Thursday, April 28, 2022

Hero MotoCorp Handed Over Hero Destini 125 Scooters To The Indian Soldiers Who Were Disabled While In Service


Saluting the exemplary grit and determination of Indian Army veterans, Hero MotoCorp, the world's largest manufacturer of motorcycles and scooters, today handed over Hero Destini 125 scooters to the soldiers who were disabled while in service.

These retro-fitted scooters were handed over to the soldiers here today in the presence of Brigadier Sanatan Singh (VSM), Brigadier Vikas Bhardwaj of the Directorate of Indian Army Veterans (DIAV) and Bharatendu Kabi, Head - Corporate Social Responsibility (CSR) and Corporate Communication, Hero MotoCorp.

These retro-fitted Hero Destini 125 scooters are supported by two auxiliary wheels in the rear - which have been customised to provide a safe and convenient riding experience. The Company has already handed over these scooters to the soldiers of Indian Army across Gujarat, Delhi-NCR, Andhra Pradesh, Tamil Nadu, Punjab, Haryana, Uttar Pradesh, Jammu & Kashmir, Karnataka, Bihar, Maharashtra, Uttarakhand, Jharkhand, Himachal Pradesh, Assam and Kerala.

Bharatendu Kabi, Head - CSR and Corporate Communication, Hero MotoCorp said, “We are honoured and delighted to partner with the Directorate of Indian Army Veterans in this noble cause. As part of the initiative under our CSR platform “Hero WeCare”, we are glad to be able to extend mobility support to these Heroes. We have already handed over more than 100 such retro-fitted Destini scooters to the soldiers in various states across the country.” 

Under its flagship CSR platform Hero We Care, Hero MotoCorp has been significantly contributing towards building a Greener, Safer and Equitable World. The company has been at the forefront of environment conservation, promoting and inculcating road safety practices, and empowerment of young girls and women, specially-abled individuals and the underprivileged sections of society.

Upgraded Nokia 105 And New Nokia 105 Plus Launched In India; Built To Love And Last


·         The upgraded Nokia 105 phone promises a new powerful build, ergonomic modern design in a range of colours that are scratch and bump resistant and an FM wireless radio, offering entertainment on the go even without headset

·         The new Nokia 105 Plus dons an MP3 player, auto call-recording & memory card features

HMD Global, the home of Nokia phones, has launched upgraded Nokia 105 and the new Nokia 105 Plus. The devices promise solid strength and style the signature values of the brand. Nokia 105 features a solid, modern design that fits perfectly in the hand. The brand new feature of Wireless FM Radio is powered by a big and long-lasting battery life for never ending games and talk time. The inherent colours of the phones minimize the visibility of scratches while it also offers entertainment on the go. Nokia 105 Plus has an MP3 Player, auto call-recording & memory card features which is a great value addition in this category.

The phones are a perfect fit for consumers who are looking for value for money devices which offer usability along with entertainment. The feature-heavy entry-level Nokia 105 Plus’ key USPs are the long lasting battery life, innovative design and a strong body. MP3 player, Auto Call Recording & FM capability with optimum volume level adds significantly to the utility of the phone.

The phones offer the best value for the price point promising to serve a large segment of consumers by winning on affordability and utility. These also serve as a perfect devices for a consumer’s seeking a digital detox. The phones come with the assured quality and durability of Nokia smartphones, and is backed with the unique one year replacement guarantee**.

This launch is set to further strengthen Nokia’s number one position in the feature phone market in India.  The trusted brand has emerged #1 by value and #3 in volume for calendar year 2021 as per IDC report 2021 report.

Sanmeet Singh Kochhar, Vice President, HMD Global: “Nokia is number 1 feature phone brand in India in value and popularity as per the latest IDC reports and we continue our leadership streak in this segment with the launch of Nokia 105 and Nokia 105 Plus. Our success in feature phone category can largely be attribute to our global bestseller Nokia 105 which now gets a new avatar with a new ergonomic design and wireless FM feature.  The new Nokia 105 Plus has exciting additions including the auto-call recording and long battery life. At HMD Global, we are democratising experiences for our customers with accessibility across all price segments. We also started exporting the Nokia 105 to other countries and even the upgraded Nokia 105 and the new Nokia 105 plus phones would be Made in India. We are now launching a robust and exciting line up across the feature phone, smartphone, tablets and accessories segment which offer accessible connectivity to all. We will continue to offer unmatched value to our users across segments keeping intact the Nokia trust.”

Nokia 105 Plus comes with pre-loaded games, including the universally popular game Snake, which keeps one entertained for long hours. Another key feature of this device is the battery life which has a standby time of up to 18 days. There's also enough storage for 2,000 contacts and up to 500 SMS to keep the important and special messages at your fingertips.

Product Key Features

Nokia 105 features a solid, modern design that fits perfectly in your hand, while the inherent colour minimizes the visibility of scratches. Listen to news, sports and entertainment on the go with the wireless FM radio – without a headset. It also comes with pre-loaded games, including Snake, to keep you entertained, and the long-lasting battery life means that you can talk for hours.

Nokia 105 Plus is refreshed to bring more value, connectivity, and quality to all, with Wireless FM radio so you can listen to your favourite sports, news, and entertainment on the go without a headset. The phone packs in a larger 1000 mAH battery, a dedicated SD card slot, an MP3 music player and auto call recording. Nokia 105 Plus’ new ergonomic, modern avatar and compact shape is specially moulded to feel great in the hand and easily slip into your pocket. To take on everyday life, the scratch and bump resistant exterior is built to last even longer – thanks to its robust high-quality design.

Pricing and availability

The Nokia 105 is available in India starting today in Charcoal & Blue colour variants at a recommended best buy price of INR 1299 onwards .

The Nokia 105 Plus is available in India starting today in Charcoal & Red colour variants at a recommended best buy price of INR 1399 onwards.

Both the phones are available across leading offline retail stores, e-commerce platforms, and Nokia.com.

Wipro GE Healthcare Launches ‘Made In India’ CT System To Strengthen Access To Quality Healthcare Across India


* Revolution Aspire CT System is manufactured at the company’s new plant launched under the government’s Production Linked Incentives (PLI) Scheme and is aligned to government’s vision of ‘Atmanirbhar Bharat’

* Aims at enabling access to quality diagnosis across India, including tier 2 & tier 3 cities

* Greater clinical efficiency with enhanced image quality and operational efficiency with upto 50% higher patient throughput*[1]

Wipro GE Healthcare, a leading global medical technology and digital solutions innovator, today, announced the launch of its next-generation Revolution Aspire CT (Computed Tomography) scanner. Revolution Aspire is an advanced imaging solution designed and manufactured end-to-end in India, at the newly launched Wipro GE Medical Devices Manufacturing plant, in line with ‘Atmanirbhar Bharat’ initiative.  The CT system is equipped with higher imaging intelligence to improve clinical confidence when diagnosing diseases and anomalies.

India faces a dual challenge of urban-rural divide and disease burden. Even though a major proportion of the population lives in rural areas, the majority of health facilities are concentrated in select large cities. India also depends on imports for higher-end medical products such as cancer diagnostics, medical imaging tools, amongst others. With the Government emphasizing early diagnosis of Non-Communicable Diseases (NCDs) and self-reliance, through Ayushman Bharat, there is an increased demand for advanced medical devices. The Revolution Aspire CT aims to address this need and enable access to quality medical equipment across India, including tier 2 and tier 3 cities.

The Revolution Aspire CT scanner empowers clinicians with increased operational efficiency with upto 50% higher throughput*. The rotation time in Revolution Aspire CT scanner has been increased by 20%, enabling clinicians to provide faster diagnosis*. That along with a significantly improved cooling rate, the scanner allows a higher rate of continuous scanning and can handle higher patient volumes per day. The CT scanner also comes with a new detector design and algorithm, along with smart features such as Smart MAR, that enables up to 30% improved image quality*. As one of the most powerful systems in its segment, the system is redesigned to deliver higher performance through tube capacity, tube current, and X-ray generator power while maintaining the same footprint. Additionally, it provides intelligent IQ to provide exceptional clinical outcomes, besides reduced radiation dosage for patients and clinicians’ safety.

Commenting on the launch, Dr. Devi Shetty, Chairman and Senior Consultant Cardiac Surgeon said, “Access to healthcare has been deeply asymmetric in India and innovative medical technology products will help bridge this gap. We are witnessing this change with cutting-edge, locally manufactured, and affordable products such as the Revolution Aspire CT scanner helping democratize the market, taking quality healthcare to tier 2 cities and beyond. It is critical for all health centres, big and small, to have access to quality diagnosis. I applaud Wipro GE Healthcare’s endeavour to empower India’s healthcare infrastructure with this revolutionary product for improved patient care delivery.”

Dr. Shravan Subramanyam, Managing Director, Wipro GE Healthcare said, “We at Wipro GE Healthcare are committed to India’s vision of self-reliance. With Revolution Aspire CT system we aim to cater to the underserved markets and bridge the access gap to quality healthcare. We look forward to aligning closely with the government and will continue to invest medical devices ‘made in India, for India and for the world’; and advance our mission of enabling ‘healthcare for all.”

Srikanth Suryanarayanan, Head – Imaging, GE Healthcare, said, “We are very proud to launch the Revolution Aspire CT scanner – our ‘made in India’ product. It is one of our most efficient CT scanners and has been designed with accessibility in mind. With an increasing burden on the healthcare sector following the impact of COVID-19, healthcare institutions need advanced medical devices - more than ever before, for faster and more accurate diagnosis. Our new CT, is a powerful system that empowers the clinicians as well as the patients with greater efficiency, better results and higher comfort.”

The Revolution Aspire CT scanner is developed to ensure that the patient experience is seamless and stress-free. The scanner is equipped with a 70cm gantry bore aperture that can accommodate a diverse set of patients and an enhanced user interface which reduces preparation time and improves comfort. It is also incorporated with GE Healthcare’s ASiR technology which supports a lower radiation dose by 40%*, keeping patient safety in mind. Created as a future-ready product, the Revolution Aspire CT is built to be scalable with evolving needs of healthcare institutions.

The Revolution Aspire CT scanner has been manufactured at the recently launched Wipro GE Medical Device Manufacturing factory (MDM). The factory is one of 15 medical device manufacturers approved under the government’s PLI Scheme. Aligned to the National Agenda of ‘Atmanirbhar Bharat’, Wipro GE healthcare has invested a little over INR100 crore in this facility and aims to further boost local manufacturing of medical devices in India. The plant is a 100% subsidiary of Wipro GE Healthcare and has been setup as a green field legal entity.

[1] *Compared to previous generation CT scanner

DBS Bank Partners With Headstart And Anthill To Support Promising Startups


* Launches DBS BusinessClass foundED, a forum that celebrates modern-day founders and innovators and encourages entrepreneurship.

In line with its vision to support entrepreneurs and innovators, DBS Bank India has partnered with startup venture capital fund Anthill Ventures and evangelist network Headstart Network Foundation to launch DBS Business Class foundED. This forum will be held across cities in India and will celebrate modern-day founders, innovators, and game-changers to foster co-innovation and collaboration in the startup ecosystem.

The first event of DBS BusinessClass foundED was recently hosted in Hyderabad with actor, entrepreneur and investor Rana Daggubati as the keynote speaker. It was attended by a curated set of top-notch founders, investors and tech ecosystem partners and provided a platform for them to collaborate on new business models that addressed the pain points in the ecosystem.

Speaking at the event, Rana Daggubati said, "To change the ecosystem, we need founders who can drive their teams and instil the message that we are here to build products or services for the world. The initiative has to come from fearless investors who are ready to invest in diverse opportunities."

He further emphasised the importance of networking through initiatives like foundED. "This is the first step towards educating young startups about who's around and what's possible. We need more forums like foundED where government or business units like DBS can come forward to educate young entrepreneurs and help them network."

The Indian metaverse firm Ikonz, backed by Daggubati and Anthill Ventures, has recently secured funding from Village Global, which has investors like Mark Zuckerburg, Bill Gates and Jeff Bezos.

DBS BusinessClass is a DBS Bank initiative that helps SMEs grow their business and network with key business influencers, receive the latest market trends and gain exclusive access to a knowledgeable community of Asia's business masterminds. foundED takes DBS’ vision further by bridging the gaps in the technology and capital spectrum of the startup ecosystem by bringing the right stakeholders across the table to co-invent and innovate. Subsequent editions of foundED are planned to be held in Bangalore, Chennai and Mumbai.

Speaking on this partnership, Divyesh Dalal, Managing Director & Head-Transaction Banking, DBS Bank India, said, "At DBS, we strongly believe that technological solutions and innovation will play a key role in empowering the growth of startups and SMEs.  It is imperative for banking partners to offer embedded solutions across ecosystems to these entities. Our partnership with Headstart and Anthill is an effort in this direction, as we want to better integrate our banking solutions in the existing startup ecosystem and provide enabling solutions to startups."

Sudarshan Chari, Executive Director & Head - Business Banking, DBS Bank India, said, "DBS SME Banking is committed to providing a host of value-added services apart from tailored banking solutions. We're excited to initiate our partnership with Anthill and Headstart with foundED, where startups would benefit from insights and connections to build their business and sharpen their competitive edge. The forum will also allow us to partner in their growth journey and reach out to the startup community across key business hubs.”

DBS supports like-minded ecosystem partners who are driven to create a positive impact in the community. The bank has recently partnered with leading dairy-tech startup Stellapps as its banking partner to promote digitisation amongst small dairies across India. The partnership is expected to benefit almost 100,000+ dairy farmers in the near future. DBS had also collaborated with ODeX, an online document exchange and payments facilitation platform for the ocean shipping industry, to provide hassle-free credit solutions to freight forwarders. This partnership is expected to benefit over 8,500 freight forwarders, aligning with DBS' commitment to financing local businesses and supporting livelihoods.

IIM Lucknow Introduces The First-Of-Its-Kind Chief Operations Officer Programme In India


* Taught by leading IIM Lucknow faculty, this programme, in collaboration with Emeritus, aims to upskill professionals towards leading operational excellence and business growth. ?

The Indian Institute of Management Lucknow (IIM Lucknow), ranked as the #4 best B-School in India (Business Today, 2021) and #7 as per NIRF, 2021, has announced the launch of the first-of-its-kind Chief Operations Officer Programme with Emeritus, the global leader in making high-quality education accessible and affordable to individuals, companies, and governments worldwide. This high-impact 11-month programme will enable business leaders, aspiring and new COOs to improve their organisation’s operational efficiency, resilience to disruption, and business growth.

Transforming operations into an engine of growth and innovation requires strategic and creative thinking from being purely operational, as was the case in the past. In this context, the role of the Chief Operating Officer (COO) has thus evolved into being a major strategic partner accountable for leading the operational transformation initiatives to achieve greater customer-centricity amidst accelerated changes in demand, technology, and data. To position a business for greater profitability, a trailblazing COO must recalibrate strategic priorities, embrace new ways, and focus on cost control and efficiency. According to IBM Insight (2021), 81% of COOs rely heavily on data to improve their organization’s operational efficiency.

The Chief Operations Officer Programme allows professionals to enhance their practical, industry-aligned skills to improve operational innovation and efficiency to boost business growth. Delivered through a blend of engaging live online sessions and a five-day in-campus immersion at the IIM Lucknow campus, this programme, taught by distinguished IIM Lucknow faculty, is ideal for senior professionals and business leaders with over ten years of work experience. The programme curriculum includes ten contemporary modules, a capstone project, and real-world case studies, which will equip participants to drive greater business efficiency and impact with a best-in-class experiential understanding of digital and engineering operations. On successful completion of the programme, participants will receive a certificate of completion from IIM Lucknow and eligibility for the prestigious IIM Lucknow Executive Alumni Status.

Commenting on the launch of the programme, Programme Directors, Dr Suresh K. Jakhar, Associate Professor, Operations Management & Dr Himanshu Rathore, Assistant Professor, Operations Management, IIM Lucknow, said, “To gain a competitive advantage in today's business environment, operational leaders need to develop and drive operational capabilities from a strategic perspective. The operational capabilities of a company allow it to steer its way through a volatile, uncertain, and competitive market. This programme is designed for COOs/ business leaders to develop the necessary operational skillsets that are required to think strategically, act decisively, and drive value chain innovation”.

Mr. Mohan Kannegal, CEO, India and APAC, Emeritus added, “With businesses taking a digitalised approach in recent times, the role of the COO has seen a 360 degrees shift. Multiple industry reports suggest that close to 54% of COOs plan to make changes in technology transformation for business efficiency in 2022. In this emerging context, the ability to navigate complex organisational challenges, drive innovation, optimise resource utilisation and costs, and foster seamless collaboration across teams is imperative for business growth. We are pleased to collaborate with IIM Lucknow in offering this executive certificate programme, designed to be the first step for successful COOs in the making”.

This path-breaking programme begins on June 30, 2022, and has a programme fee of INR 4,00,000 + GST, with an early bird discount of INR 28,000 + GST for participants who apply by May 5, 2022. The programme is offered through Emeritus, a global leader in making high-quality education accessible and affordable, offering a digital-first, seamless learning and high engagement experience. Visit the programme page for more details and apply soon to reserve your seat.

About IIM Lucknow:

The Indian Institute of Management (IIM) Lucknow, is one of the premier national level institutes of management in India, involved in generating and imparting knowledge in the field of management. IIM Lucknow stands tall on the foundation of an excellent, committed and profoundly knowledgeable faculty, innovative and unique pedagogical tools and an eclectic and diverse student community that has a burning desire to make new paths of its own. The Association of MBAs (AMBA) has accorded accreditation to the Institute's PGPM, IPMX, and PGPWE programmes. IIM Lucknow is amongst the five B-Schools in India to achieve the coveted dual accreditations by the Association to Advance Collegiate School of Business (AACSB) as well as the Association of MBAs (AMBA). World over, only about 5% of the institutes have acquired AACSB’s accreditation. IIM Lucknow is now ranked 79th globally in its maiden entry into the prestigious Financial Times (FT) 100 List of Global Business Schools for its flagship PGP (MBA) Programme. The Institute scored high on student employability, career progression and research. Learn more at iiml.ac.in.

About Emeritus:

Emeritus Executive Education offers customised and open programmes in India, Singapore, Dubai and other global locations in collaboration with MIT Sloan, Columbia Business School, IIM Lucknow Executive Education, IIM Calcutta Executive Education, ISB Executive Education, Harvard Business School (HBS), Kellogg Executive Education, Berkeley Executive Education, and Wharton Executive Education, amongst other leading Institutes. Our world-class executive education programmes, supported by eminent programme experts, provide an immersive learning experience integrated with actionable insights and practical business applications. The meticulously curated programmes are delivered in a different range of formats; in-class, online, as well as blended programmes. Our extensive portfolio also includes short 2-4 day in-class workshops, online courses of 2-3 months duration as well as comprehensive learning journeys that run over 6-9 months, customised to an organisation’s requirement. The Emeritus Group has more than 1,400 employees globally and offices in Mumbai, New Delhi, Shanghai, Singapore, Palo Alto, Mexico City, New York, Boston, London, and Dubai. Following its $650 million Series E funding round in August 2021, the company is valued at $3.2 billion, and is backed by the Chan Zuckerberg Initiative, Leeds Illuminate, Prosus Ventures, Sequoia Capital India, Bertelsmann, Accel and SoftBank Vision Fund 2. Learn more at Emeritus.org/in.

Toyota Kirloskar Motor Clocks Two Million Cumulative Wholesales Across Indian Market


* Expresses gratitude to 2 million happy customers in India

Toyota Kirloskar Motor (TKM) today announced that the company has achieved a significant milestone of two million cumulative wholesale units, ever since its inception in India. The company registered this feat in April 2022, while handing over the Cool New Glanza as the 2 millionth vehicle from its dealership, Nippon Toyota at Trichur, Kerala.

Over the years TKM has continued to expand its world-class lineup to provide a wide range of options, tailored to meet the evolving needs of Indian customers. While cult offerings like the Innova Crysta and the Fortuner have fortified the brand’s dominance in the MPV & SUV segments, new launches like the Urban Cruiser and the Glanza have further reinforced Toyota’s commitment to India. The recently launched Legender has also carved a special place for itself and has become a flagship model in the SUV segment.

The Glanza and the Urban Cruiser have been a runaway success for TKM, witnessing sustained sales as they generate tremendous interest in their respective segments & contributing to a newer set of younger customers. Both the products have helped TKM garner young-millennial customers who are not only seeking exceptional automobile ownership experience, but also the best balance of economically viable options.

Toyota’s self-charging vehicles, Camry hybrid and the uber luxurious Vellfire, have won hearts across customers by setting new standards of luxury and green mobility. Furthermore, the Camry Hybrid has created a niche for itself ever since its launch in India in 2013, being the first locally manufactured strong self-charging hybrid electric vehicle in India.

The continued product refreshments across models have undoubtedly helped Toyota retain customers and orders. Furthermore, TKM customers have also availed comprehensive “Best in Class” ownership experience, through the specially designed value-added service programs such as Express Maintenance 60 (EM60), Q Service, Extended Warranty & Service Packages (SMILES).

Expressing his gratitude, Mr. Atul Sood, Associate Vice President, Sales, and Strategic Marketing, TKM said, “We are thrilled that 2 million customers trust Toyota for their mobility needs. In this journey towards 2 million happy customers, we have come a long way. Over the last two decades, Toyota has developed a solid foundation of renowned Quality, Durability, and Reliability (QDR) and we hope we will be able to cater to more segments as well as newer markets in 2022 and beyond, helping us achieve our ultimate goal of delivering ‘Mass Happiness to All’.

With changing times, we have innovated to make Toyota products and services more accessible than ever before. The virtual showrooms and increased footprints have taken us closer to our customers across regions, thanks to the unrelenting support and commitment of our supplier & dealer partners and most importantly all our employees. We thank our customers for their patronage, and we will continue to strive towards our commitment to providing an awesome experience.” he concluded.

Over the last two decades, Toyota has strengthened its capability with dealer partners to enable them to cater effectively to the increasing demand for personal mobility. Currently, the company is accessible through the 419-dealer network/ touchpoints in the country spanning traditional and newer emerging markets.

TKM remains committed to effectively contribute towards ‘Make in India’ initiative and is passionate and committed to build a self-reliant and globally competitive value chain through tremendous efforts and investment on human development and processes.  The company is also water self-reliant and is aspiring to move towards creating a cleaner and greener future.

As pioneers of electrified technologies, TKM continues to focus on mass electrification by encouraging localization of electrified vehicle parts.

Similarly, TKM has also successfully applied its strong points and learnings to build a stable, sustainable and competitive local supply chain. The company has consistently worked towards increasing the supplier base through localization, thereby empowering the local suppliers to transform into world-class manufacturers promising quality and cost at par with global standards.

Furthermore, all initiatives at the plant are designed to bring down the environmental impacts and achieve water sustainability goal, the company has adopted various novel processes to reduce freshwater consumption and enhance water efficiency. Recently, TKM has set new benchmark by reaching 100% Renewable Energy sources in its plant at Bidadi.

Moving forward, TKM’s aim is to expand footprints with special focus on Tier II & III markets. Following the philosophy of ‘Mass Happiness to All’, Toyota aims to cater to their customers with an enhanced product portfolio, legendary sales & service experience and yield the benefits of value-added services.

ManipalCigna Health Insurance Launches ‘Prime’ A Complete Healthcare iPlan That Gives Better Coverage, Control, Care

 


-      It pays cashless OPD expenses such as doctor’s consultation fees, prescribed diagnostic tests, pharmacy

-      It pays for non-medical expenses

-      It switches off the cover when you travel abroad, for up to 30 days in a policy year

-      It allows you to choose “Any room” category whether suite or above during hospitalization

-      It will restore itself unlimited times, in case you are short of sum insured even for the related/same illness

-      It goes beyond standard Maternity cover and extends the cover to include IVF/IUI treatments

-      It waives off your next one year renewal premium in case of Accidental Death or diagnosis of any of the listed Critical Illnesses

-      It provides air ambulance cover, over and above base Sum Insured; max up to Rs. 10 lacs

ManipalCigna Health Insurance Company Limited, today announced the launch of ‘ManipalCigna ProHealth Prime’ plan. This new plan is not just a health insurance plan but a Complete Healthcare Insurance plan as it not only covers all types of hospitalization expenses but also comes with revolutionary features such “Cashless OPD” coverage for doctor consultation, prescribed diagnostic tests and pharmacy expenses, It covers “Non-medical Expenses” to ensure there are zero deductions towards non-medical items during hospitalization and many more such enticing benefits.

Speaking about the product launch, Mr. Prasun Sikdar, Managing Director and CEO, ManipalCigna Health Insurance Company Limited said, At ManipalCigna, we have always been at the forefront in meeting the consumer’s needs and whenever we have come up with any new product, we have ensured that our product addresses the core issues which our customers are facing. This time too we conducted a thorough research and identified some of the major issues which the customers are facing and expect solutions from health experts like us. For example, in India, out-patient department expenses which includes doctor consultations, lab tests and pharmacy expenses accounts for nearly 62% of healthcare costs, not only that, non-medical expenses amount to around 10% to 12% of the overall hospitalization bills that are paid as out of pocket. Our new ManipalCigna ProHealth Prime takes a step further in our commitment and offers cashless services even for OPD expenses to provide total healthcare protection, it comes with industry first feature Switch Off that allows customers to switch off the cover while travelling abroad from 2nd year onwards, for a maximum period of 30 days in a policy year and most importantly the plan covers all hospitalization expenses whether medical or non-medical to take care of customer’s everyday healthcare needs.”

Sikdar further added, “The Product also has a specific plan, for lives suffering from the medical conditions such as Diabetes, Obesity, Asthma, high Blood Pressure and high Cholesterol. These customers need not wait for long, as the pre-existing disease waiting period for these listed conditions is only 90 days. ManipalCigna ProHealth Prime is a truly comprehensive plan offering customized healthcare solutions to safeguard the customers from all types of healthcare expenses even beyond hospitalization and offers sum insured of up to 1 crore with lifetime renewability, so that customers get Better Coverage, Better Control and Better Care in true sense without any financial worries.”

ManipalCigna ProHealth Prime’ plan comes in three different variants – ‘ManipalCigna ProHealth Prime Protect’ for overall hospitalization expenses; ‘ManipalCigna ProHealth Prime Advantage’ provides cashless OPD coverage in addition to the hospitalization expenses ; and  ‘ManipalCigna ProHealth Prime Active’ for lives suffering from the medical conditions such as Diabetes, Obesity, Asthma, high Blood Pressure and high Cholesterol.

The new ManipalCigna ProHealth Prime plan offers some PRIME features, including:

BETTER COVERAGE

>     Zero Deductions towards Non-Medical expenses, to cover all your hospitalization expenses whether medical or non-medical because why should you pay if you are truly covered.

>     An OPD that’s PAID for, yes, that too, because health issues don’t have to escalate to hospitalization every time.

BETTER CONTROL

>     Unlimited restoration up to 100% of sum insured, your coverage restores to 100% of Sum Insured, every time you use it, any number of times whether for related or unrelated illnesses, because a coverage should mean full coverage always. Applicable from 2nd claim onwards

>     The power to Switch Off, your health insurance from 2nd year onwards, for up to 30 days while travelling abroad and get discount on your renewal premium.

>     1 year Premium Waiver, on renewal policy premium due to Accidental Death or if diagnosed with any of the listed Critical Illnesses.

>     Freedom to choose Any room category, suite or above, as you deem fit

BETTER CARE

>     Annual health check-up, from 1st year onwards for all the adults insured to take the utmost care of your health, not just in illness but in wellness too

>     Wellness program, earn attractive rewards of up to 20% of your base premium for completing the number of predefined steps towards wellness in a day. Use these reward points towards a discount on your renewal premium.

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