
Kotak Mahindra Prime	250	218	246
Kotak Mahindra Life Insurance	162	164	49
Kotak Mahindra Capital Company	98	94	60
Kotak Mahindra Investments	87	107	120
Kotak Alternate Asset Managers	75	10	104

Consolidated Customer Assets which comprise Advances (incl. IBPC & BRDS) and Credit Substitutes grew to ₹ 598,780 crore as at December 31, 2025, up 15% YoY from ₹ 519,126 crore as at December 31, 2024.

Total Customer Assets Under Management as at December 31, 2025 grew to ₹ 787,950 crore, up 15% YoY from ₹ 685,134 crore as at December 31, 2024. The total Domestic MF AUM increased by 20% YoY to ₹ 586,610 crore as at December 31, 2025.

Consolidated Networth as at December 31, 2025 was ₹ 175,251 crore. The Book Value per Share increased to ₹ 176 as at December 31, 2025, up 15% YoY from ₹ 154 as at December 31, 2024 (computed based on subdivision of 1 equity share of face value of ₹ 5 each into 5 equity shares of ₹ 1 each with effect from 14th January, 2026).

At the consolidated level, Return on Assets (ROA) for Q3FY26 (annualized) was 2.10%. Return on Equity (ROE) for Q3FY26 (annualized) was 11.39%.

Consolidated Capital Adequacy Ratio as per Basel III as at December 31, 2025 was 23.3% and CET I ratio was 22.4% (including unaudited profits).

Average Liqudity Coverage Ratio stood at 135% for Q3FY26.

Kotak Mahindra Bank standalone results

Net Advances increased 16% YoY to ₹ 480,673 crore as at December 31, 2025 from ₹ 413,839 crore as at December 31, 2024. Customer Assets which comprise Advances (incl. IBPC & BRDS) and Credit Substitutes grew to ₹ 529,455 crore as at December 31, 2025, up 15% YoY from ₹ 459,436 crore as at December 31, 2024

Total period-end Deposits grew to ₹ 542,638 crore for Q3FY26, up 15% YoY from ₹ 473,497 crore for Q3FY25.

Average Total Deposits grew to ₹ 526,025 crore for Q3FY26, up 15% YoY from ₹ 458,614 crore for Q3FY25. Average Current Deposits grew to ₹ 75,596 crore for Q3FY26, up 14% YoY from ₹ 66,589 crore for Q3FY25. Average Fixed rate Savings Deposits grew to ₹ 118,505 crore for Q3FY26, up 12% YoY from ₹ 105,682 crore for Q3FY25.

Average Term Deposits grew to ₹ 318,070 crore for Q3FY26, up 19% YoY from ₹ 267,743 crore for Q3FY25.

CASA ratio as at December 31, 2025 stood at 41.3%.

Cost of funds was 4.54% for Q3FY26 (5.06% for Q3FY25 and 4.70% for Q2FY26).

Credit to Deposit ratio as at December 31, 2025 stood at 88.6%.

Customers as on December 31, 2025 were 5.1 crore.

Net Interest Income (NII) for Q3FY26 increased to ₹ 7,565 crore, up 5% YoY from ₹ 7,196 crore in Q3FY25 (up 3% QoQ from ₹ 7,311 crore in Q2FY26).

Net Interest Margin (NIM) was 4.54% for Q3FY26 (4.93% for Q3FY25 and 4.54% for Q2FY26).

Fees and services for Q3FY26 increased to ₹ 2,549 crore, up 8% YoY from ₹ 2,362 crore in Q3FY25 (up 6% QoQ from ₹ 2,415 crore in Q2FY26).

Operating expenses for Q3FY26 increased to ₹ 5,023 crore, up 8% YoY from ₹ 4,638 crore in Q3FY25 (up 8% QoQ from ₹ 4,632 crore in Q2FY26). Q3FY26 operating expenses include an estimated incremental cost of ₹ 96 crore pursuant to new Labour Code. Excluding the impact of incremental cost due to new Labour Code, operating expenses for Q3FY26 were ₹ 4,927 crore, up 6% YoY (up 6% QoQ). Cost to income was 48.3% for Q3FY26 which excluding the impact of incremental cost pursuant to new Labour Code was 47.4% for Q3FY26.

Operating profit for Q3FY26 increased to ₹ 5,380 crore, up 4% YoY from ₹ 5,181 crore in Q3FY25 (up 2% QoQ from ₹ 5,268 crore in Q2FY26).

Provisions for Q3FY26 was ₹ 810 crore (₹ 794 crore in Q3FY25 and ₹ 947 crore in Q2FY26). Credit cost (annualised) for Q3FY26 stood at 0.63% (0.68% for Q3FY25 and 0.79% for Q2FY26).

The Bank’s PAT for Q3FY26 increased to ₹ 3,446 crore, up 4% YoY from ₹ 3,305 crore in Q3FY25 (up 6% QoQ from ₹ 3,253 crore in Q2FY26).

As at December 31, 2025, GNPA was 1.30% & NNPA was 0.31% (GNPA was 1.50% & NNPA was 0.41% at December 31, 2024). As at December 31, 2025, Provision Coverage Ratio stood at 76%.

Standalone Return on Assets (ROA) for Q3FY26 (annualized) was 1.89%. Return on Equity (ROE) for Q3FY26 (annualised) was 10.68%.

Capital Adequacy Ratio of the Bank, as per Basel III, as at December 31, 2025 was 22.6% and CET1 ratio of 21.5% (including unaudited profits).

The financial statements of Indian subsidiaries (excluding insurance companies) and associates are prepared as per Indian Accounting Standards in accordance with the Companies (Indian Accounting Standards) Rules, 2015. The financial statements of subsidiaries located outside India are prepared in accordance with accounting principles generally accepted in their respective countries. However, for the purpose of preparation of the consolidated financial results, the results of subsidiaries and associates are in accordance with Generally Accepted Accounting Principles in India (‘GAAP’) specified under Section 133 and relevant provision of Companies

Act, 2013.

Voluntary Recall Of 125cc Hybrid Scooter Models By Yamaha In Indian Market

* 125cc Scooter models manufactured between May 2, 2024, to September 3, 2025, are part of the recall activity

* Affected Customers will get replacement parts free of cost at their nearest Yamaha Showrooms

As part of its ongoing commitment to delivering safe and high-quality products, India Yamaha Motor Pvt. Ltd. (IYM) has initiated a voluntary recall campaign for 3,06,635 units of its 125cc scooter models manufactured between May 2, 2024, and September 3, 2025, effective immediately.

Customer safety remains Yamaha’s highest priority. This voluntary recall has been initiated to address a potential concern wherein it has been identified that, under certain operating conditions, the front brake caliper exhibits limited function in select units of the RayZR 125 Fi Hybrid and Fascino 125 Fi Hybrid scooter models. The replacement of the specific part will be carried out free of charge for all vehicles covered under this campaign.

To verify the eligibility for recall, customers can visit the Service section of India Yamaha Motor website (https://www.yamaha-motor-india.com/). Under Maintenance, click on ‘Voluntary Recall Campaign’ and enter the Chassis Number in the ‘Scooter 125’ section to view the next steps and check if the vehicle is covered under this campaign.

In addition, customers may visit their nearest authorized Yamaha showroom and/or reach out to India Yamaha Motor at the toll-free number - 1800-420-1600 or communicate via email at yes@yamaha-motor-india.com for further assistance.

TVS ILP’s ₹250 Crore Park In MP To Begin Operations In August 2026

First corporate developer to build a Grade A Industrial & Logistics Park in Indore

TVS Industrial & Logistics Parks (TVS ILP) conducted the Bhoomi Pujan ceremony for its Grade A, built-to-suit industrial and logistics park in Indore, Madhya Pradesh. The facility is expected to commence operations by August 2026.

Developed with an investment of ₹250 crore, the 20-acre state-of-the-art logistics park is designed to cater to the growing demand for high-quality warehousing and industrial infrastructure in the region. The project is expected to generate employment for over 1,000 people in and around Indore, creating meaningful opportunities for the local community. Located in the Pithampur Sector 7 industrial belt, the park sits at the crossroads of central India’s key industrial and consumption corridors, offering clients efficient access to western, northern, and southern India. Pithampur is among the country’s most established industrial clusters and plays a vital role in the region’s manufacturing output, making it a strategic destination for large-scale industrial development.

Additionally, the facility is being developed on land allotted by the Madhya Pradesh Industrial Development Corporation (MPIDC), making it easier for customers to obtain statutory approvals, while ensuring long-term operational continuity and reducing legal and operational risk.

Strategically located just one kilometre from National Highway 47 on the Indore–Ahmedabad corridor and within a 25-kilometre radius of Indore airport, the city centre, and the railway station, the park offers strong multimodal connectivity. The facility will be fully compliant with global standards and is designed to support heavy industrial usage, featuring FM2 flooring, a 13.5-metre-wide apron for efficient truck movement, wide internal roads, comprehensive fire safety systems, and a dedicated 1,000 KVA power infrastructure to ensure uninterrupted operations.

Dr. Ramnath Subramaniam, Joint Managing Director, TVS ILP, said, “We are the first corporate developer to enter Indore with the objective of addressing the gap in availability of Grade A industrial and logistics parks in the city. With rising demand driven by industrial growth and increasing urban consumption, our focus is to create a world-class facility that caters to industries such as E-commerce, automobiles, textiles, FMCG/FMCD, 3PL, and other sectors. We believe this facility will play a critical role in meeting demand from Madhya Pradesh as well as neighbouring states including Maharashtra, Gujarat, and Rajasthan. Securing land through a partnership with MPIDC was a strategic decision, as it enhances asset credibility and makes it easier for customers to secure approvals, financing, and insurance.”

Madhya Pradesh continues to witness accelerated industrial momentum, supported by sustained government investment and infrastructure development. Initiatives such as the PM MITRA Textile Park, the Indore–Pithampur Economic Corridor, and planned railway network expansion are expected to further strengthen the state’s position as a major manufacturing and multimodal logistics hub over the next three to four years.

Tata Technologies Announces Winners Of InnoVent 2026, Focused On Smart Mobility; Offers Career Opportunities To All Finalists

InnoVent 2026 engaged 10,247 students across 404 colleges in 28 states, resulting in 2,822 unique projects addressing real-world challenges in the automotive and manufacturing sectors

The top three teams were awarded cash prizes totalling INR 4.5 lakhs, and career opportunities were extended to all 42 finalists participating in the Demo Day

A first-of-its-kind humanoid robot co-host anchored the Demo Day experience, symbolising the convergence of AI, human creativity and future-ready engineering at the heart of InnoVent

Bangalore, January 24, 2026: Tata Technologies, a global product engineering and digital services company, announced the successful conclusion of the 3rd edition of its flagship engineering innovation hackathon, Tata Technologies InnoVent 2026, supported by Amazon Web Services (AWS).

Launched in June 2025, this edition of InnoVent invited engineering students across India to build solutions for “Innovating the Future of Smart Mobility Powered by Intelligence, Engineered for 2030”, tackling real-world challenges in the automotive and manufacturing sectors. The initiative continues to strengthen Tata Technologies’ engagement with academia, helping young engineers develop future-ready skills and engineering better careers for themselves.

InnoVent 2026 drew a powerful response from campuses across the country:

10,247 participants

2,822 unique projects

404 colleges from 28 states across India

39% participation by women

Mr. Warren Harris, MD & CEO of Tata Technologies noted - "InnoVent at Tata Technologies represents our conviction that the future is shaped by those who combine engineering excellence with human purpose to engineer a better world"

Over 650 hours of innovation training and mentoring were delivered by the Tata Technologies Business Excellence team and Subject Matter Experts (SMEs) to help students translate their ideas into robust prototypes ready for real-world environments.

The innovation journey culminated in the Demo Day hosted at Tata Technologies’ Hinjewadi campus in Pune, where the top 10 teams showcased their prototypes to an eminent industry jury comprising:

Warren Harris, CEO & MD, Tata Technologies

Lalitha Indrakanti, CEO, Jaguar Land Rover – Technology and Business, Services India (JLR-TBSI)

S K Dash, Chief Technical Officer, Air India

Marc Wille, CEO, ES-Tec Group

S Sukanya, COO, Tata Technologies

After a detailed evaluation, the jury announced the following winners:

First Prize – ₹3,00,000

· Team Drushti

· Intelligent Customization of Vehicle Infotainment System for Visually Impaired Drivers based on Medical Conditions

· CMR College of Engineering & Technology, Hyderabad

Second Prize – ₹1,00,000

· Team The T-Factor

· Avoiding Breakdowns Through Automatic Self-Prevention Using Edge-based AI

· Vellore Institute of Technology, Chennai

Third Prize – ₹50,000

· Team SwarmSync

· Intelligent Fleet Operations Management using V2X Communication

· International Institute of Information Technology (I²IT), Pune

In addition to the top three awards, all 42 finalists received career opportunities with Tata Technologies, providing them with a platform to continue their innovation journey within the organisation. All participants also received one-year access to the iGETIT learning platform, enabling them to deepen their skills in emerging technologies.

Top 10 finalist projects at InnoVent 2026

Intelligent Fleet Operations Management using V2X Communication – Team SwarmSync, International Institute of Information Technology (I²IT), Hinjewadi, Pune

Enhancing Connected Vehicle Security Using Blockchain Solutions – Team Unified Logic, Amrita Vishwa Vidyapeetham, Coimbatore

Wireless Battery Charging Solution for Moving Electric Vehicles – Team Techtronix, VEL Tech Multi-Tech, Chennai

Intelligent Customization of Vehicle Infotainment System for Visually Impaired Drivers Based on Medical Conditions – Team Drushti, CMR College of Engineering & Technology, Hyderabad

Real-time Road Hazard Monitoring System for Vehicle Safety – Team Empty Road, Rajalakshmi Engineering College, Chennai

Real-time Fault Detection System in EVs Fleet Using Smart Simulation Using OTA Platform – Team Grid Gurus, Sardar Vallabhbhai National Institute of Technology, Surat

Avoiding Breakdowns Through Automatic Self-Prevention Using Edge-based AI – Team The T-Factor, Vellore Institute of Technology, Chennai

Development Of a Hybrid Vehicle With CNG-powered Range Extension – Team EcoDrive Innovator, Sanjivani University, Kopargaon

AI-led Intelligent Battery Monitoring System – Team EN3RGE, Maulana Azad National Institute of Technology, Bhopal

A-pillar Blind Spot Elimination and Steering Feedback System for Safer Driving – Team Jupiter07, SR University, Warangal

These projects reflect the breadth of innovation across safety, energy efficiency, accessibility, fleet optimisation, cybersecurity and next-gen EV systems.

A humanoid robot played multiple roles throughout the event, including:

welcoming jury members and dignitaries with programmed gestures and greetings,

coordinating the panel discussion by asking curated questions to industry leaders,

performing celebratory dances during the award announcements,

engaging with students and teams by taking selfies and interacting with them,

demonstrating advanced conversational and social capabilities.

The robot became a symbol of how AI, robotics and human ingenuity can come together to reimagine the future of work and learning.

A panel discussion with industry leaders also explored themes such as innovation, global demand for engineering talent, and the role of emerging technologies in shaping the future of mobility, offering students real-world context and inspiration.

About Tata Technologies:

Tata Technologies (BSE: 544028, NSE: TATATECH) is a global product engineering and digital services company focused on fulfilling our mission of helping the world drive, fly, build, and farm by enabling our customers to realize better products and deliver better experiences. We are the strategic engineering partner businesses turn to when they aspire to be better. Manufacturing companies rely on us to enable them to conceptualize, develop, and realize better products that are safer and cleaner and improve the quality of life for all the stakeholders, helping us achieve our vision of #EngineeringABetterWorld. For more, visit us at https://www.tatatechnologies.com/ or learn more here. Follow us on Instagram, LinkedIn, Twitter, Facebook, and YouTube for the latest updates.

World Bank Approves Long‑Term Financing For 1,125 MW Dorjilung Hydropower Project In Bhutan Co-Owned By Tata Power, DGPC

· To generate more than 4,500 GWh of clean electricity annually, about 80 % of which will be supplied to India

· Project showcases regional cooperation in South Asia’s clean energy push

· Bhutan’s largest hydropower project under PPP model

The Board of Executive Directors of the World Bank has approved and sanctioned long-term financing for the 1,125 MW Dorjilung Hydropower Project (DHPL). DHPL is a Special Purpose Vehicle (SPV) jointly owned by Bhutan’s Druk Green Power Corporation (60 percent) and Tata Power (40 percent), India’s largest private integrated power company. The Project will boost clean energy cooperation between India and Bhutan and strengthens regional energy security.

It will be Bhutan’s largest hydropower project to be developed under a public-private partnership (PPP) model and is expected to generate more than 4,500 GWh of clean electricity annually. This will expand Bhutan’s installed energy capacity by nearly 40 percent and further strengthen the country’s position as a reliable exporter of clean energy to India. About 80 % of the annual electricity generation form the Project will be supplied to India.

Tata Power Trading Company Limited, a wholly owned subsidiary of Tata Power, will be responsible for importing the power into India and managing its onward distribution.

The financing package includes a $150 million grant and a $150 million credit from the International Development Association (IDA) and a $15 million enclave loan from the International Bank for Reconstruction and Development (IBRD) to DGPC (Government of Bhutan), as well as a $200 million IBRD enclave loan and a $300 million loan from the International Finance Corporation (IFC) to Dorjilung Hydro Power Limited (DHPL). The balance funding requirements for the project will be arranged from various market participants.

The World Bank’s approval reflects confidence in the project’s technical and financial foundations. It provides long‑term visibility and strengthens Tata Power’s and DGPC’s ability to advance the project in a measured and disciplined manner, while focusing on delivering sustainable value for all stakeholders.

The Dorjilung project reinforces long-standing energy cooperation between Bhutan and India, highlighting how regional partnerships can deliver shared economic and environmental benefits while advancing South Asia’s clean energy landscape.

The project is expected to generate significant employment during both construction and operations, stimulate local entrepreneurship, and support livelihoods in the Mongar and Lhuentse districts in Bhutan.

Dorjilung marks the next chapter in this enduring partnership focused on sustainable development, and illustrates how partnerships between Governments, Multilateral Institutions, and the Private Sector can translate policy ambition into bankable, high-impact outcomes.

Marking The 79th Year Of Independence, HDFC Mutual Fund Conducted 79 Nukkad Nataks Nationwide

HDFC Asset Management Company Ltd., investment manager to HDFC Mutual Fund, rolled out the on-ground leg of its flagship ‘Barni Se Azadi’ initiative, with 79 Nukkad Natak (street play) performances going live across multiple cities. The initiative underscored HDFC Mutual Fund’s continued commitment to taking financial awareness directly to communities at the grassroots level through culturally relevant and accessible formats.

‘Barni Se Azadi’ is a purpose-led initiative that sought to encourage individuals, especially women, to move beyond traditional saving practices and take informed steps towards long- term financial security. By leveraging the power of street theatre, the initiative aimed to spark relatable conversations around money, savings, and investing in a simple and culturally resonant format that was accessible to people from all walks of life.

The Nukkad Nataks were performed across seven cities, including Mumbai, Delhi, Indore, Surat, Lucknow, Baroda, and Jaipur. With a total of 79 performances scheduled, the plays commenced in December 2025 and were designed to engage audiences in public spaces such as markets, residential areas, and community hubs.

Commenting on the initiative, Mr. Navneet Munot, Managing Director and Chief Executive Officer, HDFC Asset Management Company Ltd., said, “Financial awareness has the power to change not just individual lives, but entire communities. Through the Nukkad Natak conducted under HDFC Mutual Fund’s ‘Barni Se Azaadi’ investor education initiative, financial awareness found a voice on the streets—educating, engaging, and inspiring individuals, especially women, to take control of their financial future.”

Over the years, ‘Barni Se Azadi’ evolved into a broader movement that challenged conventional notions of savings and empowered women to take control of their financial futures. The on-ground activation through Nukkad Nataks strengthened this mission by creating direct, human connections and encouraging dialogue at the community level.

Benefits of SIP (Systematic Investment Plan)

- Freedom from market timing

- Well-suited for long-term wealth accumulation

- Disciplined wealth creation

To know more visit https://www.hdfcfund.com/learn/barni-se-azadi

An Investor Education and Awareness Initiative

Visit https://www.hdfcfund.com/information/key-know-how to know more about the process to complete a one-time Know Your Customer (KYC) requirement to invest in Mutual Funds. Investors should only deal with registered Mutual Funds, details of which can be verified on the SEBI website (www.sebi.gov.in/intermediaries.html). For any queries, complaints & grievance redressal, investors may reach out to the AMCs and / or Investor Relations Officers. Additionally, investors may also lodge complaints directly with the AMCs. If they are not satisfied with the resolutions given by AMCs, they may raise complaint through the SCORES portal on https://scores.sebi.gov.in/ SCORES portal facilitates investors to lodge complaint online with SEBI and subsequently view its status. In case the investor is not satisfied with the resolution of the complaints raised directly with the AMC or through the SCORES portal, they may file any complaint on the Smart ODR on https://smartodr.in/login.