Tuesday, October 28, 2025

The Heist You Need to Watch: HDFC Securities Unveils A Groundbreaking Fraud Awareness Movement


HDFC Securities today announced the roll-out of ‘Kya Aap Taiyyar Ho?’, its nationwide CSR effort under its flagship #KnowYourMoney initiative, an all-inclusive awareness drive committed towards building the financial literacy and resilience of India. In tackling the mounting menace posed by investment fraudsters, the campaign combines powerful storytelling, online innovation, and community outreach to make financial literacy accessible, engaging, and intensely personal.

 

Directed by award-winning Nitesh Tiwari, the mastermind behind Dangal and Chhichhore as well as the upcoming Ramayana starring Yash and Ranbir Kapoor, the campaign highlights the methods used by scammers through an engaging ‘Fraudster Family’, an exaggerated but realistic world that reflects actual deception. Portrayed by Manoj Pahwa, Bhuvan Arora, Sapna Sand, Shrikant Verma, Nutan Surya, Simran Shah, and Siddhant, the narrative employs humour and recognizability in converting awareness into action. Through each film, the inner mechanisms behind the latest frauds, from emotional manipulation to online trickery, are revealed, prompting reflection and caution in the audience.

 

“When you see families losing their hard-earned savings to fraud, you realize awareness isn’t optional. It’s essential,” says Nitesh Tiwari. “Through our association with HDFC Securities’ #KnowYourMoney initiative, we’re using storytelling to help India escape the traps of investment frauds. This campaign is about empowering every investor to stay informed, stay ahead of the curve, and protect what they’ve built. Because in a fast-moving financial world, knowledge is the real safety net.”

 

The first two films in the five-part miniseries can be viewed here and here.

 

The campaign extends across online and offline mediums, showcasing the potential for financial literacy to be informative as well as essential. Since its inception in the first half of 2025, #KnowYourMoney has evolved to be one of the largest hybrid financial literacy initiatives in India. The project covers major subjects such as banking, budgeting, retirement planning, and how to stay safe from frauds, combining online tools with ground-level learning sessions with the aim of empowering people from all walks of society.

 

In its first nine months in operation, the #KnowYourMoney initiative has reached approximately 1.1 crore Indians each week with its multi-lingual content, community programs, and learning media. Its learning modules, available in 13 Indian languages, comprise an innovative gamified curriculum for micro-learning so that the users can get basic financial literacy at their own pace.

 

Puneeth Bekal, EVP & CMO, HDFC Securities, agrees: Investment fraud has evolved in scale and sophistication, and the only sustainable defense is awareness. Through #KnowYourMoney and ‘Kya Aap Taiyyar Ho?’, we are creating a movement that enables Indians not only to secure their money but also to take well-informed financial decisions. The campaign leverages the power of entertainment in sparking learning and curiosity and putting the power of prevention in people’s own hands. Staying true to our 25-year-legacy, this is an ongoing effort to guide our investors to invest responsibly. This is not just a campaign; it's a movement toward economic security.”

 

HDFC Securities has also partnered with three specialist entities, Wagons Learning Ltd., EmpowHer India, and Access Livelihoods Foundation, so that the initiative's coverage extends across urban and rural India. Altogether, the partnerships have pushed interventions in digital and physical classrooms, from primary school students to collegegoers, and through community outreach in the states of Maharashtra, Kerala, Telangana, and Karnataka. Thousands of handbooks and learning kits have been distributed, over a thousand teachers have been trained, and students and rural communities are consistently attending structured sessions in financial literacy. In the coming months, the program aims to reach 14,000 colleges across 22 states through the Bharat Skills portal of the Directorate General of Training (DGT), as well as through focused trainings and engagement with audiences like gig workers, women entrepreneurs, domestic workers, and more.

 

Complementing such systemic programs, the creative extensions of the campaign stand apart for their originality and cultural sensibility. The comic strip series ‘Bear and Bull’, available in dailies run nationally across four languages (English, Hindi, Kannada, and Gujarati) humorously summarizes tough money concepts in daily doses. The campaign also includes a podcast series powered by the country’s best finance journalists and influencers, who discuss real examples of frauds and offer actionable advice for investors.

 

Offline action takes the form of entertaining and informative activities such as the proposed ‘Scam or Not’ challenge game, community contests in metros and colleges, an upcoming collectible card game called the ‘Investment Heist’, and the soon-to-be-published ‘Fraudster’s Dossier’, an in-depth primer that allows citizens to recognize signs of scam and secure their investments.

 

Ayyappan Raj, Cofounder of The Script Room, who worked on the campaign, adds, The concept of scamming seems like it was created by some computers and machines on the Internet. It’s not, it’s just a bunch of people who do it. The campaign idea was to humanize investment scams, making everyone relate to it and understand it, and therefore be aware of it in everyday life. In terms of treatment, we stayed away from the trending, quirky zone of advertising and chose a classic form of storytelling. Big thanks to Nitesh Tiwari and the team at EarthSky for making these scripts land so brilliantly and charmingly. Big hugs to the team at HDFC Securities for being great clients and collaborators.”

 

The campaign also honours regular citizens who have managed to identify and deter frauds and employs their actual tales as examples that awareness is possible, and caution can be acquired. In these accounts, ‘Kya Aap Taiyyar Ho?’ reiterates an influential message: everybody can be a fighter against frauds regardless of their background and experience in matters related to finances.

 

Through this endeavour, HDFC Securities upholds its 25-year tradition of enabling Indians through affordable financial learning, innovation, and credibility. In intertwining cinematic narrative, attributable effect, and ground-level implementation, ‘Kya Aap Taiyyar Ho?’ stands for something bigger than a campaign: it stands for a national call to action, teamwork, and confidence. Continuing the Educate, Empower, and Elevate mission of #KnowYourMoney, the message is simple: financial literacy isn't merely information, it's security – and every citizen deserves it.

MCOPS, MAHE Manipal Successfully Hosts Enterprize & Innovate 2025 With Record Participation And Entrepreneurial Excellence


  • 200+ participants from across India at UG, PG, and PhD levels.

  • Total cash prize pool worth Rs. 30,000 along with exciting prizes, trophies, and pre-incubation support opportunities

Manipal Academy of Higher Education (MAHE), an Institution of Eminence Deemed to be University, through its constituent unit Manipal College of Pharmaceutical Sciences (MCOPS), successfully concluded the 4th edition of Enterprize & Innovate 2025. The three-day entrepreneurship fest, held from October 24-26, 2025, in a hybrid format (offline at MAHE Campus and virtual), focused on nurturing and celebrating the spirit of entrepreneurship by bringing together creative, management, and pharmacy minds on a common platform.

 

The fest achieved remarkable success with 200+ registered participants from various institutions across India, including both MAHE and non-MAHE colleges, participating at undergraduate, postgraduate, and doctoral levels. The event provided students with valuable opportunities to exhibit their business skills, creativity, and strategic thinking through a variety of interactive competitions and activities.

 

The event was organized by the Innovation & Entrepreneurship Committee (IEC) of MAPS, MCOPS, under the guidance of Faculty Coordinator Dr. Namdev Dhas and Co-coordinator Dr. Vignesh M. The inauguration ceremony on October 24, 2025, at the KMC Interact Hall, Manipal, was graced by Chief Guest Dr. Manesh Thomas, CEO of Manipal GoK Bioincubator, and Guest of Honour Mr. S. Varadharajan, Deputy Director of Intellectual Property Rights and Technology Transfer Office (IPTTO), MAHE, along with Dr. Srinivas Mutalik, Principal of MCOPS.

 

Dr. Srinivas Mutalik, Principal, MCOPS Manipal remarked, "Enterprize & Innovate 2025 represents MAHE’s commitment to developing entrepreneurial mindsets among pharmaceutical professionals. By bridging innovation with practical business intelligence, we are empowering our students to become not just skilled pharmacists, but also future leaders who can transform healthcare through entrepreneurial ventures and innovative solutions."

 

The fest featured eight diverse competitive events designed to test multiple dimensions of entrepreneurship, including business case solving, marketing strategies, debating, pitching, and creative decision-making. The events included Quiz (testing entrepreneurial and business knowledge), Corporate Conundrum (business case study competition), Word Dealers (debate on contemporary business and ethical issues), Price is Right (market valuation challenge), Pitch Tank (flagship pitching event for innovative business ideas), Brand Race (brand strategy and marketing competition), Ad-Wit (creative advertising challenge), and Logo Bingo (visual branding and recognition game).

 

The fest offered substantial rewards and opportunities for participants, including a total cash prize pool worth Rs. 30,000, exciting prizes and trophies for winners across all events, and pre-incubation support from Manipal Government of Karnataka Bioincubator for top performers from Pitch Tank. All participants received comprehensive registration kits containing a laptop sleeve, customized cap with IEC logo, notebook and pen, participation certificates, and lunch on the final day. Virtual participants received their registration kits via courier, ensuring an inclusive experience for all attendees. Dr Mohammed Zubair, Chief Innvotaion Office, MAHE supported the

 

Cash prizes through Innovation Centre, MAHE and was the Chief Guest in the valedictory function.

 

The resounding success of Enterprize & Innovate 2025 reinforces MCOPS's commitment to developing well-rounded pharmaceutical professionals equipped with entrepreneurial skills. By encouraging innovation, strategic thinking, and exposure to real-world business challenges, the fest continues to play a vital role in shaping future healthcare entrepreneurs and leaders, contributing to MAHE's mission of fostering innovation that creates meaningful impact in the pharmaceutical and healthcare sectors.

 

About Manipal Academy of Higher Education:

The Manipal Academy of Higher Education (MAHE) is an Institution of Eminence Deemed-to-be University. MAHE offers over 400 specializations across the Health Sciences (HS), Management, Law, Humanities & Social Sciences (MLHS), and Technology & Science (T&S) streams through its constituent units at campuses in Manipal, Mangalore, Bengaluru, Jamshedpur, and Dubai. With a remarkable track record in academics, state-of-the-art infrastructure, and significant contributions to research, MAHE has earned recognition and acclaim both nationally and internationally. In October 2020, the Ministry of Education, Government of India, awarded MAHE the prestigious Institution of Eminence status. Currently ranked 3rd in the National Institutional Ranking Framework (NIRF), MAHE is the preferred choice for students seeking a transformative learning experience and an enriching campus life, as well as for national & multi-national corporates looking for top talent. Manipal College of Pharmaceutical Sciences (MCOPS), one of the constituent units of MAHE, has been consistently ranked among Top 10 Pharmacy Institutions in India and has been offering diverse Pharmacy Programs for past 62 years, along with substantial research outputs.

Monday, October 27, 2025

Union Bank of India Observes “Vigilance Awareness Week”

 

Union Bank of India is observing “Vigilance Awareness Week 2025” from 27th October 2025 to 2nd November 2025 across all its Branches & Offices. The theme for this year is "Vigilance: Our Shared Responsibility” as envisaged by the Central Vigilance Commission.

Shri Asheesh Pandey, MD & CEO of the Bank administered the integrity pledge & committed to uphold highest standards of honesty & Integrity at Central Office of the bank, today in the presence of Executive Directors, Chief Vigilance Officer and Senior Executives. All the Executives in the field across the country also joined virtually to administer the pledge.  

The messages of Hon’ble President, Hon’ble Prime Minister and Central Vigilance Commission on Vigilance Awareness Week - 2025 were communicated to all.

Shri Asheesh Pandey through his message appealed all the employees to follow probity, transparency & integrity in all walks of life to have a sustainable growth and future.

Various programs are scheduled by the Bank for creating awareness regarding Public Interest Disclosure and Protection of Informers (PIDPI), Vigilance, probity and ethics amongst youth, women, employees, their family members and the public at large. Special awareness programs are conducted on Cyber Crime.

PNB Observes Vigilance Awareness Week 2025 On The Theme “Vigilance: Our Shared Responsibility”


~ Bank conducts a Nationwide Integrity Pledge & Awareness Drive to reinforce the culture of integrity and ethical gover

 

.Punjab National Bank (PNB), India’s leading public sector bank, marked the beginning of Vigilance Awareness Week-2025 at Corporate Office in Dwarka, New Delhi, where MD & CEO Shri Ashok Chandra and CVO Shri Raghvendra Kumar administered the Integrity Pledge to staff members, reaffirming the Bank’s unwavering commitment to transparency, accountability, and ethical governance. The meeting was also addressed by the Executive Directors – Shri B.P. Mahapatra and Shri D. Surendran. PNB is celebrating Vigilance Awareness Week from 27th October to 2nd November, 2025 as per the direction of Hon’ble Central Vigilance Commission.

Hyatt Launches A New World Of Hyatt Campaign In India With Bollywood Actor Karisma Kapoor


The campaign invites guests to experience the unique rewards and personalized recognition that come with being a World of Hyatt member 

Hyatt today announces the launch of a new World of Hyatt brand campaign in collaboration with renowned Bollywood actor Karisma Kapoor. Rooted in Hyatt’s enduring purpose to care for people so they can be their best, the campaign brings to life the spirit of World of Hyatt—a loyalty program built on the guiding principles of loyalty extends beyond the member, choice is critical and recognition means everything.

 

Together, Hyatt and Karisma Kapoor invite guests to experience World of Hyatt through this new campaign, which welcomes travelers to become a part of World of Hyatt, a loyalty program that delivers value from the very first stay—through points that can be redeemed for free nights, upgrades, and experiences. With benefits that increase as you advance in membership tier and a growing portfolio of brands worldwide, the program combines tangible rewards with choice, making every stay more personal and rewarding.

 

In a world where travel can often feel rushed and impersonal, Hyatt believes real luxury lies in the quiet, intentional moments—the meaningful details that make guests feel at home. World of Hyatt is more than a loyalty program; it’s a community that celebrates individuality. 

 

This meaningful collaboration underscores Hyatt’s commitment to evolving with the modern Indian traveler—those who seek more than just accommodation. They look for purpose, connection and experiences that reflect their own stories and aspirations.

 

Karisma Kapoor—known for her timeless charm, authenticity and emotional depth—is a natural voice for this narrative. Her involvement champions the idea that at Hyatt, every guest is recognized, cared for and welcomed into a community where they can truly be more.

 

Kadambini Mittal, RVP – Commercial, Hyatt India & SWA, added, “While all loyalty programs offer guests the opportunity to earn a host of benefits, what truly sets World of Hyatt apart is our purpose of care. While our guests love the benefits we offer like the ability to earn points which can be redeemed for complimentary room nights, suite upgrades, and club lounge access, among other benefits of our loyalty program; what guests keep coming back for is the way we make them feel. Welcoming Karisma Kapoor into the World of Hyatt story allows us to express our purpose of care in a way that’s warm, relatable and inspiring. This collaboration is not just a campaign; it’s an invitation for travelers to belong, to connect and to discover the quiet joy of being more—with Hyatt.”

 

Karisma Kapoor shared, “I am thrilled to be associated with World of Hyatt, where personalized care meets unforgettable experiences. Taking luxury to another scale. It’s more than just a stay—`it’s about creating moments that feel like home, wherever you are. I am excited to celebrate experiences that turn travel into moments that last forever.”

 

The campaign is now live across digital and social platforms as well as offline channels, inviting travelers to experience heartfelt hospitality and personal connection through the lens of World of Hyatt.

To learn more about offers and experiences through World of Hyatt, or to sign up for free, visit hyatt.com.

 

The term “Hyatt” is used in this release for convenience to refer to Hyatt Hotels Corporation and/or one or more of its affiliates.

 

About Hyatt Hotels Corporation

Hyatt Hotels Corporation, headquartered in Chicago, is a leading global hospitality company guided by its purpose – to care for people so they can be their best. As of June 30, 2025, the Company's portfolio included more than 1,450 hotels and all-inclusive properties in 80 countries across six continents. The Company's offering includes brands in the Luxury Portfolio, including Park Hyatt®, Alila®, Miraval®, Impression by Secrets, and The Unbound Collection by Hyatt®; the Lifestyle Portfolio, including Andaz®, Thompson Hotels®, The Standard®, Dream® Hotels, The StandardX, Breathless Resorts & Spas®, JdV by Hyatt®, Bunkhouse® Hotels, and Me and All Hotels; the Inclusive Collection, including Zoëtry® Wellness & Spa Resorts, Hyatt Ziva®, Hyatt Zilara®, Secrets® Resorts & Spas, Dreams® Resorts & Spas, Hyatt Vivid Hotels & Resorts, Sunscape® Resorts & Spas, Alua Hotels & Resorts®, and Bahia Principe Hotels & Resorts; the Classics Portfolio, including Grand Hyatt®, Hyatt Regency®, Destination by Hyatt®, Hyatt Centric®, Hyatt Vacation Club®, and Hyatt®; and the Essentials Portfolio, including Caption by Hyatt®, Unscripted by Hyatt, Hyatt Place®, Hyatt House®, Hyatt Studios, Hyatt Select, and UrCove. Subsidiaries of the Company operate the World of Hyatt® loyalty program, ALG Vacations®, Mr & Mrs Smith, Unlimited Vacation Club®, Amstar® DMC destination management services, and Trisept Solutions® technology services. For more information, please visit www.hyatt.com.

 

About World of Hyatt

World of Hyatt is Hyatt’s award-winning guest loyalty program uniting participating locations in Hyatt’s Luxury Portfolio, including Park Hyatt®, Alila®, Miraval®, Impression by Secrets, and The Unbound Collection by Hyatt®; the Lifestyle Portfolio, including Andaz®, Thompson Hotels®, The Standard®, Dream® Hotels, The StandardX, Breathless Resorts & Spas®, JdV by Hyatt®, Bunkhouse® Hotels, and Me and All Hotels; the Inclusive Portfolio, including Zoëtry® Wellness & Spa Resorts, Hyatt Ziva®, Hyatt Zilara®, Secrets® Resorts & Spas, Dreams® Resorts & Spas, Hyatt Vivid Hotels & Resorts, Sunscape® Resorts & Spas, and Alua Hotels & Resorts®; the Classics Portfolio, including Grand Hyatt®, Hyatt Regency®, Destination by Hyatt®, Hyatt Centric®, Hyatt Vacation Club®, and Hyatt®; and the Essentials Portfolio, including Caption by Hyatt®, Hyatt Place®, Hyatt House®, Hyatt Studios, and UrCove. Members who book directly through Hyatt channels can enjoy personalized care and access to distinct benefits including Guest of Honor, confirmed suite upgrades at time of booking, diverse wellbeing offerings, digital key, and exclusive member rates. With 58 million members and counting, World of Hyatt offers a variety of ways to earn and redeem points for hotel stays, dining and spa services, wellbeing focused experiences through the FIND platform; as well as the benefits of Hyatt’s strategic loyalty collaboration with American Airlines AAdvantage®. Travelers can enroll for free at hyatt.com, download the World of Hyatt app for android and IOS devices.

Axis Mutual Fund Launches Axis Income Plus Arbitrage Passive FOF


An open-ended fund of funds scheme investing in passive debt oriented mutual fund schemes and arbitrage funds)

Axis Mutual Fund, one of India’s leading asset management companies, today announced the launch of the Axis Income Plus Arbitrage Passive FOF, an innovative open-ended scheme designed to offer investors a blend of stability, predictability, and tax efficiency. The New Fund Offer (NFO) will open for subscription on Oct 28, 2025, and close on Nov 11, 2025. The fund is managed by Devang Shah (Head – Fixed Income), Aditya Pagaria (Senior Fund Manager), Hardik Satra (Senior Fund Manager), and Karthik Kumar (Fund Manager).

 

This new offering is tailored for investors seeking to optimize their post-tax returns while maintaining a conservative risk profile. The fund strategically combines investments in passive debt-oriented mutual fund schemes with arbitrage funds, creating a hybrid structure that aims to deliver consistent returns over a medium-term horizon.

 

Commenting on the launch, B. Gopkumar, MD & CEO, Axis AMC said, “At Axis Mutual Fund, our focus has always been on delivering innovative, investor-centric solutions that combine performance with simplicity. The Axis Income Plus Arbitrage Passive FOF is a testament to this philosophy—offering a unique blend of stability, transparency, and tax efficiency. In a market where predictability and post-tax returns matter more than ever, this fund is designed to empower investors with a smarter way to approach fixed income investing.”

 

Key Highlights of Axis Income Plus Arbitrage Passive FOF

The scheme is structured to invest approximately 50–65% of its portfolio in passive debt-oriented mutual fund schemes, targeting high-quality - instruments. The underlying schemes would follow a roll-down strategy, which allows investors to benefit from accrual income while minimizing interest rate risk. The remaining 35–50% of the portfolio is allocated to arbitrage funds, which involve fully hedged equity positions. This component is designed to generate returns with minimal volatility, as it avoids directional market exposure. The combination of these two components ensures that the fund delivers debt-like returns with enhanced tax efficiency.

 

The scheme is benchmarked against a composite index comprising 65% NIFTY Short Duration Debt Index and 35% Nifty 50 Arbitrage TRI, reflecting its dual exposure. The fund offers high liquidity with T+2 redemption payouts and no exit load, making it a flexible option for investors. Additionally, the fund’s structure ensures no tax liability on rebalancing of the underlying schemes, further enhancing its efficiency.

 

Why Invest in Axis Income Plus Arbitrage Passive FOF

This fund is ideally suited for corporates, high-net-worth individuals (HNIs), and retail investors who are looking for a low to moderate risk investment that aims to offers fairly stable returns over a medium-term horizon. The use of passive roll-down strategies in the debt component provides visibility into returns when held to maturity, while the arbitrage allocation adds a layer of return enhancement with minimal incremental risk.

 

One of the most compelling reasons to invest in this fund is its tax efficiency. Unlike traditional debt mutual funds or fixed deposits, which are taxed at the investor’s slab rate, the Axis Income Plus Arbitrage Passive FOF qualifies for long-term capital gains (LTCG) taxation at just 12.5% if held for more than 24 months.

 

“With the current market environment offering attractive accrual opportunities and investors increasingly seeking tax-efficient alternatives to traditional fixed income products, the Axis Income Plus Arbitrage Passive FOF can be a timely solution,” said Ashish Gupta, CIO, Axis AMC. “By leveraging passive roll-down strategies and fully hedged arbitrage exposure, the fund is designed to offer a predictable and transparent investment experience.”

 

Moreover, the fund addresses key investor concerns—often referred to as the “5Ps”: Problem of Plenty, Predictability, Portfolio transparency, Post-tax returns, and Protection from credit events. By targeting to invest in a high-quality portfolio, the fund aims to minimize credit risk. Its passive structure aims for transparency and predictability, while the hybrid allocation model offers diversification and resilience across market cycles.

 

Source: RBI, Axis MF Research as on 10th Oct 2025 

 

Product Labelling & Riskometer: Axis Income Plus Arbitrage Passive FOF (an open-ended fund of funds scheme investing in passive debt oriented mutual fund schemes and arbitrage funds)

Please refer to SID for detailed Investment Strategy and other scheme related features available at axismf.com

 

About Axis AMC: Axis AMC is one of India`s fastest growing assets managers offering a comprehensive bouquet of asset management products across mutual funds (https://www.axismf.com/), portfolio management services and alternative investments (https://www.axisamc.com/homepage).

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