Monday, June 7, 2021

“Black Mould” [Mucormycosis] - The Dark Side Of At-Home And Self-COVID-19 Treatment


By Dr. Jennifer Prabhu, CEO, Co-Founder Of Circee Health 

In fact, it’s not just this particular bug that we need to be concerned about. There are other cousins of mucor lurking in our environment, waiting for the perfect storm of a host to take residence in. Ever wonder what that black powdery mould that you find on old bread is? It’s Mucor, it’s Aspergillus, it’s Penicillium- all of these are ubiquitous in our environment and are harmless to humans, until a person with a compromised immune system comes in close proximity. Whether it’s from infections (like HIV or TB), chemotherapy, immuno-modulators (treatment for autoimmune diseases), or systemic steroids, of if the body’s normal security guards (white blood cells, antibodies, natural killer cells, etc) have been beaten down, and the fungal infections are able to take over. Let’s take a closer look at why this happens, and, more importantly, how it can be prevented! Because, we all know that a second pandemic via an *avoidable* foe, is the opposite of what the global population needs right now.

I remember vividly, in my second year of residency, the first month working on the oncology ward. Invasive fungal infections like Mucor, and other ‘opportunistic’ infections, are no stranger to docs that take care of these patients daily. It is a well known complication of chemotherapy (“chemo”) - that is - medications that purposely suppress the rapid-growing cancer cells. It’s important to know that in addition to killing the cancer cells, chemo also kills off other rapidly growing cells - including the body’s natural defence - the ‘good’ bacteria, the antibodies and anti-viral compound producing white blood cells. In fact, we would watch a patient’s white blood cell count very carefully, and as soon as it dipped below a critical threshold- they were placed on antifungal prophylaxis (antifungal medications to prevent infection). Unfortunately, some of the more powerful moulds were able to break through, and we'd have to step up the therapy to stronger medications. You may have heard of Amphotericin B- the most effective treatment for mucormycosis and most of these other dangerous infections. In medicine, we call this drug by an ominous pet name of “Ampho-terrible”. Why? Yes, it kills off the fungus, but it also wreaks havoc on multiple organ systems- particularly the kidneys, gastrointestinal tract and cardiovascular system. Quite often, we’d lose patients not to the infection itself, but to the side effects from treatment. 

Why do I bring up these particular side effects- just to scare you? Actually, yes! To scare you and inform you. It is very important to understand that although many anti-infection medications are effective, they can have negative aspects as well. Someone may think, “I’m not afraid of black mould- there is an effective treatment!”. The problem is, that treatment can ultimately be more harmful than good, especially long term. Your infection will clear up, but you may end up stuck to a hemodialysis machine (what we use for patients in end-stage kidney failure). Another concern is that of antifungal resistance- similar to antibiotic resistance, which you may have heard of. Too much use of a particular anti-infective, will allow some bugs to escape the medication and eventually become immune, or resistant to it. These super-bugs (bacteria, fungi, moulds and of course viruses) are what us doctors and medical researchers are afraid of the most! 

So, how can mucormycosis and similar opportunistic infections be prevented from taking up residence in the body and causing serious illness? The most obvious step is prevention- keeping a healthy active immune system will ensure that you steer clear of these bugs. In some cases, as I mentioned earlier, suppressing the immune system is unavoidable (cancer, HIV, etc). But there are other cases where choices in treatment are available, and the decision needs to be made keeping these risks in mind! I am referring, in this case, to COVID-19 treatment. One of the mainstays over the past few months (as the treatment is, of course, evolving), has been steroid treatment. The thought behind is that steroids will suppress the body’s overzealous immune response to the virus, and thus improve the patient’s condition. However, when considering steroids, it is extremely important to know when (and if!) to use them. As with antibiotic overuse, it is dangerous to just prescribe steroids to every single COVID positive patient.  The course of the disease is now fairly well known, and this should guide the treatment parameters. The first few days (usually day 1-6) are when the virus is replicating (increasing in number) in the body and causing fever, body aches, fatigue, etc. The following week, in some cases, is when the body will try to kill the virus, but often overdoes it, and something called a “cytokine storm” could occur. This phenomenon is what is particularly dangerous about COVID-19 and often what causes hypoxia (low oxygen in the blood), low blood pressure, worsening fever, and multi-organ damage. The second phase of infection is when systemic [oral] steroids should be given. Low oxygen or a sudden change in ‘vital signs’ (BP, pulse, higher fever, decreased urination) should key the doctor to prescribe steroids. Any other use is premature or unnecessary, and can lead to secondary complications- not only mucor, but development or worsening of diabetes, significant weight gain, hallucinations, weak bones, the list goes on. 

Just to summarize- steroids are an excellent medication, if used judiciously and in the appropriate situation. In fact, they can be absolutely instrumental in changing the course of illness, especially in COVID-19! However, one needs to keep the experts’ research and latest clinical studies in mind when prescribing and/or buying for themselves at the local chemist. It is absolutely understandable to want to reach for any treatment possible when the fear of the pandemic looms overhead. But, if you remember one point from this article- please keep in mind that over-medication can be just as dangerous as the infection itself. Certainly, this can be kept in mind for all medications going forward. Let this be a lesson to us all- evidence based medicine and proven treatment protocols save lives!

EbixCash Announces Appointment Of Renowned Economist “SP Kothari To Its Board Of Directors, As It Progresses Towards Prospective IPO


EbixCash Private Limited, a subsidiary of Ebix, Inc., a leading international supplier of On-Demand software and E-commerce services to the insurance, financial, healthcare and e-learning industries announced the appointment of Mr. SP Kothari, as a new independent director to the EbixCash Board. Professor Kothari has senior executive experience in government, academia, and industry with expertise in strategic and policy issues, securities regulation, auditing, and corporate governance. 

S.P. Kothari is Gordon Y Billard Professor of Accounting and Finance at MIT’s Sloan School of Management. Most recently, from 2019 to 2021 he served as Chief Economist and Director of the Division of Economic and Risk Analysis at the US Securities and Exchange Commission.  

In academia, Kothari was deputy dean of MIT Sloan School of Management (2010-15), and previously he headed the Department of Economics, Finance and Accounting at MIT. In addition, he Co-Chaired the Board of Governors of Asia School of Business, Kuala Lumpur, served as faculty director of the MIT-India Program, and edited the world-renowned academic publication Journal of Accounting & Economics.  

In 2008-09, Kothari was global head of equity research for Barclays Global Investors (acquired by BlackRock); he was a director of Bombay Stock Exchange (BSE) (2015-19); and he has consulted extensively on valuation and reporting, risk management, auditing, and management compensation.   

Kothari is a recipient of numerous awards for his scholarship, including one of India’s highest civilian honors – the Padma Shri award in 2020, Honorary Doctorates from London Business School, University of Cyprus, and University of Technology, Sydney, and American Accounting Association’s Distinguished Contributions to the Accounting Literature award.    

SP Kothari said, “I am grateful for the honor of serving as a director of EbixCash that promises to transform the financial & insurance service sectors, and the leisure and healthcare industry by offering seamless connectivity and ease of access to millions of consumers. The resulting productivity gains are crucial for the growth of national and individual incomes.”  

“SP brings a rich blend of leadership level regulatory, accounting, strategic, and corporate governance experience across the industry, government and academic sectors to the Board. We are excited to have him on the EbixCash Board.” Robin Raina, Chairman, President & CEO Ebix Inc, said. “His experience and skills will provide us with the strategic guidance and direction that EbixCash needs as we embark on the next cycle of growth and a prospective IPO for EbixCash.” 

Kothari received his B.S. in Engineering from the Birla Institute of Technology & Science and his MBA (PGDM) from the Indian Institute of Management, Ahmedabad. Dr. Kothari earned his PhD from the University of Iowa. 

About EbixCash 

EbixCash is a leader in domestic and international money remittance, foreign exchange (Forex), travel, pre-paid and gift cards, utility payments and software solutions for lending, wealth management, bus exchanges and insurance in India and other markets. EbixCash’s "Phygital” strategy combines over 320,000 physical distribution outlets in India and ASEAN countries with an Omni-channel online digital platform. EbixCash ’s Forex operations have a leadership position in India with operations in 20 international airports, including Delhi, Mumbai, Mumbai, Hyderabad, Chennai and Kolkata, conducting over $4.8 billion in gross transaction value per year (pre-COVID-19). EbixCash’s inward remittance business is the clear market leader in India, processing approximately $5 billion in gross annual remittance volume (pre-COVID-19). Through its travel portfolio of Via and Mercury, EbixCash is also one of Southeast Asia’s leading travel exchanges with over 200,000 agents, 25 branches and over 9,800 corporate clients, processing an estimated $2.5 billion in gross merchandise value per year (pre-COVID-19).

About Ebix, Inc. 

With 150+ offices across 6 continents, Ebix, Inc., (NASDAQ: EBIX) endeavors to provide On-Demand software and E-commerce services to the insurance, financial, healthcare and e-learning industries. In the Insurance sector, Ebix develops and deploys a wide variety of insurance and reinsurance exchanges on an on-demand basis, while also, providing Software-as-a-Service ("SaaS") enterprise solutions in the area of CRM, front-end & back-end systems, outsourced administration and risk compliance services, around the world. 

The Company’s EbixCash Financial exchange subsidiary is a leader in domestic and international money remittance, foreign exchange (Forex), travel, pre-paid/gift cards, utility payments, software solutions for lending, wealth management, bus exchanges and insurance in India and other markets. Ebix and its subsidiaries employ thousands of domain-specific technology professionals to provide products, support and consultancy to thousands of customers on six continents.

Manipal Hospitals Expands Its Vaccine Portfolio With Sputnik V Pilot


* The hospital chain is all set to roll out Sputnik V vaccine pilot along with Covishield and Covaxin

Manipal Hospitals, India’s second largest multi-speciality hospital chain has been at the forefront of the vaccine drive in the country and aims to reach as many people as possible. Today, the hospital chain collaborates with Dr. Reddy’s Laboratories (”Dr. Reddy’s”) to add the Sputnik V vaccine pilot in its existing vaccine portfolio that comprises of Covishield and Covaxin. The roll out of the Sputnik V vaccine by Manipal Hospitals in Bengaluru is part of the limited pilot soft launch initiated by Dr. Reddy’s in Hyderabad last month.

Speaking about the new development, Mr Karthik Rajagopal, COO, Manipal Health Enterprises Pvt Ltd, “We are delighted to state that Manipal Hospitals is well prepared to roll out the Sputnik V vaccine pilot. Manipal Hospitals has worked closely with Dr. Reddy’s to create the state-of-the-art infrastructure to maintain Sputnik V vaccine. The hospital chain has successfully conducted vaccination drives with Covishield and Covaxin across the country till date and will continue the efforts along with the new addition of Sputnik V. We are expecting the vaccine to be available for the public soon in the latter half of the month.” 

Addressing the need of the hour especially with the first batch of the Sputnik V vaccine directly transported from Russia, Manipal Hospitals has invested in creating a robust cold chain storage infrastructure as the vaccine needs to be stored in minus 18⁰ centigrade. Manipal Hospitals and Dr. Reddy’s took extensive efforts to ensure stringent cold chain maintenance as per the required guidelines for the vaccine. The cold chain storage even has a real-time logger which records the temperature every second.

M.V. Ramana, CEO – Branded Markets (India & Emerging Markets), Dr. Reddy’s, said: “We are pleased to collaborate with Manipal Hospital in Bengaluru as we scale up our soft pilot launch of the Sputnik V vaccine in India and extend it to more cities ahead of the commercial launch later in June. In the upcoming months we hope to inoculate as many Indians as possible.”

Salarpuria Sattva Group Announces Corporate Vaccination Drive For Its Employees In Indian Market


The Salarpuria Sattva Group, India’s leading Property Development, Management and Consulting organization, has always been at the frontline, helping those in need, during the pandemic. During the second wave as well, the group has gone all out  to  safeguard the health of its employees,  as well providing timely help to its customers and the general public at large.

In order to combat the second wave, the Group conducted a Corporate COVID Vaccination Camp, at its corporate office in Bengaluru, for all employees,  free of cost.

In addition, the company has also in a timely manner, facilitated oxygen concentrators, hospital admissions, doctors on call, as well as its own quarantine facility, to help employees and their family members during the second wave.

Extending its outreach beyond employees, Salarpuria Sattva also rolled out several medical and non-medical initiatives for its customers, who reside in the Group’s many properties, across Bangalore and other cities. From facilitating emergency services like ambulance on call by collaborating with an Emergency healthcare provider, to providing oxygen concentrators in case of emergencies to customers of its residential projects, on a first come first serve basis.

Commenting on these initiatives, Mr. Bijay Agarwal, MD, Salarpuria Sattva said, “The safety of our employees is our topmost priority. In response to the evolving pandemic situation, we realigned our efforts for the health and well-being of our employees. Vaccination is one such step towards helping our employees get the best support, at every stage.”

In addition, the Sattva Group’s education wing Greenwood High international School in association with Maharaja Agrasen Hospital, Bengaluru, launched a Free Oxygen on Wheels initiative with Five sophisticated buses to provide free oxygen to people waiting to get a bed outside city hospitals.  Each bus has been redesigned to accommodate 12 patients at any given time. This was inaugurated by the Hon’ble Minister for Revenue, Government of Karnataka, Mr R Ashoka. 

Earlier, during the first wave, the Group had also announced a contribution of Rs 1 crore to the PM-CARES Fund and 1.35 crore for the Karnataka and Telangana CM’s Relief funds. The group had also provided meals to about 1,500 migrant workers daily, to support the fight against these unprecedented times.

About Salarpuria Sattva Group

With 3 decades of expertise, the Salarpuria Sattva Group has grown into one of the most trusted builders in the country today. Headquartered in Bengaluru, India, it is also a well-known name in Hyderabad, Kolkata, Pune, Coimbatore and Goa. The Group will soon be expanding its presence in Mumbai. With 56 million sq.ft spaces completed, 34 million sq.ft under construction and 32 million sq.ft in the planning stage, the Group is one of the premium builders in India today. The Group’s cutting-edge upcoming projects in Hyderabad include: Knowledge City, Knowledge Capital, Knowledge Park and Image Towers (Innovation in Animation, Multimedia, Gaming, and Entertainment), a PPP based model with the Telangana State Government. By further expanding into various verticals such as co-working, co-living, education, hotels, facilities management and warehousing, the Group today stands tall as a frontrunner, shaping India’s growth story. The Group’s unwavering adherence to quality has given it the “trusted” tag among builders in the country, renowned for its “A Stable” CRISIL rating.

Saturday, June 5, 2021

'We Aim To Preserve Or Transplant Trees In Our Projects': Kishan Govindaraju


By Manu Sharma

Environment conservation is a continuous process and must be carried out by every citizen. For developers the responsibility is doubled since development poses challenges. 

'Globally, we are in the midst of an environmental crisis. With the ill effects of global warming affecting all parts of our lives, I believe we as developers should come up with innovative ideas to make our projects as environmentally friendly as we can,' advocates Kishan Govindaraju, Director, Vaishnavi Group, a leading builder based in Bengaluru. 

On the occasion of World Environment Day, Manu Sharma of Silicon Village caught up with Kishan, who talks about how trees can be preserved & transplanted in developments, what type of technology can be used for doing that and how water conservation is crucial. Excerpts:

Manu Sharma: As a developer, how much importance do you attach to trees ?

Kishan Govindaraju: Trees are a great asset to everyone. Not only do they add value to the landscaping but they also have great health benefits such as purifying the air and also providing shade where necessary. We handle trees in our projects with care and aim to conserve or transplant many of the trees in our projects.

MS: You have reportedly saved a number of trees while developing properties. How did you manage that and what are the number of trees you claimed to have saved ?

KG: In one of our projects, Vaishnavi Rhapsody, we have used LIDAR technology which can exactly pinpoint the spread of the trees and build the structure around it and not damage the trees. We made sure most of the trees on this site were retained.

MS: Have you undertaken transplantation of trees ?

KG: Yes we have undertaken the transplantation of trees. In our project Vaishnavi Gardenia, we undertook the transplantation of 80 trees. We had moved trees which were clashing with the roads or building structure and moved them to the landscaping area of the project.

MS: What do environmental laws mean to you ?

KG: We believe environmental laws are of paramount importance in today’s day and age.  All our projects are compliant with the relevant environmental governing acts.

MS: How do you ensure that you projects are environment friendly ?

KG:  I believe that there have been major advancements in construction technology which helps to keep our carbon footprint low, and not damage the environment in and around the project.  We mostly use precast construction technology for our project which reduces the need for water at site by almost 35%. It is very precise in terms of the material required during the production process and hence the material wastage is greatly reduced. The sites are very clean and noise and air pollution also drastically reduces.

MS: How according to you can developers work hand in hand with nature and carry on developmental work while parallel preserving the environment ?

KG:  I strongly advocate for the use of technology at the start of the development so the preservation can begin at an early stage. Also water conservation methods such as proper drainage systems, creating rainwater harvesting systems, reusing the water within the project for landscape with efficient STPs (Sewage Treatment Plant), having percolation pits throughout the project will help make the development more environmentally friendly. 

Most of our projects are either IGBC Platinum or Gold certified and we have to keep that going for all future projects. I strongly believe that we should take environmental concerns very seriously and do whatever we can be it as a company or an individual to preserve the world we live in.

Discovery India, UN India And WWF India Partner To Launch A Thought-Provoking Campaign #StopTheMelt On World Environment Day


By Manu Sharma

The multi-channel campaign aims to drive awareness on how every individual holds equal responsibility to be a change agent by taking small yet important steps for a greener and a healthier earth Eminent celebrities like Malaika Arora, Suresh Raina, Rana Daggubati, Pratik Gandhi, Dia Mirza, Sania Mirza, Neeraj Pandey, Shital Bhatia and many others come in support of Discovery India’s #StopTheMelt campaign on World Environment Day Bengaluru, June 05, 2021: Discovery, India’s leading real-life entertainment channel in partnership with UN India and WWF India today announced the launch of a path-breaking campaign, #StopTheMelt. With Ecosystem Restoration being this year’s UN World Environment Day theme, Discovery India aims to throw light on the ailing state of the planet. A problem so big can only be highlighted with a drastic action and hence, this World Environment Day, Discovery India for the first time changes its logo to deepen understanding of the impact of global warming, and to encourage people to take action today for a better tomorrow.

A special soul stirring film is released in partnership with UN India and WWF India to raise awareness and rekindle hope within every individual with simple yet impactful call to action like tree plantation, avoiding plastics usage et al. To watch the campaign film #StopTheMelt, click here: https://youtu.be/ip1af5XRCR0

The campaign is backed by captivating creatives across Discovery Network social media platforms which symbolises the harsh effects of Global Warming and leaves an alarming question for all the human beings. Leading influencer names like Malaika Arora, Suresh Raina, Rana Daggubati, Dia Mirza, Pratik Gandhi, Neeraj Pandey (Filmmaker), Shital Bhatia (Film producer), Sania Mirza and environmentalist Ivan Carter, Nigel Marven among many others have lent their support to champion the cause of self-reflection to re-analyse habits and save the environment.

Speaking about the campaign, Megha Tata, Managing Director, South Asia- Discovery Inc says, “We remain steadfast in our commitment to driving awareness about the need for reduction of human impact on the environment. We are proud to extend our partnership with UN India and WWF India, two most powerful and recognized forces working relentlessly towards environment conservation. As leaders in real-life entertainment, it is also our responsibility to continue drawing attention towards important issues beyond this day alone and work towards championing more action for a better tomorrow.” 

“2020 was a year of reckoning – a global pandemic that’s wreaked havoc in every part of the world, and a climate crisis that continues to deepen. This year, as we enter the UN Decade of Ecosystem Restoration, we must vigorously renew our commitment to tackle climate change head-on through collective action – plant more trees, change our diet, say no to plastic and pledge to re-use, reduce and recycle. That is the call to action of our new campaign #StopTheMelt, in partnership with Discovery Network and WWF. Each one of us – together with our government, civil societies and communities – can do our bit to restore our planet,” says Renata Dessallien, UN Resident Coordinator in India. 

Sharing his thoughts, Mr. Ravi Singh, Secretary General & CEO, WWF India said: “By acting together now, we can solve the dual threats of climate change and nature loss. This year, on World Environment Day, the focus is to invest our efforts to conserve, protect and restore our ecosystems, which is the solution to a sustainable future. WWF India has always taken pride to partner with Discovery India for campaigns driving the message to conserve nature and to secure a better future by putting both the health of people and our planet first.”

To drive a deeper engagement with audiences, Discovery Channel will air a 5 hour-long gripping slate of content specially curated for World Environment Day, including Wild Karnataka, The Story of Plastic, Jeremy Wade – Mighty Ganga, Great Global Clean-up, and India 2050 on 5th June from 12 Noon to 5 PM.

About Discovery India:

Discovery Communications India, country’s leading real life entertainment player, is dedicated to satisfying curiosity, engaging and entertaining viewers with high-quality content through its portfolio of 14 channels including Discovery Channel, Discovery HD, Animal Planet, Animal Planet HD, TLC, TLC HD, Investigation Discovery, Investigation Discovery HD, Discovery Science, Discovery Turbo, Discovery Kids, DTamil and sports channels Eurosport and Eurosport HD.  The company recently launched India’s first aggregated real-life entertainment streaming app Discovery Plus. Available on Android, iOS and on the desktop / mobile web and Fire TV, the app offers more than 40,000 hours of content, across 40+ genres including Science, Adventure, Food and Lifestyle, in the language of your choice. 

About UN India

The United Nations system in India includes 26 organisations that have the privilege to serve in India. The Resident Coordinator, the designated representative of the UN Secretary-General to the Government leads the UN Country Team to advocate the mandate of the United Nations, while drawing on the support and guidance of the entire UN family. 

About WWF India

WWF India is committed to creating and demonstrating practical solutions that help conserve India’s ecosystems and rich biodiversity. Completing 50 years of conservation journey in the country, WWF India works towards finding science-based and sustainable solutions to address challenges at the interface of development and conservation. WWF India is part of the WWF network, with offices in over 100 countries across the world. WWF India works in over 20 states, across thematic areas including the conservation of key wildlife species and their habitats, management of rivers, wetlands and their ecosystems, climate change adaptation, driving sustainable solutions for business and agriculture, empowering local communities as stewards of conservation, combatting illegal wildlife trade and inspiring students and citizens to take positive action for the environment through outreach and awareness campaigns.

Aegon Life Elevates Manish Falor As The New Chief Financial Officer


Aegon Life, a pioneer in digital life insurance, has announced the appointment of Manish Falor as its Chief Financial Officer. In his new role, Manish Falor will lead the company’s finance function with the aim to strengthen the business performance and growth of the company.

Manish joined Aegon Life in 2008. During his professional tenure of nearly two decades, he has led various functions of financial control, reporting, and business planning operations.

Satishwar Balakrishnan, MD & CEO, Aegon Life, commented on the appointment “We are delighted to have Manish take over the new role within the organization. His unique expertise in business planning and proficiency in accounts and financial management has helped us create value among our key stakeholders over the past 12 years. We are certain that Manish, in his new role, will help in Aegon Life’s growth in years to come. His clear vision, and leadership skills will position us for greater success.”

Speaking on his appointment, Manish added, “I am excited to take over the new role at Aegon Life. With the help of advanced technology, innovation, and a fresh approach towards insurance, Aegon Life has paved the way for digital life insurance in India. We have many firsts to our merit when we speak of innovation in the Indian life insurance industry, and we are gearing up to transform the way customers buy life insurance policies in India. It has been an amazing journey so far and I look forward to taking our business transformation to a new level.”

Prior to Aegon Life, he worked with Lovelock & Lewes and Price Waterhouse Coopers (PwC, London), engaging with multiple insurance and investment management clients. Manish is a Chartered Accountant (CA) and a Cost and Works Accountant (CWA) by qualification. He has also completed a management certification program on Digital Disruption in Insurance from INSEAD, France.

About Aegon Life:

Aegon Life, India’s leading digital life insurance company, was the first life insurance company to launch Online Term Insurance Plans in India. By focusing on innovative digital-first solutions, its vision is to enable customers to lead tension free lives and be the most recommended new age Life Insurance Company. The company’s Direct to Customer focus establishes a direct dialogue with the customers to make for greater clarity and transparency. Being the online protection specialists, Aegon Life has a dedicated customer service team that is geared to provide superior customer experience.

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