India's Digital Transformation May Peak In A Decade, But Cybersecurity Preparedness Lags, Reveals Zoho sSrvey

Zoho, the global technology company headquartered in Chennai, today unveiled its global survey titled "Workplace Digital Transformation Survey 2025". According to the survey, India's workplace digital transformation is likely to peak in 10 years, but is currently lacking in cybersecurity readiness. The study, conducted by Zoho Workplace, the company's enterprise email and collaboration suite, also revealed that India's digital workplace transformation maturity (score of 64.6%) overtakes that of developed nations and also the global average (62.3%). Around 5000 employees were surveyed globally to examine the factors affecting their daily lives and the rate of digital adoption in their organisations.

The workplace digital transformation (DX) maturity model was built based on workplace indicators (digital tools and processes) and employee performance indicators (productivity, collaboration, and security preparedness). This model divided progress into four levels: Informal operations (minimal or ad-hoc usage of tools and processes), Standardisation (standard of tools and workflows), Structured operations (advanced integration across departments), and Optimisation (continuous improvement of tools and processes). Besides these indicators, the survey also measured employee experience, impact of change on the workplace, and adoption of digital tools (AI, analytics, etc).

"In India, government institutions and large enterprises must reassess their digital transformation strategies to address cybersecurity gaps and enhance collaboration. Leadership across sectors should champion initiatives that ease the steep learning curves associated with advanced digital tools. Startups and enterprises embracing the digital transformation wave must adopt a forward-thinking approach, ensuring innovations like integrated suites, AI-powered analytics tools, and secure communication platforms are equipped to tackle both present and future challenges," said Rakeeb Rafeek, Market Strategy Lead, Zoho Workplace.

India's stage of digital workplace transformation

According to the survey, India, which has the highest DX maturity score, could potentially reach an advanced maturity level in digital workplace transformation in the coming decade. The findings show that organisations in developing nations like India are at a critical juncture in their DX journey, moving from legacy systems to modern tools and often leapfrogging intermediate phases. As per the survey, 71% of employees based in India are at advanced maturity levels (level 3 and above), higher than the global average of 61%. This is owing to the fact that Indian professionals are actively involved in DX, resulting in higher perceived maturity scores as employees directly witness improvements in workflows and efficiency during this transition.

Key drivers in workplace processes driving DX maturity

India’s digital transformation is driven by key workplace processes that enhance operations and collaboration, even as workplaces grapple with areas for improvement. Over half (56%) of Indian workers use integrated, automated calendars, though 10% still rely on personal apps or don't use calendars. Project tracking is common, with 38% of managers using project boards and 41% holding regular team meetings. However, task delegation remains largely manual for 37% of respondents, and only 14% use automated systems, especially in larger enterprises and healthcare. Communication tool usage varies, with 63% of organisations using email for announcements and 68% using chat for team updates. Social intranet tools have low adoption at just 16%, despite offering richer, interactive communication. The government and education sectors lag in automation, with less than 20% using automated ticketing systems.

State of security preparedness

nly 37% of organisations offer cybersecurity training to their employees. The country lags behind both APAC (44%) and the global rate (41%), indicating a gap in employee readiness to counter cyber threats. In terms of reporting of security incidents, it stands at 25%, with only technology departments and larger teams (51+ members) showing strong adherence, underscoring the need to encourage prompt incident reporting across other demographics.  The survey also found secure remote work guidelines are followed by only 33% of organisations in India, and among employees following remote or hybrid mode of work, it is less than 50%.

While 74% of Indian organisations have a way for employees to report suspicious emails within their email client, leaving 26% relying on manual judgment. Only 17% of Indian workplaces stated that they have advanced security alert systems for suspicious emails, with the government and development sectors leading in adoption at 36% and 39%, respectively.  India leads in advanced authentication measures, with 63% of organisations adopting these tools, while the global average is 49%. Additionally, the survey revealed that 42% of Indian companies have implemented data protection protocols, twice the APAC average.

In terms of regulatory compliance, only 22% of Indian organisations claim their security protocols involve compliance with industry-specific regulations, close to the global average of 24%. 31% of Indian organisations have implemented physical security measures, surpassing the global average of 28%.  India also leads in password management tools at 33% and role-based access at 39%, emphasising the importance of limiting access based on roles for better data security. The persistence of ad-hoc sharing behaviours signals the need for stricter policies and better education on secure sharing practices.

Adoption trends of Shadow applications

Shadow applications (tools used without official approval by an organisation's IT team) bring challenges such as security vulnerabilities, compliance risks, and oversight. In India, file sharing and storage (47%), communication (41%), and note-taking and documentation (28%) are the three top areas where employees are using shadow apps. Organisations must find a balance between empowering employees to use productivity-enhancing tools and implementing proper controls and security measures to mitigate risks. Addressing the widespread use of unapproved tools is crucial for maintaining security and compliance standards while maximising workplace efficiency.  

India's stance on leveraging AI in the workplace

Each region has adopted AI in varying capacities. In India, automated content creation (44%), and communication (52%) are the major use-cases for employees. This reflects India's proactive use of AI to streamline creative processes and promote efficient, AI-driven collaboration. High adoption rates in workflow automation (39%), predictive analytics (33%), and AI powered chatbots show strong momentum in utilising AI for efficiency. There are opportunities to expand AI-powered search and increase adoption in resource and security management, where APAC currently excels.

Impact of Change Management on Employee Experience

India also leads globally in employee satisfaction at 49%, indicating a clear correlation between maturity levels and positive employee experiences. In fact, respondents whose organisations had fully overhauled their workplace tools (like email, chat etc.) achieved higher maturity scores (average 66.7) and reported a more positive work experience (64%), aided by vendor support that facilitated a smooth transition from fragmented systems. However, change in specialised workplace tools (like ERP systems or project management) leads to a lower overall positive work experience. Organisations that make minimal or no updates to their digital tools tend to have lower maturity scores (~61) and a mixed work experience (45% positive), indicating that the lack of change may limit exposure to modern tools and hinder long-term transformation.

he way forward for reaching peak workplace DX maturity

Currently, 27.5% of respondents remain at Level 2 maturity, while 65% are at Level 3. Moving from Level 2 to Level 3 requires significant tool and process enhancements, such as integrating suites and workflows. This transformation can take 2-3 years, and up to 5 years for advanced Level 3. The cost for this would be Rs. 40,000 - Rs. 80,000 per employee annually, as per the study. Advancing from Level 3 to Level 4, however, demands the adoption of advanced platforms and comprehensive process optimisation. This transition can take over 10 years and cost Rs. 80,000 - Rs. 1,70,000 per employee annually, the study states.

Zoho Privacy Pledge  

Zoho respects user privacy and does not have an ad-revenue model in any part of its business, including its free products. The company owns and operates its data centers, ensuring complete oversight of customer data, privacy, and security. More than 100 million users around the world, across hundreds of thousands of companies, rely on Zoho everyday to run their businesses, including Zoho itself. For more information, please visit: https://www.zoho.com/privacy-commitment.html

About Zoho

With 55+ apps in nearly every major business category, Zoho Corporation is one of the world's most prolific technology companies. Headquartered in Chennai, India, Zoho is privately held and profitable with more than 15,000 employees. For more information, visit: www.zoho.com

Managing The Twin Challenges Of Hypothyroidism And Anaemia In India

* Hypothyroidism affects nearly 1 in 10 adults[i] in India

* 41.8% people living with hypothyroidism are also diagnosed with anaemia[ii]

The burden of both hypothyroidism and anaemia is on the rise. Anaemia amongst women between 15 and 49 years increased from 53% in 2015-16 to 57% in 2019-2021

Women are three times more likely to be affected by hypothyroidism than men. The elderly are another group typically affected by it as well.i

In India, 42 million people are affected by thyroid diseases, with hypothyroidism being the most prevalent impacting 1 in 10 adults[iii]. Anaemia, often the first sign of hypothyroidism, affects 41.8% of those with hypothyroidismi ii. This World Thyroid Awareness month, its important to remind people about this dual challenge that may significantly affect overall productivity and quality of life, if left untreated.

Anaemia, a condition characterised by a lower-than-normal count of red blood cells, often coexists with hypothyroidism.[iv] In hypothyroidism, the butterfly-shaped thyroid gland located in your neck doesn’t produce enough thyroid hormones. These hormones are crucial because they regulate your body’s metabolism, which affects how your body uses energy. The symptoms of these conditions can overlap, particularly during winter, when pale skin can mask the signs of anaemia. Despite this connection, it is often overlooked.

In winter, the body’s heightened demand for thyroid hormones to generate heat and regulate temperature can worsen common symptoms, including weight gain, fatigue, depression, dry and coarse skin and hair, difficulty dealing with the cold, and a tingling sensation in the hands, amongst others. Women are three times more likely to be affected by hypothyroidism than men – and the elderly are another group typically affected by it as well.i

How are they linked?

Low thyroid levels slow down the production of red blood cells, a process further complicated by the effects of thyroid diseases like hypothyroidism or Hashimoto’s thyroiditis.  These conditions often lead to vitamin B12 deficiency, which can also affect red blood cell production. Additionally, low thyroid levels can interfere with iron absorption, disrupting various metabolic processes.[v] If either is not treated, these issues can amplify the problem and make management of the condition harder. Raising awareness about this connection is necessary, not only for timely and accurate diagnosis, but also to ensure patients receive the appropriate care and treatment.

Dr. Rohita Shetty, Medical Affairs Head, Abbott India said, “Hypothyroidism and anaemia are significant health concerns in India, but they can be effectively managed with timely diagnosis and consistent treatment. Educating more people about the linkage between these two conditions and encouraging those with symptoms to seek medical advice promptly is key. For example, if you notice a family member feels cold even in the summer or a friend often complains about never-ending fatigue, encourage them to see a doctor and get tested.” 

Dr. Anusha Handral, Consultant Endocrinologist, Manipal Hospital, Bengaluru added, “Today, the burden of both hypothyroidism and anaemia is on the rise. For instance, anaemia amongst women between 15 and 49 years increased from 53% in 2015-16 to 57% in 2019-2021.[vi] It’s extremely important for people to understand the connection between these two conditions, as it will aid in diagnosis and ensure appropriate advice and treatment.”

People in high-risk groups who should routinely screen for these conditions:

Women (especially pregnant women)

The elderly

People with autoimmune diseases (like Celiac or Crohn’s disease)

Those with nutritional deficiencies (including of various vitamins from B12 to D, iron, and more)

People with chronic illness (such as diabetes, chronic kidney disease, and liver disease)

Those with chronic acidity and digestive disorders

Diagnosis is key for better management of both conditions.

What’s important is staying vigilant about your health. It’s good to remember that early detection and treatment can make a significant difference. Individuals experiencing these symptoms should consult their doctor for next steps on screening. This may include a thyroid function test or checking their complete blood count and markers like ferritin, vitamin B12, and folate levels for anaemia. Take charge of your health to lead a better quality of life every day!

Capture Every Live Moment: OPPO Reno13 Series Launched In India With New MediaTek Dimensity 8350 Chipset And AI-Ready Cameras

-          The OPPO Reno13 Series brings GenAI to a wider audience, setting a new benchmark for AI-powered smartphones in the Indian market.

-          Equipped with AI Livephoto, AI Clarity, and underwater photography supported by IP66 / IP68 / IP69 ratings for water and dust resistance

-          OPPO Reno13 Series will be the first to come with the MediaTek Dimensity 8350, an energy-efficient AI-smartphone chip ideal for gaming

OPPO India has officially launched the much-anticipated Reno13 Series 5G, designed to redefine the smartphone experience. Featuring a flagship-level camera system, powered by the MediaTek Dimensity 8350 SoC, and equipped with cutting-edge AI features for both imaging and productivity, the Reno13 Series is engineered to deliver exceptional performance. With its ultra-durable design, the series – including the Reno13 and Reno13 Pro – also boasts IP66, IP68, and IP69 certifications for water and dust resistance, making it the perfect device for those who value both style and durability. Additionally, the Reno13 Series offers 80W SUPERVOOC fast-charging, ensuring optimal power for extended use. The smartphones are now available for purchase through Mainline Retail Outlets, the OPPO e-Store, and Flipkart, with prices starting at INR 37,999.

Flagship Design with Durability

The OPPO Reno13 5G boasts an aerospace-grade aluminium frame and Corning Gorilla Glass 7i on the front and back. Its One-piece Sculpted Glass on the back is a blend of matte and gloss finishes with a unique texture on the Ivory White variant. OPPO has also introduced an exclusive Luminous Blue color variant for India. This variant features a unique glowing effect achieved through offset printing and reflective coating to produce a subtle yet captivating glowing outline around the camera module.

The device comes with OPPO’s signature All-Round Armour architecture, protecting the internals against shock for added durability. The smartphone is IP66, IP68, and IP69-certified for resistance to dust and submersion in freshwater up to 1.5 meters, tested up to 2 meters in OPPO labs for 30 minutes.

The Reno13 stands out with its slim and lightweight design: The Ivory White model is a mere 7.24mm thin, while the Luminous Blue model is 7.29mm slim; the handsets tilt the scale at a lightweight 181g.

Expansive Infinite View Display with Blue Light Solution

The Reno13 sports a 6.59-inch flat screen and is equipped with a 120Hz Smart Adaptive 1.5K OLED ProXDR display, offering an impressive 93.4% screen-to-body ratio for a bezel-less viewing experience. With peak brightness of 1,200 nits (HBM), it ensures visibility even under harsh sunlight. OPPO’s screen technology is designed for eye comfort with a low-blue-light solution, certified by BOE SGS Seamless Pro Eye Protection.

Premium Camera with the Power of GenAI

The Reno13 features a flagship-level camera system, including a 50MP primary, 8MP ultra-wide camera, and 2MP monochrome camera. The device includes a tri-microphone system, audio zoom, and support for dual 4K video recording from the front and back cameras simultaneously.

AI Livephoto in 2K Clarity

The Reno13 offers creative control with its AI Livephoto feature, which automatically records video clips from 1.5 seconds before the shutter is pressed to 1.5 seconds after. The result is a 2K ultra-clear video, enabling users to select and edit any frame. Real-time adjustments, such as retouching, makeup, and filters, are also possible for these Livephotos.

One-Click AI Clarity

The Reno13 comes equipped with OPPO’s AI Clarity, a suite of advanced GenAI tools designed to enhance images with just a tap. Its AI Clarity Enhancer leverages powerful algorithms to boost image quality at 10X zoom, ensuring remarkable clarity even when viewed at 8X digital zoom.

With AI Unblur, the Reno13 ensures that every photo retains sharp details and vibrant colors, even when capturing subjects in motion.

OPPO’s AI Reflection Remover guarantees flawless photos by eliminating unwanted reflections. Additionally, with AI Eraser 2.0, you can easily remove photobombers or distracting background objects, leaving behind a picture-perfect memory.

AI Imaging

The Reno13 enhances portraits and group photos with AI-powered features like AI Portrait and AI Night Portrait. AI Imaging uses OPPO’s proprietary algorithms to enhance facial details and refine facial contours in low light. AI Best Face automatically identifies subjects with closed eyes and corrects the photo with AI.

AI Studio

The AI Studio on the Reno13 lets users transform their photos with GenAI features, such as sci-fi, vintage, or cartoon styles. Users can also create animated moments from still images using AI Motion or reinterpret photos with AI Reimage using more than 20 templates.

Get Creative with Underwater Photography

The Reno13’s industry-leading dust ingress and water resistance ratings open new possibilities for underwater photography. The IP66, IP68, and IP69 certifications ensure the device can capture stunning moments above and below the surface, with AI adjustments to enhance underwater images.

Powerful Processor and Big Battery Life

The Reno13 features the customized MediaTek Dimensity 8350 processor, offering up to 60% improved peak performance and 55% greater power efficiency. The device packs a 5600mAh battery with 80W SUPERVOOC Flash Charge support, enabling fast charging and extended battery life. It can charge the battery from 0 to 17% in just 5 minutes, to 49% in 20 minutes, and to 100% in approximately 47 minutes and 23 seconds.

The device delivers uninterrupted gaming experience backed by a large battery and AI HyperBoost, it ensures smooth, lag-free gameplay for up to 8 hours, earning an S Rating from TÜV SÜD. It also includes an AI Multi-Cooling System featuring an expanded Vapour Chamber (VC) for temperature control during long gaming sessions.

In addition to this, AI LinkBoost 2.0 and OPPO’s custom SignalBoost X1 Chip ensure that the phone boosts Wi-Fi performance in weak signal areas and ensures smooth connectivity even in challenging environments, validated by TÜV Rheinland High Network Performance Certification.

ColorOS 15: Smart & Smooth

The Reno13 comes with ColorOS 15, delivering a sophisticated set of AI-driven features for enhanced productivity and creativity. OPPO’s 60-month fluency testing guarantees smooth, reliable performance for up to 5 years.

GenAI Integrated into Everyday Life

The OPPO Reno13 integrates GenAI features to make everyday tasks easier. Features like AI Summary, AI Rewrite, AI Reply, and AI Recording Summary allow for efficient work and productivity. The AI Toolbox 2.0 includes productivity features like Screen Translator, AI Writer, AI Reply and AI Recording Summary that can record office meetings—in English and Hindi as long as five hours and generate notes, summaries and transcripts.

Additionally, Circle to Search with Google allows users to instantly search for anything on-screen with a simple long press of the home button or navigation bar. And the Google Gemini app enables users to supercharge their productivity and creativity through AI-powered interactions.

OPPO Reno13 Pro 5G

The company has also introduced the OPPO Reno13 Pro, setting a new standard for smartphone photography with its flagship-level camera system, paired with a stunning 6.83-inch Infinite View Display featuring four-sided micro-curves and an impressive 93.8% screen-to-body ratio with a bezel-less viewing experience, making it perfect for binge-watching videos and browsing social media. The device boasts a 50MP + 50MP + 8MP triple-camera setup, including a 3.5x telephoto lens, along with AI-powered features. The 50MP Telephoto Camera with a 3.5x optical zoom ensures an equivalent focal length of 85mm for detailed shots. AI technology enhances ultra-zoom shots up to 120X, so no details are missed. Combined with AI Zoom capabilities, the tri-microphone system, and Audio Zoom ensure that these phones are perfect for recording concerts and other exceptional-quality performances. The smartphone boasts 5800mAh battery and support 80W SUPERVOOC Flash Charge.

Price & Availability

The OPPO Reno13 5G will be available in two variants with a net effective price with all the offers at INR 34,199 for the 8GB + 128GB and INR 35,999 for the 8GB + 256GB variant. Whereas the Reno13 Pro 5G will be available in two variants at a net effective price with all the offers at INR 44,999 for the 12GB+256GB and INR 49,499 for the 12GB+512GB version.

The Reno13 Series is available for purchase with exciting offers:

6 months of Liquid Damage Protection and an Exchange Bonus of ?3,000 on the OPPO Reno13, available at Mainline Retail Outlets, OPPO E-store, and Flipkart.

Exclusive Offers on Mainline Retail Outlets and OPPO E-store:

·         EMIs starting at ?2,111/month

·         10% instant cashback using cards from select banks

·         Zero down payment plans for up to 12 months via multiple finance partners

Exclusive Offers on Flipkart:

·         No-cost EMI options for up to 9 months with select banks

ISBmantra Offers Specialised Coaching Services To Secure An Admit To India’s Top Business School: Indian School of Business (ISB)

* With an 80% interview-to-admit conversion rate, ISBmantra also offers a 50% money back assurance for its interview prep services

Out of the 3 lakh CAT takers, ISBmantra anticipates over 5,000–7,000 applicants vying for just about 100 PGPYL seats.

ISBmantra is a prominent provider of specialised consulting and coaching services for candidates applying to various programmes at the Indian School of Business (ISB). With an 80% interview to admit conversion rate, ISBmantra is geared up to provide detailed assistance to candidates in successfully applying for the newly launched ‘Post-Graduate Programme in Management for Young Leaders’ (PGP YL) at ISB, Hyderabad. The PGP YL is a globally competitive programme aimed at catering to candidates with 0-2 years of work experience who want a management degree.

“In an exciting development, the newly launched PGP YL programme accepts CAT scores and now CAT takers too can apply for the programme. Out of the 3 lakh CAT takers, ISBmantra anticipates over 5,000–7,000 applicants vying for just about 100 PGPYL seats, making it critical for candidates to differentiate themselves and enrol for the programme,” said Prashant Tibrewal, the Founder of Alum-n-i, and a Founding Member of ISBmantra and AdmitSquare Consulting. “Admissions trends show that top programs increasingly value holistic profiles. Our coaching methods align with these shifts, ensuring candidates present themselves as strong, well-rounded professionals during the interview and selection process.” Tibrewal added

ISBmantra understands that applicants often grapple with identifying and articulating their key stories, and navigating the interview process. They struggle to select experiences that align with ISB’s expectations of leadership, impact, and innovation. Limited word counts make it challenging to present stories with depth and clarity while maintaining focus on the applicant's unique role. ISBMantra addresses these challenges through a structured yet personalized approach with in-depth brainstorming sessions, clear articulation of narratives, and comprehensive interview preparation. 

In-depth Brainstorming: Help applicants uncover overlooked achievements and align them with ISB’s evaluation parameters. For instance, an applicant managing government projects, may be able to highlight their ability to navigate bureaucracy while driving measurable outcomes.

Clear Articulation: Train applicants refine the storytelling process to ensure clarity, conciseness, and impact, helping them articulate their role, challenges faced, and the significance of their contributions.

Interview Preparation: Through mock interviews and feedback sessions, empower them enhance their confidence and fine-tune responses to project their strengths effectively.

With 12 years of experience, ISBmantra is unique with its Mentor-Consultant Model, which combines the expertise of former ISB admissions officers with industry-specific consultants. This approach leverages insider knowledge and relatable guidance to craft compelling applications that emphasize leadership, impact, and academic readiness. In addition to application support, ISBmantra also offers personalized interview preparation with a 50% refund guarantee – thus ensuring a risk-free process for applicants.

ISBmantra has consistently delivered exceptional results, with around 10% of ISB’s class annually, comprising of the candidates coached by ISBmantra. This remarkable success is driven by the robust team of former ISB admissions officers and 40+ ISB alumni from various industries. By leveraging this expertise, ISBmantra ensures that every part of the application process is strategic, personalized, and impactful.

Capri Loans Unveils Iconic Wall Art Landmark At “Maha Kumbh Mela 2025”

* A unique initiative of illustrating the brand’s story through art

Capri Global Capital Ltd, a leading non-banking financial company, known by the brand name ‘Capri Loans’ has unveiled a stunning and vibrant wall mural painting at the Maha Kumbh Mela, Prayagraj Sangam. Situated near the sacred confluence of the Ganga, Yamuna, and the mythical Saraswati rivers, the mural serves as both a cultural beacon and a symbolic landmark, guiding millions of pilgrims and visitors while celebrating the spiritual and historical grandeur of this ancient festival.

Titled 'Sapno Ka Sangam' (Confluence of Dreams), the mural tells a compelling story of growth, resilience, and transformation. It beautifully connects various narratives—such as a potter shaping clay, a mother inspiring her child, women carving their futures, and individuals striving to fulfil their dreams. These stories, intertwined by a continuous thread, represent both personal journeys and Capri Loans’ commitment to bridging the gap between aspirations and accomplishments through services like Gold Loans, Home Loans, and MSME Loans.

The mural’s design celebrates the merging of individual hopes, much like the rivers converging at Prayagraj, emphasizing the unity of dreams and their potential for transformation. The vivid colours and intricate details highlight the region’s rich local artistry, capturing the essence of its cultural heritage. This artwork not only celebrates the region’s community spirit but also reflects the endless possibilities.

Speaking about the initiative, Mr. Rajesh Sharma, Managing Director at Capri Global, said, “The Maha Kumbh Mela is much more than an event—it is a living testament to Sanatan values of faith, unity, and the pursuit of higher truths. At Capri Global, we deeply respect the cultural and spiritual significance of this gathering, where millions come together to reconnect with their roots and rejuvenate their spirits. This wall mural is our tribute to the dreams and resilience of those we serve. It reflects our role as partners in their journey toward a brighter future. By blending tradition with creativity, we aim to honour the aspirations of the masses, support local talent, and create a meaningful landmark that inspires and unites people. Through this initiative, we celebrate the beauty and depth of our shared heritage, leaving a lasting impression at this historic gathering.”

Supported by Capri Loans, this mural embodies the idea that every dream, no matter how humble, deserves a chance to flourish. By bridging the gap between aspirations and achievements, Capri Loans stands as a partner to those striving to shape a better future—helping transform hope into reality.

The Maha Kumbh Mela is the world's largest religious gathering and takes place every 12 years. The Maha Kumbh Mela 2025 is expected to attract over 400 million (40 crore) pilgrims from around the world. The 2025 event will be held in Prayagraj, Uttar Pradesh, from January 13 to February 26. Devotees will gather at the Triveni Sangam, the confluence of the Ganga, Yamuna, and the mythical Saraswati, to take holy dips.

HDFC Life Announces Corporate Agency Tie-Up With CARS24 Financial Services Pvt. Ltd

HDFC Life, one of India’s leading life insurers, has recently entered into a Corporate Agency tie-up with CARS24 Financial Services Pvt. Ltd.

CARS24 Financial Services Private Limited ("CARS24 Financial Services") is a professionally managed Non-Banking Financial Company ("NBFC") registered with the Reserve Bank of India and with IRDAI as an Insurance Corporate Agent. The Company is a part of CARS24 group and offers a variety of vehicle financing solutions to customers. INSURE24, a major milestone for CARS24, is set to transform the digital insurance landscape for India’s rapidly growing online consumer base.

This partnership will enable CARS24 Financial Services Pvt. Ltd. to distribute products of HDFC Life to existing and future customers of CARS24. The life insurance solutions of HDFC Life will be offered across the branches as well as the digital platforms of the partner. Both partners aim to work together with the objective of increasing the reach of life insurance across locations where CARS24 has a presence. This in turn would contribute towards the larger objective of ‘Insurance for all by 2047’.

HDFC Life, with 70 products (including individual and group products) and a claim settlement ratio of 99.50% and CARS24 with a strong presence of over 280 branches across the country look forward to a long and fruitful partnership that will play a significant role in financially securing more Indians.

Speaking on the partnership, Vineet Arora – Chief Business Officer, Distribution, Data & technology, HDFC Life, commented “We are pleased to partner with CARS24 Financial Services Pvt. Ltd. Their focus on innovation and technology complement our wide range of offerings and together we can reach out to a wider audience thereby providing them with life insurance solutions. We believe life insurance is a must-have for every individual with responsibilities. Financial security is the foundation stone to building a strong future for oneself and one’s family. This partnership with Cars24 Financial Services Pvt. Ltd. will further strengthen our efforts to reach out to individuals across the country and secure them, financially.”

Vikram Singh Pathania, Vice President of Consumer Finance at CARS24 and Head of INSURE24, expressed his enthusiasm about the partnership, saying, “We are delighted to join hands with HDFC Life to take our product offerings to the next level. HDFC Life’s forward-thinking strategies, and profound understanding of the digital landscape, perfectly complement our mission to make insurance simple and accessible for all consumers.

HDFC Life's strengths in product innovation, digital expertise, and seamless technology integration will empower INSURE24 to effectively engage with today’s digitally-savvy consumers.”

About HDFC Life

Founded in 2000, HDFC Life Insurance Company Limited (‘HDFC Life’ or the ‘Company’) is a leading provider of long-term life insurance solutions in India. It offers a broad range of individual and group plans across the Protection, Pension, Savings, Investment, Annuity, and Health categories, with a portfolio of products and optional riders designed to meet the diverse needs of its customers.

HDFC Life is a subsidiary of HDFC Bank Limited, one of India’s leading private banks. The Company has a nationwide presence, operating through its own branches and a network of over 300 distribution partners, including banks, NBFCs, MFIs, SFBs, brokers, and emerging ecosystem partners. HDFC Life also maintains a strong base of financial consultants.

Recognised as a great place to work, HDFC Life is deeply committed to governance and sustainability, ensuring responsible business practices that align with its long-term objectives.

For more information, visit www.hdfclife.com or follow us on Facebook, X (formerly Twitter), YouTube, and LinkedIn.

About Cars 24 Financial Services Pvt. Ltd.

Founded in 2015, CARS24 set out to revolutionize the pre-owned car industry by transforming how people bought and sold used cars. With a natural progression to meet evolving customer needs, CARS24 Financial Services Pvt. Ltd. (CFSPL) was launched in 2018 to provide seamless and holistic support for their financial needs.

INSURE24 by CARS24, launched in 2024 expanded the mission, to establish it as the preferred destination for comprehensive insurance solutions. Innovative and tailored solutions are designed to offer seamless flexibility and affordability, ensuring peace of mind. With a focus on delivering fast, reliable services at competitive rates, every step is designed to empower customers with confidence and security.

Toyota Kirloskar Motor Celebrates Excellence In Health With Annual District-Level Quiz And Drawing Competition

Toyota Kirloskar Motor (TKM) today announced the successful culmination of the Annual District-Level Quiz and Drawing Competition under ABCD (A Behavioural Change Demonstration) program, held at Krishi Vignana Kendra, Raichur. This event marked a significant milestone in TKM's ongoing commitment to fostering sustainable health, hygiene, and sanitation practices among school children in the region. The event was graced by Mr. K.D Badiger, Deputy Director of School Education (DDPI) - Admin, Raichur and Mr. Soppa Eswar Babu, Manager at TKM, whose presence further underscored the significance of this initiative.

Launched in 2015, the ABCD program has been instrumental in driving behavioural change towards sanitation and hygiene across Karnataka, particularly in the Ramanagara district. Revitalized in August 2023 the program now supports more than 100 government schools in Raichur, benefiting over 26,000 students. The program aligns with the national "Swachh Bharat Abhiyan" mission, reinforcing India's efforts towards a cleaner and healthier future.

The Annual District-Level Quiz and Drawing Competition was designed to:

Encourage students to openly discuss sanitation and hygiene, breaking social taboos.

Motivate and reward outstanding performers, fostering a spirit of healthy competition.

Promote the long-term sustainability of hygienic practices through a competitive learning environment.

The drawing competition, themed, "My Envisioning of the Future for My School," inspired students to creatively  express their aspirations for cleaner, healthier learning spaces. The quiz competition featured five rounds, including Q&A sessions, buzzer rounds, jumble words, pictorial questions, and a rapid-fire round, ensuring an engaging and dynamic experience for all participants.

The event witnessed enthusiastic participation from students who showcased their knowledge and creativity on topics related to health, hygiene, and sanitation. The competition also highlighted the program's impact, as students actively engaged in spreading awareness within their families and communities, exemplifying a successful child-to-community approach.

Present at the occasion, Mr. K.D Badiger, Deputy Director of School Education (DDPI) - Admin, Raichur said, “It gives me immense pride to witness the remarkable impact of the ABCD program in shaping the future of our youth. Programs like this are vital in encouraging open dialogue around critical issues such as hygiene and sanitation, which are often surrounded by taboos. I sincerely appreciate Toyota Kirloskar Motor’s unwavering dedication to community development and their collaborative approach with the Education Department and local stakeholders. Together, we are laying the foundation for a healthier and more informed society. Such initiatives are crucial for sustaining the positive momentum toward a cleaner and safer environment for all.”

Sharing his thoughts, Mr. Sudeep S Dalvi, Chief Communication Officer, Senior Vice President & Head State Affairs, Toyota Kirloskar Motor said, “At Toyota Kirloskar Motor, we have always believed that true progress stems from empowering communities through sustainable and impactful initiatives. The ABCD program is a testament to our commitment toward fostering behavioural change among young minds, ensuring that critical aspects like health, hygiene, and sanitation become integral parts of their daily lives. Through interactive activities like the Annual District-level Quiz and Drawing Competition, we aim to inspire students to break barriers, openly discuss sanitation, and champion healthier practices in their families and communities. This event is not just a competition but a celebration of knowledge, creativity, and a shared commitment to sustainable change.”

The ABCD program's focus on fostering a culture of hygiene and sanitation aligns with TKM's broader mission of driving sustainable community development. Through partnerships with the Education Department and local authorities, TKM continues to make meaningful contributions toward creating healthier and cleaner communities.