Decimal Point Analytics Converts Interns Into Full-Time Employees Under Its CSR Initiative ‘Dnyanodapi Dhanodapi’

Decimal Point Analytics has successfully transitioned six interns into full-time employees under its CSR initiative, ‘Dnyanodapi Dhanodapi.’ This annual program, now in its third edition, is dedicated to providing corporate exposure to deserving young minds from rural and economically disadvantaged backgrounds who often lack access to professional training and career-building opportunities. The initiative bridges this gap by nurturing high-potential students, equipping them with industry-relevant skills, and integrating them into the corporate ecosystem.

The 2024 selection process saw a remarkable response, with 483 candidates applying across six campuses. From this pool, 85 candidates were shortlisted for interviews and interactions, culminating in the final selection of six students. Notably, the program achieved a female-to-male ratio of 2:1, reflecting Decimal Point Analytics' strong commitment to gender diversity. The growing number of applicants compared to previous years highlights the rising interest in financial analytics careers among talented students in rural areas.

Through a rigorous internship, these selected students gained hands-on experience in AI-driven financial analytics, exposure to industry best practices, and professional mentorship. Their exceptional performance and dedication have now led to six of them securing full-time employment with Decimal Point Analytics.

Speaking about the initiative, Shailesh Dhuri, CEO at Decimal Point Analytics, emphasized the importance of knowledge as true wealth that empowers individuals and drives progress. He highlighted that ‘Dnyanodapi Dhanodapi’ not only imparts industry-relevant skills but also ensures that young professionals, especially those from underserved regions, have a strong foundation to build their careers. Drawing an analogy to the commando training of armed forces, he remarked, "Just as Army commando training transforms individuals from any background into the sharpest and most capable soldiers in the world, our initiative aims to bring deserving young minds from rural and poor backgrounds to the cutting edge of data analytics." Converting interns into full-time employees reaffirms the company's commitment to nurturing talent and contributing to the community.

This initiative aligns with Decimal Point Analytics' broader CSR vision of empowering the next generation by integrating education, technology, and career-building opportunities. By bridging the gap between academia and industry, the company continues to pave the way for young professionals to excel in the evolving world of AI-driven financial services.

For more details on Dnyanodapi Dhanodapi, visit: https://www.decimalpointanalytics.com/dnyanodapi-dhanodapi

Odysse Electric Targets New Market Segments With Expanded Offerings; Launches All-New Low-Speed Electric Scooter HyFy

Odysse Electric Vehicles, one of India’s fastest-growing premium electric vehicle manufacturers announced a strategic expansion of its product portfolio with the introduction of its all-new low-speed electric scooter HyFy. With this launch, Odysse Electric reinforces its commitment to sustainable and accessible urban mobility solutions. Odysse HyFy is priced affordably at INR 42,000.

A Game-Changer for Everyday Commuters

Designed for city commuters seeking a cost-effective and eco-conscious alternative to conventional petrol scooters, Odysse HyFy is an all-new low-speed model that combines sleek design, reliable performance, and zero emissions. With a focus to redefine urban commuting and ease of use, compliance with regulations, and minimal maintenance, Odysse HyFy is ideal for students, professionals, and last-mile delivery riders.

Odysse HyFy executes with a 250W motor equipped with 48V or 60V battery configurations and achieves a speed of up to 25 km/h. With various features such as city drive, parking, and reverse ride modes, Odysse Hyfy is best suited for whether you're commuting to work or cruising on the weekend. With features like practical boot space to carry your daily essentials with ease, cruise control adding comfort on longer routes along with LED digital meter keeps you informed in real time.

Mr. Nemin Vora, Founder, Odysse Electric commenting on the launch said “Our new low-speed scooter is a testament to Odysse’s commitment to innovation, sustainability and aim to make sustainable mobility even more accessible to a wider audience. By addressing the needs of price-conscious commuters and last-mile delivery networks, our objective is to accelerate India’s shift toward cleaner, smarter mobility. Odyse HyFy isn’t just a scooter, it’s a step toward a greener future and a perfect product for daily commuters looking for an economical, efficient, and eco-friendly ride without compromising on quality or performance.”

Key Features of Odysse HyFy:

*  Top Speed: 25 km/h (compliant with low-speed EV regulations)

*  Range: Up to 70-89 km on a single charge

*  Battery: Advanced lithium-ion and Graphene

*  Charging time- 4-8 hours

*  Lightweight & Compact: Easy maneuverability in traffic

*  Smart Features:  Adequate Boot Space, Cruise Control, LED Meter

* Available in 5 vibrant colors : 1. Royal Matte Blue, 2. Ceramic Silver, 3. Aurora Matte Black, 4. Flare Red, 5. Jade Green

Odysse Hyfy makes a perfect choice for new riders and middle-class mobility enthusiasts who are seeking affordable, eco-friendly transportation. With its combination of features, performance, and affordability, Odysse Electric reinforces its mission to make electric mobility more inclusive, stylish, and practical for India’s evolving urban landscape.

Priced competitively at ?42,000 (ex-showroom Mumbai), Odysse HyFy offers exceptional value for money. It will be available nationwide through Odysse’s extensive dealership network of 150+ and e-commerce platforms starting 10 May 2025. Early-bird customers can avail exclusive discounts and warranty benefits.

Established in 2020, Odysse Electric is at the forefront of reshaping India's electric vehicle landscape. Odysse Electric offers one of the largest product portfolios, comprising 7 models which includes 2 low-speed scooters, 2 high-speed scooters, a delivery scooter targeted to B2B segment, an EV sports bike, and a commuter bike for daily users. The product range includes: -

Electric motor cycle Vader (with 7” Touchscreen Android Display, AIS-156 approved battery, five drive modes, 18-liters storage space, Robust build)

Electric bike EVOQIS & Evoqis Lite(with four drive modes, keyless entry, anti-theft lock and motor cut-off switch)

Latest addition of High-Speed Electric scooter SNAP (AIS 156 approved smart Portable Battery, waterproof motor, Distance to Empty & CAN enabled display)

High Speed Electric scooter HAWK Li (India’s first electric scooter with cruise control & Music system along with portable battery)

Low Speed - E2Go Lite, E2go+ and E2GO Graphene (electric scooter with portable battery, USB charging, digital speedometer and keyless entry)

Low speed electric scooter V2 Lite , V2 Graphene and V2+ (waterproof motor, huge boot space, dual battery and led lights)

Electric scooter TROT 2.0 for last-mile delivery (Loading capacity of 250 kgs and IoT).

Mahindra & Mahindra Healthy Q4; Limited Earnings CAGR; Risk-Reward Balanced

Auto & Auto Ancillaries   

Result Update       

May 06, 2025

ADD

CMP (Rs): 3,022 

TP (Rs): 3,000

M&Ms Q4 results were operationally healthy, with margin expansion in Autos and Tractors on like-to-like basis QoQ (Auto margin up by ~30bps to 10%, Tractor margin up by ~130bps to 19.4%). M&M expects its outperformance vs the underlying PV industry to continue, with full-year benefit of recent launches (Thar Roxx, XUV 3X0) and limited cannibalization of recently introduced BEVs. It outlined plans for more new launches in CY26 (1 ICE SUV, 2 BEVs); tractor industry outlook for FY26 stands at a high single digit. We believe that while the announcement for a new ICE SUV is welcome, bulk of the growth in Autos ahead would be driven by BEVs (margin-decretive in the near-to-medium term), with FY25-27E EBIT CAGR at a modest ~7%. We raise FY26E/27E core EPS by ~6.5%/5% on higher volume/margin (in core Auto business, and lower margin drag from BEVs in SA, as this would be captured in EV subsidiary MEAL). We maintain ADD while revising up our SoTP-based TP by ~11% to Rs3,000 from Rs2,700, at 25x PER for the core business (risk-reward is balanced).

Q4: Healthy operational performance across Autos, Tractors

Revenue grew 24% YoY to Rs316bn (volume up 19% YoY, ASP up 11% QoQ), with EBITDA margin down by 116bps QoQ to 13.3% on higher other expenses despite gross margin being higher by ~80bps. Auto/Farm revenue rose 25%/23% YoY. Absolute Auto EBIT was higher by 6% QoQ; Auto EBIT margin stood at 9.2%, down by 44bps QoQ, though margin excluding manufacturing margin on Born EVs stood at 10%. Tractor EBIT margin stood at 19.4%, up by 134bps QoQ. Adjusted PAT grew 22% YoY to Rs24.4bn.

Earnings Call KTAs

i) M&M optimistic about outperforming the PV industry in FY26, aided by full-year ramp up of XUV 3X0 and Thar Roxx, and limited cannibalization by Born EVs on ICE SUVs (as well as by Thar Roxx on Thar), along with good exports momentum in markets like South Africa/Australia. ii) To introduce 1 new ICE SUV in CY26, along with 2 BEVs and 2 LCVs (incl 1 electric); launches by 2030, to include 5 new ICE SUVs, 5 BEVs, and 5 LCVs (incl 2 electric). iii) FY26 Auto capacity (units/mth) stands at 69k, incl 12k for BEVs (vs 61.5k in FY25); FY27 capacity stands at 85k, incl 18k for BEVs; separately, would create new capacity of 120k units pa at existing Chakan plant for upcoming platform (to be unveiled on 15-Aug); also planning new greenfield for FY28 and beyond. iv) Average waiting period for current BEV bookings is ~4 months; M&M has slowed deliveries in Apr-May, to ensure no slip ups in customer experience. v) Domestic tractor industry is seen growing in a high single digit in FY26. vi) On EV margin, evolution of pack mix is seen as the biggest driver from current levels (25-30% of mix could be from lower-priced Pack 1/Pack 2 variants going forward, as volumes rise) in addition to cell prices (indexed, with lag of a quarter) and volume growth; M&M is also undertaking cost actions to further improve profitability; no immediate price hike planned in BEVs; M&M would accrue PLI benefit for its 9E model on receiving technical certification (likely in Q2); thereafter, accrual would be on cumulative basis for sales from Day-1. vii) Expects some increase in competitive intensity in tractors ahead, and so would need to undertake protective actions.

Hon’ble Minister For Road Transport And Highways - Nitin Gadkari - Inaugurates The Landmark Initiative

* Heartfulness Institute and PayPal unveil Centre of Excellence to Empower Rural Entrepreneurs

Shri Nitin Gadkari, Hon’ble Minister of Road Transport and Highways inaugurated a Biochar Centre of Excellence promoting Rural Entrepreneurship at Kanha Shanti Vanam – the headquarters of Heartfulness Institute, which houses the largest meditation centre in the world, in the outskirts of Hyderabad.

The Biochar Centre of Excellence promoting Rural Entrepreneurship, an initiative by Heartfulness Institute and PayPal will be inaugurated by Shri Nitin Gadkari – Hon’ble Minister for Road Transport and Highways in the gracious presence of Shri Kamesh Patel (Daaji) — President Founder & Guide of Heartfulness Institute along with Shri Nath Parameshwaran, Senior Director at PayPal.   

The Centre has been established to provide skill development, and capacity building for rural entrepreneurs in villages for biochar. The initiative aims to encourage women and youth entrepreneurs to set up biochar units, produce biochar, and distribute it to farmers as part of a rural business model. The Centre of Excellence will also offer an end-to-end experience of how biochar is produced, processed, and applied to the soil, enabling participants to visually study and understand its impact on crops, soil, and forests.

Shri Nitin Gadkari – Hon’ble Minister for Road Transport and Highways said, “Small businesses, rural entrepreneurs and farmers form the backbone of India’s economy. This unique initiative brings entrepreneurs and farmers together to equip them with modern agricultural technologies and know-how on farming. We want our farmer community to have superior yield, better income, make agriculture dependable and provide economic opportunities for small rural entrepreneurs in the villages. With the Biochar Centre of Excellence and promoting Rural Entrepreneurship at Heartfulness, we are sure to make India more self-reliant in agriculture. This is a wonderful initiative, and we hope that rural entrepreneurs and farmers will benefit from this initiative.”

“We must be wise in how we produce crops—not only by adopting modern techniques but also by being sensitive to soil health and nutrition. A Centre of Excellence like this will train rural entrepreneurs, farmers, and agriculturists in sustainable farming, helping them adopt biochar as an effective carbon-sequestering agent for better plant survival rates and afforestation. Our vision is to establish a biochar unit in every village in the country for the benefit of all,” added Shri Kamlesh Patel (Daaji) – Founder & Global Guide of Heartfulness Institute.

Shri Nath Parameshwaran from PayPal said, “Helping small businesses and entrepreneurs thrive is a key priority for PayPal globally and in India. We are delighted to partner with Heartfulness Institute in this unique initiative, which aligns with the Skill India vision of Hon. Prime Minister Modiji. The Centre of Excellence for Rural Entrepreneurship aims to provide economic and upskilling opportunities for rural entrepreneurs, boost farmer incomes, and protect the environment with use of bio-char.”         

Photo Captions:  Hon’ble Union Minister for Road Transport & Highways, Shri Nitin Gadkari, with Rev Daaji inaugurates India’s first Biochar Center of Excellence at Kanha Shanti Vanam, Heartfulness Institute, Hyderabad. He was joined by Union Minister for Coal & Mines, Shri G. Kishan Reddy, and Shri D. Sridhar Babu – Hon’ble Minister for IT, Government of Telangana.

Hyatt India Collaborates With Mumbai Indians Cricket Team

* Bringing The Best Of Hospitality And Cricket Together, Exclusively For World Of Hyatt Members

In an exciting confluence of world-class hospitality and thrilling cricket, Hyatt today announced a strategic collaboration with Mumbai Indians, one of the most celebrated teams in global franchise cricket. This collaboration marks a coming together of two icons that share a commitment to excellence, experience and creating unforgettable moments for their patrons and fans.

As a part of this collaboration, Hyatt will launch an immersive digital campaign bringing together Hyatt`s purpose of care and India’s passion for cricket. This strategic alliance will enhance Hyatt’s presence among cricket enthusiasts, leveraging visual assets and exclusive experiences to amplify brand visibility throughout the season. Through this collaboration, Hyatt aims to bring cricket fans closer to their favourite team with engaging content and exclusive brand-led activations.

At the heart of this collaboration lies an exclusive opportunity curated for World of Hyatt members. Select World of Hyatt members can take part in an intimate meet-and-greet experience with Mumbai Indians players and take home merchandise. This unique initiative is a celebration of loyalty and fandom, where the passion of cricket meets the care of premium hospitality.

Sunjae Sharma, managing director, India & Southwest Asia, Hyatt, expressed his excitement about the partnership by sharing, "at Hyatt, we are always exploring meaningful ways to deepen guest engagement and bring our brand promise to life. Our collaboration with Mumbai Indians allows us to do just that—combining the energy of cricket with the warmth of Hyatt’s hospitality. It is a coming together of two brands that share a common commitment for excellence and creating unforgettable experiences for their fans. This collaboration opens up new avenues to create one-of-a-kind experiences for our most loyal World of Hyatt members as well as our key stakeholders. "

A Mumbai Indians spokesperson said, “At Mumbai Indians, we believe in creating meaningful collaborations that resonate with our fans and enhance their experience beyond the field. Our collaboration with Hyatt is a natural fit — it brings together the best of cricket and hospitality to deliver memorable moments for our fans. Through this sponsorship, we look forward to engaging with fans uniquely and celebrating the spirit of cricket with the signature warmth and care that both our brands represent.”

Whether it’s cricket or comfort, the Hyatt-Mumbai Indians collaboration is a gamechanger—designed to celebrate loyalty, community, and the thrill of the unexpected.

The term “Hyatt” is used in this release for convenience to refer to Hyatt Hotels Corporation and/or one or more of its affiliates.

About World of Hyatt 

World of Hyatt is Hyatt’s award-winning guest loyalty program uniting participating locations in Hyatt’s Luxury Portfolio, including Park Hyatt®, Alila®, Miraval®, Impression by Secrets, and The Unbound Collection by Hyatt®; the Lifestyle Portfolio, including Andaz®, Thompson Hotels®, Dream® Hotels, Breathless Resorts & Spas®, JdV by Hyatt®, and me and all hotels; the Inclusive Collection, including Zoëtry® Wellness & Spa Resorts , Hyatt Ziva®, Hyatt Zilara®, Secrets® Resorts & Spas, Dreams® Resorts & Spas, Hyatt Vivid Hotels & Resorts, Sunscape® Resorts & Spas and Alua Hotels & Resorts®; the Classics Portfolio, including Grand Hyatt®, Hyatt Regency®, Destination by Hyatt®, Hyatt Centric®, Hyatt Vacation Club®, and Hyatt®; and the Essentials Portfolio, including Caption by Hyatt®, Hyatt Place®, Hyatt House®, Hyatt Studios, and UrCove. Lifestyle Portfolio brands The Standard®, The StandardX and Bunkhouse® Hotels will participate in World of Hyatt in the future. Members who book directly through Hyatt channels can enjoy personalized care and access to distinct benefits including Guest of Honor, confirmed suite upgrades at time of booking, diverse wellbeing offerings, digital key, and exclusive member rates. With 54 million members and counting, World of Hyatt offers a variety of ways to earn and redeem points for hotel stays, dining and spa services, wellbeing focused experiences through the?FIND?platform; as well as the benefits of Hyatt’s strategic loyalty collaboration with American Airlines AAdvantage®. Travelers can enroll for free at hyatt.com, download the World of Hyatt app for android and IOS devices and connect with World of Hyatt on Facebook, Instagram, TikTok and X. 

About Hyatt Hotels Corporation

Hyatt Hotels Corporation, headquartered in Chicago, is a leading global hospitality company guided by its purpose – to care for people so they can be their best. As of December 31, 2024, the Company's portfolio included more than 1,400 hotels and all-inclusive properties in 79 countries across six continents. The Company's offering includes brands in the Luxury Portfolio, including Park Hyatt®, Alila®, Miraval®, Impression by Secrets, and The Unbound Collection by Hyatt®; the Lifestyle Portfolio, including Andaz®, Thompson Hotels®, The Standard®, Dream® Hotels, The StandardX, Breathless Resorts & Spas®, JdV by Hyatt®, Bunkhouse® Hotels, and Me and All Hotels; the Inclusive Collection, including Zoëtry® Wellness & Spa Resorts, Hyatt Ziva®, Hyatt Zilara®, Secrets® Resorts & Spas, Dreams® Resorts & Spas, Hyatt Vivid Hotels & Resorts, Sunscape® Resorts & Spas, and Alua Hotels & Resorts®; the Classics Portfolio, including Grand Hyatt®, Hyatt Regency®, Destination by Hyatt®, Hyatt Centric®, Hyatt Vacation Club®, and Hyatt®; and the Essentials Portfolio, including Caption by Hyatt®, Hyatt Place®, Hyatt House®, Hyatt Studios, and UrCove. Subsidiaries of the Company operate the World of Hyatt® loyalty program, ALG Vacations®, Mr & Mrs Smith, Unlimited Vacation Club®, Amstar® DMC destination management services, and Trisept Solutions® technology services. For more information, please visit www.hyatt.com.

Celebrate The Most Incredible Woman In Your Life – Mother’s Day At IHCL’s Bengaluru Hotels

This Mother’s Day, experience heartfelt celebrations and soulful flavours at IHCL’s iconic hotels in Bengaluru – Taj West End, Vivanta Bengaluru Residency Road, and Taj Bangalore. Thoughtfully curated menus, serene settings, and warm hospitality come together to create memorable moments for the most special woman in your life.

A GARDEN-SIDE BRUNCH AT MACHAN - TAJ WEST END, BENGALURU

Date: 11th May 2025 | Time: 12:30 PM – 3:30 PM

Set amidst lush greenery, Machan offers a sun-kissed alfresco brunch featuring beloved classics and global favourites. Guests can savour dishes like Classic Roast Chicken, Goan-Style Grilled Tiger Prawns, and Slow-Roasted Meats, alongside regional delicacies like the robust Coorgi Pandi Curry. End the celebration on a sweet note with an exquisite dessert medley — Raspberry Chocolate Decadence, Lavender and Berry Victorian Cake, Berry Pavlova, Belgian Chocolate Indulgence, and Buttercream Rouge. 

Pricing: Rs 3,000++ (with soft beverages) | Rs 4,800++ (with premium beverages) | Reservations: 080 66605660

A REFINED VIETNAMESE SET MENU AT BLUE GINGER – TAJ WEST END, BENGALURU

Date: 11th May 2025 | Time: 12:00 PM – 3:00 PM

Celebrate with an elegant culinary journey at Blue Ginger. The specially curated Mother’s Day set menu features comforting yet refined Vietnamese fare – from Stewed Lamb Shanks with caramel glaze to delicately Steamed Pomfret and wok-tossed vegetables with bird’s-eye chilli.

Pricing: Rs 3,000++ (with soft beverages) | Reservations: 080 66605660

A VIBRANT BRUNCH AT MYNT - VIVANTA BENGALURU RESIDENCY ROAD, BENGALURU

Date: 11th May 2025 | Time: Brunch

At Mynt, brunch is a lively, flavour-packed affair. Guests can savour flavourful soups like Tom Kha, enjoy compound salads such as Balsamic Watermelon & Feta and Mesclun with Haricot Beans, and indulge in classic Dilli-6 chaats like Karare Aloo ki Chaat, Samosa Chole Chaat, and Paani Puri. 

Hot mains feature dishes like Chimichurri Roasted Chicken, Tenderloin Steak with Pan Jus, and Mangalorean Fish Curry, along with vegetarian highlights like Steamed Tofu in Sweet Chili Sauce and Cheese & Olive Polenta.

Wrap up with indulgent desserts from the Sweet Room – think Golden Cream Caramel, Strawberry Cheesecake Slices, and Mexican Walnut Brownies.

Adding to the celebration, mothers receive a special 25% savings with our compliments.

Pricing: Rs 2,200++ per person | Reservations: 080 66604545

A TASTE OF HOME AT CAFÉ 77 EAST – TAJ BANGALORE, BENGALURU

Date: 11th May 2025 | Time: 12:30 PM – 3:30 PM

Reminiscent of comforting home-cooked meals, the brunch at Café 77 East features familiar favourites like dal fry, tawa subzi, homestyle khichdi, and rich chicken curry. The experience ends with warm desserts like Grandma’s chocolate gateaux and lemon drizzle cake. Guests celebrating with their mothers will also receive a complimentary gourmet chocolate gift box. 

Pricing: Rs 2,750++ (soft beverages) | Rs 3,750++ (premium beverages) | Reservations: 9465153482

This Mother’s Day, honour her with cherished moments, culinary comfort, and soulful hospitality at IHCL’s celebrated addresses in Bengaluru.

PhonePe Unveils Its Made In India SmartSpeaker With 4G Connectivity

 

*     The next-gen SmartSpeaker comes with 4G connectivity, fast charging capability, and longer battery life

PhonePe, today, announced the launch of its next-gen SmartSpeaker, an upgraded version, designed to meet the evolving business needs of merchants. Built on the foundation of the original SmartSpeaker, the next-gen version is Made in India. The latest upgrade retains the popular features of its predecessor while introducing significant enhancements.

Speaking on the launch, Yuvraj Singh Shekhawat, Chief Business Officer of Merchant Business at PhonePe, stated, "We are excited to introduce our next-generation SmartSpeakers, which are Made in India. Manufacturing these devices locally allows greater flexibility in adapting products to the specific needs and preferences of our merchants. With these SmartSpeakers, we are not only driving financial inclusion for merchants nationwide, especially in underserved areas, but also fostering domestic innovation and ensuring that Indian manufacturers become integral participants in the country's digital transformation." 

PhonePe launched its SmartSpeaker in 2022, providing offline merchants with a reliable and convenient payment solution featuring voice notifications. Available in 21 language variants, the SmartSpeaker includes a celebrity voice feature with leading Indian actors. The real-time audio alerts for successful payments reduce merchants' dependency on checking SMS or app notifications, allowing them to focus on their business without constantly monitoring their phones for payment updates.

The new ‘’Made in India” SmartSpeaker retains all the popular features of the previous one and comes with notable enhancements in connectivity and power efficiency. It utilizes a 4G network for faster speed and higher network reliability.  The latest version gets completely charged in approximately 75 minutes. The device also has an extended battery life, exceeding seven days of standby period. Additionally, it includes great audio clarity even in the noisiest of environments, and a compact form factor allowing merchants to use it even in the most congested counter spaces.

About PhonePe Group

PhonePe Limited (Formerly PhonePe Private Limited) is one of India’s leading fintech companies. Headquartered in India, its flagship product, the PhonePe digital payments app, was launched in Aug 2016. As of March 2025, PhonePe has over 60 Crore (600 Million) registered users and a digital payments acceptance network spread across over 4 Crore (40+ million) merchants. PhonePe also processes over 33 Crore (330+ Million) transactions daily with an Annualized Total Payment Value (TPV) of over INR 150 lakh crore.

The PhonePe Group’s portfolio of businesses includes the distribution of financial products (Insurance, Lending, and Wealth) as well as new consumer tech businesses (Pincode - hyperlocal e-commerce and Indus AppStore – Localized App Store for the Android ecosystem) in India, which are aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services.