Monday, August 9, 2021

Cinthol Announces Actor Siddharth As Brand Ambassador For Its Germ Protection Health Soap - Cinthol Health Plus


* Siddharth and Cinthol join forces to enable you take on your duties fearlessly

Cinthol, the legacy brand from the Godrej Consumer Products Limited (GCPL), brought onboard actor Siddharth Suryanarayan, as the brand ambassador for Cinthol Health Plus soap. This association is to drive awareness about the health soap which provides 99.9% germ protection along with a pleasant deo fragrance. A new Cinthol Health Plus TVC campaign #HaiTaiyaarHum featuring Siddharth, conceptualized by Creativeland Asia, will also go live to highlight product features and increase visibility of the brand.

Cinthol, as a brand, has always stood for the philosophy of ‘Alive is Awesome’. It encourages people to step outside their comfort zone, be adventurous and experience the thrill of outdoors in all its glory. Cinthol Health Plus is the new entrant in the Cinthol family.  Popularly known for being strong, daring and honest, Siddharth is one of the celebrated actors in the country. This makes him the perfect choice for Cinthol Health Plus, which stands for fearless protection. Cinthol Health Plus symbolises being unafraid while taking on challenges and always prepared. This thought is showcased through the brand’s new #HaiTaiyaarHum campaign.

Speaking about the collaboration, Siddharth said, “Cinthol is a legacy soap brand which I have personally used over the years.  I will be endorsing Cinthol Health Plus which stands for fearless protection. Being objective, firm and brave are some of the qualities which defines me as a person. This is the reason I feel my collaboration with the brand makes complete sense. Cinthol Heath Plus soap has the power of 99.9% germ protection with an amazing deo fragrance, which makes you confident as you take on everyday challenges. Given the ongoing COVID-19 situation, Cinthol and I want to encourage people to continue answering our call of duty because we have the assurance of Cinthol Health Plus.”

Commenting on the appointment of the brand ambassador, Sunil Kataria CEO - India and SAARC, Godrej Consumer Products Limited, said, “Cinthol is amongst the iconic brands that we have from the house of Godrej. With our new partnership with Siddharth, we expect to disrupt our core markets and further strengthen the brand position. Together with Siddharth, we are bringing the messaging of taking on one’s duties fearlessly with the assurance of Cinthol. The new TVC anchored on fearless protection will bring alive Cinthol philosophy of Alive is Awesome in a unique way. Unlike other health soaps, Cinthol Health Plus delivers protection from germs without compromising on fragrance.”

Cinthol Health Plus and Siddharth, aim to communicate how the soap safeguards you from bacteria and viruses. Being built on the strong association with protection outdoors, Cinthol Health Plus is a health soap that gives all-round protection with a refreshing fragrance, unlike other health soaps which smell “hospital like”.

Link for new TVC: https://youtu.be/T5hJgnj2dmg

Hyundai Takes Fun Driving To A New Level: Announces Introduction Of N Line Range For India

 


·         Hyundai to introduce its first N Line model for India in 2021, subsequently followed by additional model launches over the next few years

·         N Line models to offer customers Motorsport Inspired Styling Cues that evoke excitement and athleticism

·         Introduction of N Line showcases Hyundai’s commitment of redefining driving experiences for customers in India

·         Hyundai N Line is now coming to India - https://youtu.be/hUGLD2eQPx8

Hyundai Motor India Ltd. (HMIL), country’s First Smart Mobility Solutions provider and the largest exporter since inception, today announced the introduction of N Line range of cars for India. Hyundai will introduce the first N Line model for India in 2021. With the introduction of N Line range for India, Hyundai continues to redefine mobility experiences with products that elevate customer aspirations. 

Commenting on the introduction of N Line, Mr. S S Kim, MD & CEO, Hyundai Motor India Ltd., said, “As the country’s leading smart mobility solutions provider, Hyundai has been redefining the mobility landscape with products that take customer aspirations to new heights. The introduction of our N Line range to India, will induce sporty experiences like never before, making every drives a fun experience with products that personify excitement and athleticism. As an organization committed to India, Hyundai has been introducing superior products and services for customers. We have surpassed customer expectations and assumed leadership across various segments by winning the hearts and minds of our most valued customers. With N Line, Hyundai Motor India will continue to challenge new boundaries and introduce new cars that amplify the aspirations and personalities of new age Millennial and Gen Z buyers.”

Mr. S S Kim, added, “To augment customer delight, we will introduce a new N Line model in 2021 and subsequently launch additional N Line models for Indian customers over the next few years.”

Hyundai has set the stage for the next generation of smart mobility solutions in India with the introduction of revolutionary new product concepts. Hyundai N Line will further amplify these efforts with cars that evoke excitement and athleticism like never before. To induce fun driving experiences, Hyundai will develop N Line cars in India on three brand values: 

Motorsport Inspired Styling Cues                                     

·         Accessible for All

·         Everyday Excitement

MOTORSPORT INSPIRED STYLING CUES

To amplify sportiness and fun driving experiences, N Line cars will feature motorsports inspired styling cues creating a playful appeal. Hyundai N Line draws strong synergies from motorsports that has led to the creation of visually differentiated styling to perfectly compliment the individualistic aspirations of customers.

ACCESSIBLE FOR ALL

Hyundai N Line cars will be accessible for all driving enthusiasts to fulfil their aspirations and enjoy the thrill of sporty driving experiences. With unique and differentiated styles, N Line cars will hone in on the enthusiast’s dreams and desires of being distinguished while inspiring cool, fun and athletic exploits. 

EVERYDAY EXCITEMENT

Perfectly complimenting Gen MZ’s love for everyday excitement, N Line cars will turn up the heat with sporty experiences.  Exhilarating the senses, N Line customers will never witness a dull moment in life as they translate horsepower into everyday excitement and add dynamics of cool and fun instances to break the monotony. 

AU Bank Reports Resilient Performance – Asset Quality Remains Stable And NII Grows By 40% And PAT Growth Of 15% In Q1’FY22


The Board of Directors of AU Small Finance Bank Limited at its meeting approved the audited financial results for the quarter ended June 30, 2021. 

Key Highlights for Q1’FY22: 

Net profit grows by 15% (excluding profit from sale of Aavas Financiers) to ₹ 203 Crore despite Bank prudently increasing contingency provisioning buffers by ₹ 120 Crore to strengthen the balance sheet 

Delivered RoE of 12.7% and RoA of 1.6% in Q1’FY22 

Cost of funds declined by 88bps YoY to reach 6.3%  

Deposits continue to scale with customer profile becoming more granular 

Total deposits grew by 38% YoY to ₹ 37,014 Crore driven largely by growth in Savings account balances which grew 166% YoY to ₹ 8,102 Crores 

CASA ratio improved to 26% versus 23% as on 31-Mar’21 and 14% as on 30-Jun’20 

Retail deposits mix at 59% 

Total Loan AUM rises 22% YoY to reach ₹ 36,635 Cr 

Disbursements were subdued in Q1FY22 due to the 2nd wave impact  

Asset quality remained stable with GNPA at 4.3% and Net NPA at 2.3% 

Collections saw sharp pullback as Covid wave-2 flattened; Collection efficiency of 114% in June’21 and 101% for Q1’FY22 

Bank prudently made contingency provisions of ₹ 120 Cr during the quarter to strengthen the balance sheet; The Bank now carries total contingency provision of ₹ 190 Cr which is 0.6% of loans 

Bank has done 658 Cr of standard restructuring in Q1 and as on 30th June’21 Bank had total of ₹ 1,265 Cr of Standard Restructured asset which is 3.60% of gross advances   

Muted business activity during the quarter resulted in higher liquidity with Bank maintaining daily average LCR of ~137% for Q1’FY22 (against regulatory requirement of 100%) 

Bank remains well capitalised with a strong Tier 1 capital ratio of 21.6% and total CRAR of 23.1% (sufficiently above minimum requirement of 7.5% and 15% respectively) 

Key Product Launched during the quarter: 

Launched AU 0101 - our digital bank, a comprehensive mobile and net banking platform with a simple and intuitive interface, best in class onboarding journeys with integrated Video KYC, and personalised pre-approved offers for customers 

AU 0101 offers: 

Comprehensive solutions around savings and fixed deposits, credit cards, loans, investments, insurance, bill payments, and other lifestyle solutions like cab and flight bookings, recharge, and tax payments. 

Multiple channels for customers to bank digitally, including Whatsapp Banking, Chatbot and Video Banking (with expanded use cases around transaction and servicing) 

Launched Credit Cards offering to customers with attractive product features including Industry’s first digital device protection plan, and end-to-end digital onboarding 

AU is the first and only Small Finance Bank to offer Credit Cards 

Partnership with global payment leaders VISA & FiServe for card issuance 

During the quarter, we also launched: 

AU Royale World, a savings account with industry leading features for NR customers 

AU Platinum, a Family Banking program with dedicated Relationship Manager 

AU Power Current Account to fulfil the needs of retail merchants / traders who are tech savvy and aim to provide digital payment solutions to their customers 

Commenting on the performance, Mr. Sanjay Agarwal, MD & CEO, AU Small Finance Bank said, 

“Q1’FY22 caught most of us by surprise with the onset of second wave. Amidst a challenging operating environment, our performance has been quite resilient and we remain thankful to the Government, regulators, customers and last but not the least our employees for their belief and support. Our deposits continue to become more granular, our digital journey is shaping up well, our GNPL was stable sequentially and we have strengthened our balance sheet by creating contingency buffers for any unforeseen risks to our business. We are quite excited about the recent launch of our Digital Banking app AU 0101, our newest asset product in Credit Cards and our Video Banking solutions.  We will shortly be going live with our Brand campaign as we continue in our efforts to bring Badlaav” 

About AU Small Finance Bank:  

AU Small Finance Bank Limited (AU Bank) is a scheduled commercial bank, a Fortune India 500 Company and the largest Small Finance Bank. Starting its journey from the hinterlands of Rajasthan, today AU Bank is the largest Small Finance Bank with a deep understanding of the rural and semi-urban markets that has enabled it build robust business model facilitating inclusive growth. With 25+ years legacy of being a retail focused and customer-centric institution, AU started its banking operations in April 2017 and as on 30th June 2021, it has established operations across 758 Banking Touchpoints while serving 20.2 Lakh customers in 15 States & 2 Union Territories with a employee base of 23,486 employees. The Bank has a net worth of ₹ 6,490 Cr, deposit base of ₹ 37,014 Cr and net advances of ₹ 33,957 Cr. AU Bank enjoys the trust of marquee investors and is listed at both the leading stock exchanges viz. NSE and BSE. It has consistently maintained a high external credit rating from all major rating agencies like CRISIL, ICRA, CARE and India Ratings. 

MYn App Launched In India To Disrupt The Future Of Social Networking


* Redefines the consumer experience by ensuring no ads on the app

* Crafts an interesting Direct to consumer experience by empowering the creator community with the freedom to choose their content formats at no extra commissions  

Bangalore-based Multi-Verse Technologies Pvt Ltd., has launched MYn, an indigenous application that is geared to reimagine the current/ contemporary social media landscape. MYn is a committed endeavour to elevate a consumers’ social media experience. Consumers can now discover, create, connect and communicate on a secure end-to-end encrypted system. Further, the app commits to create a no advertisement environment reinvigorating the social media experience with irrelevant interruption. The app has been founded with the philosophy of enabling decentralized one to one conversations/ communication sans the share of vital personal information thereby ensuring/ establishing personal privacy remains at the heart of the development. Promising digital safety, the company has also put into action a 24x7 content & application monitoring and incident response team, one which has already effectively and efficiently protected many organizations in India.

The contemporary social media milieu offers a singular/ undifferentiated social networking experience. It fails to recognize that each consumer conversation/ interactions are unique to the social environment they operate in.  Eg: Conversations in the personal & professional space need to be addressed on differentiated systems. MYn app thus enables multiple segregated personas in one social media application. The application enables alliances of like-minded users across various select personas created to ensure complete user control over information shared, managed from one primary account. 

The ‘Persona’ feature (patent pending) is unique to MYn app as it helps citizens to create multiple profiles under one authenticated user. Each persona allows consumers to create as well as personalize content and communication relevant to these specific groups, like a Public persona for general use, multiple Personal personas for friends and family, Work persona for professional peers. The Live-Local feature, a geo-local profile aspires to engage and collaborate with local businesses and stores. The savvy UI is easy to use and supports seamless, secure data sharing within personas with in-app integrations of multi-media support that include video and voice data. 

To further strengthen the social media experience in the country, MYn endeavours to empower the social content creating community. MYn will engage and enable the content creating community by providing them with a no commission system allowing them to post their content as per the format of their choice. The app aspires to provide a direct to consumer approach benefitting the content creator by enabling them to own their content in its entirety and also the commercials/ revenue attached to the content.

Speaking on its launch, Mr. A.S. Rajgopal, Founder & Managing Director Multi-Verse Technologies said, “The social media environment of the country has dampened over the time due to various significant vectors like irrelevant information, barrage of advertisements and unappealing content which has limited appeal. With MYn, we present to the country a refreshing opportunity to socialize and network in a cohesive manner while maintaining complete data privacy.  We look forward to an encouraging consumer response by promising, creating and providing a non -intrusive space for social interactions & content creation, online.”

MYn App is available for download on App Store and Google Play and also offers a secure, internal communication and collaboration system for enterprises and businesses. 

About Multi -Verse Technologies:

Multi-Verse technologies is founded with a vision focused on solving use cases centered at the intersection of citizens, enterprises and governments using cutting edge technologies. Multi-Verse is the launchpad for the revolutionary system, MYn app, that helps citizens and enterprises discover, interact and transact with each other leading to immense possibilities.

With A Network Of 2 Crore Merchants And 33 Crore Users, Paytm Has Become An Integral Part Of Indian Family Life

 


India's leading financial services platform Paytm today announced that it has created a vast “digital financial payments” infrastructure in the country and empowered over 2 crore merchants as well as 33 crore users. The company has over the years enabled millions of households with digital payments. Paytm has been instrumental in ushering in the digital payments revolution for millions of street hawkers, small shopkeepers, tuck shop owners with the widest range of payment products & services including Paytm All-in-One QR, Paytm All-in-One POS, Paytm Soundbox among others. Its services have helped build trust in digital payments among the masses and push the government's 'Atmanirbhar Digital Bharat' initiative further.

It has created robust technology infrastructure across the country. The company has been the driving force behind building and expanding digital villages & has trained merchants there, helping in the proliferation of online transactions.

Paytm All-in-One QR enables merchants to accept unlimited payments at zero percent fees directly into their bank account. It is the only QR that lets merchants seamlessly accept payments from Paytm Wallet, Rupay Cards, Paytm UPI, and all other UPI apps providing the convenience of having just one QR code for all payments reducing clutter on the sales counter.

Paytm All-in-One POS has gained popularity among MSMEs as well as large retailers as it comes equipped with Paytm All-in-QR, Paytm for Business App, debit & credit card swiping facility, touch screen, printer, SIM card among other features. Merchants can also generate GST-compliant bills and manage their daily transactions, as well as in-store inventory.

Paytm Spokesperson said, "Merchants are the backbone of the nation and we are on a mission to empower them with the best payments and digital services technology. We continue with our efforts to expand our services across the length and breadth of the country empowering more small towns, villages and making them 100 percent digitally enabled." 

Swasti’s i4We Demonstrates How Community Ownership Of Primary Healthcare Is Possible


According to the “Tracking universal health coverage: 2017 global monitoring report” by the World Health Organization and International Bank for Reconstruction and Development, in India alone, about 50-60 million people in the last decade have been pushed to poverty because of health-related expenditure[1]. The poor lose up to 1-2 months of productive time in a year to illness of self and family. Almost 50-80% of them live with some form of undiagnosed illnesses and die earlier than those who are economically better off[2].  To address this issue and break the vicious cycle of ill health and poverty, Swasti’s Invest for Wellness (i4We) programme has brought primary care to the doorstep of 2 lakh+ of the poorest and most marginalised people. Their aim is to reach 100 million well-thy days[3]  by the year 2030.

The programme is currently being implemented across 4 States and 5 locations in urban and rural areas in India – Sehore District (2 blocks)  in Madhya Pradesh; Ramanagara District (1 taluka), , and Bengaluru urban district in Karnataka; Karur urban in Tamil Nadu; and Gurugram in Haryana. The model is designed to  have local community leadership through not just frontline health workers, but through health focused groups and a local community institution, equivalent of the Mahila Arogrya Samiti. Each family is a “member” and actively participate in their well-being journey, actively being navigated through health information, advice and services (screening, treatment and care services and referral) , social protection (awareness,eligibility and facilitation of government identity and schemes) as well as financial literacy and services (savings and credit)  

As a response to COVID-19, the community leaders  prevented the spread of the virus among their members  by conducting surveillance, providing local support and advice, reinforcing safety protocols and behaviours, offering telecare services for home isolation, chronic conditions  as well as facilitating vaccination drives.   Community leaders worked alongside staff from Swasti to follow-up with families  during COVID-19 and support access to rations, medications, govt services, hospitalization and oxygen support.

Best described as a system innovation in primary healthcare, i4We combines health and wealth interventions, and focuses on well-being for the most poor and marginalized communities. It was incubated by the Catalyst Group – a 26-year-old social impact platform, working in the spaces of social and economic development as well as humanitarian emergencies. Sister organizations of the Catalyst Group are CMS – social impact specialists, Swasti, The Health Catalyst – a Global South public health non-profit, Vrutti – Livelihood Impact Partners were instrumental in bringing i4We to life. It is being supported by various partners in different locations including flagship partner - Marks & Spencer and others like Migros, Levi Strauss & Co., Social Venture Partners, Morgan Stanley, Ashraya Hastha Trust, PCMH Restore-Health, PCI 360 etc.

Shiv Kumar, the co-founder of the Catalyst Group and Chief architect of i4We, said, “i4We uses a strong technology strategy which includes an app for the health facilitator, nurse, and the healthcare provider network, real-time analysis and dashboards for action, point of care diagnostics, and a range of innovative health products. It also uses the latest behavioral science theory and practices including survival analysis, nudge, and other tools.”

Describing their experience, Puja Devi, President of Sanjeevani Kalyan Samiti, Mohammadpur-Jharsa says,  “We save about Rs, 200 per month in our own accounts which earns interest. Every family gets a variety of benefits ranging from screening, treatment, care, health education and advice, low-cost credit and opportunities for training and livelihood.  We work to help families take charge of their health - from what they eat, their emotional health, solving problems or working through them. When we work together, we can move forward faster”

ealth outcomes cannot be guaranteed with a linear approach. For the vulnerable, unless crucial challenges such as financial security and protection are ensured, health for all will continue to remain a pipe dream. And therefore, it is imperative that public health solutions are designed to address challenges beyond just the obvious. The i4We model demonstrates one such holistic approach, that supports people navigate their health journey, towards well’thy days.  

About Swasti

Swasti is a Global South civil society organisation committed to adding 100 million ‘wealthy days’ for Vulnerable Communities. Swasti upgrades the discourse from health to wellbeing and brings the missing pieces in wellbeing together (social, behavioural, management and technology) around the technical/medical aspects, with a strong focus on Prevention and Promotion. Swasti is a registered not for profit organisation and part of the Catalyst Group of institutions, working across 25 countries South Asia, South East Asia and parts of East Africa.

In response to COVID-19, Swasti and the Catalyst Group co-incubated the #COVIDActionCollab - The COVIDActionCollab (CAC) is an all India collaborative, united to provide relief, recovery and build resilience among the most vulnerable communities. The collaborative consists of Organizations and Networks working together to support these communities during the period of crisis and enable them to secure their future. The 333 partners strong collaborative has delivered 17 lakh services with 2000 volunteers. The Collaborative envisions a world where vulnerable communities are empowered to survive and thrive during a humanitarian crisis. CAC aims to achieve synergy among its partners at multiple levels in order to accelerate impact, in keeping with the needs of these communities.

Goldmedal Electricals Announces The Launch Of Phantom Ceiling Fan


·  Phantom ceiling fan is a one-of-a-kind decorative fan that comes with a remote control

·  The innovative fan comes with an LED under-light with six atmospheric colours

Goldmedal Electricals, one of India’s leading Fast Moving Electrical Goods (FMEG) Company announces the launch of a six-blade super decorative ceiling Fan – ‘Phantom’. Earlier this year, the company forayed into the fan segment and are at the vanguard of expanding their ceiling fan portfolio. The company is in-line with the government’s mission of making India truly Atmanirbhar and has manufactured the Phantom fan in India.

Goldmedal’s Phantom fan is more than a functional device that just delivers cool air. It is an elegantly designed six-blade fan that are available in three stunning antique finishes. The decorative fan also features an LED under-light that glows in six atmospheric colours which can be controlled using a remote control. The use of high grade copper windings and double ball bearings ensure proper support of the motor and fan shaft allowing Phantom to operate smoothly and silently even at high speeds. It is an amazingly efficient fan that has a sweep of 1200MM and offers exceptional air delivery of 220 CMM at a speed of 350 RPM.

Commenting on the launch of this fan, Mr. Bishan Jain, Director at Goldmedal Electricals said, “Since our venture into the fans segment, Goldmedal fans have been well received among consumers, owing to the top notch product quality we offer. Phantom is a one-of-a-kind ceiling fan in the super decorative fan segment by Goldmedal Electricals. Its unique design with six blades and unique antique finish makes it a great match for modern and sophisticated interiors. It is loaded with features that deliver on Goldmedal’s promise of innovation. With its stylish looks, distinct finish, powerful yet efficient performance, and effortless operation, Phantom is a discerned choice for aspirating consumers who are looking to add an aesthetically appealing fan in their home.”

Phantom fans’ remote control ushers in comfort, convenience and control at the consumer’s fingertips. With the use of the remote, consumers can easily switch ON/OFF the fan, control its speed, select and change the LED under-light colour as well as the brightness as per their mood. Available in three exclusive finishes: Antique Copper Rose Wood, Antique Brass Dark Wood and Antique Silver Dark Wood, Phantom is priced at Rs. 13,750/-.

Goldmedal has a history of introducing technologically advanced, durable, highly usable products for its consumers. In March 2021, the company ventured into the fans category with an aim to make superior quality fans a part of every Indian household. Goldmedal fans come in multiple categories, including Ceiling fans, Table fans, Wall fans, Personal, Pedestal, Portable, Axial as well as Ventilation fans. Goldmedal fans are available in South India across Andhra Pradesh, Telangana, Kerala, Tamil Nadu, and Karnataka, East India states including West Bengal, Jharkhand, Bihar, Uttar Pradesh, as well as Delhi NCR, Jammu and Kashmir, Punjab, Rajasthan, Himachal Pradesh and Assam. 

About Goldmedal Electricals

Goldmedal Electricals is a home grown electrical company which was established in the year 1979 with a vision to create electrical switches and accessories that make a positive difference to the lives of consumers. The company is known in the industry for manufacturing high quality wiring devices and introducing a host of innovations in the industry. The company has manufacturing units in Vasai outside Mumbai, Bhiwadi in Rajasthan, and Vijayawada in Andhra Pradesh. It is one of the few companies in the industry to have a completely in-house, state-of-the-art tool room and testing facilit. Today, the company manufactures a vast range of electrical products including various types of Switches, Home automation systems, Fans, Security Systems, Entertainment devices, Doorbells, Wires, Cables and more for residential buildings as well as commercial establishments.

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