· Rule-based disciplined investment approach enables long-term wealth creation
· Diversification across multiple sectors provides stability
ICICI Prudential Life Insurance has launched the Dividend Leaders 50 Index Fund under its Unit Linked Insurance Plans (ULIPs). The new fund will enable customers to build wealth over the long-term by investing in fundamentally strong stocks with a proven track record of consistent dividend payouts.
Commenting on the launch, Mr. Manish Kumar, Chief Investment Officer, ICICI Prudential Life Insurance Company Limited, said, “The Dividend Leaders 50 Index Fund offers customers a disciplined and transparent way to participate in equity markets by investing in fundamentally sound companies with a consistent dividend track record.
The fund’s strategy is structured around four pillars which includes dividend payout-focused stock selection, quality checks aimed at stronger financials and stable cash flows, diversification across multiple sectors, and a transparent, rule-based and disciplined investment process with periodic review and rebalancing.
Importantly, this new fund will empower our customers to stay invested with confidence, knowing their portfolio is aligned with financially strong and time-tested companies. This launch is another step in our journey towards a disciplined, transparent, and high-quality investment opportunity for our ULIP customers while also getting a life cover.”
The fund follows the BSE 500 Dividend Leaders 50 Index, which tracks the performance of 50 companies selected from the broader BSE 500 universe that have consistently paid dividends over the past 10 years. The index comprises 50 constituents and is rebalanced annually. Through the fund, we are giving our customers access to companies that have demonstrated financial strength and commitment to shareholders over time.
Historically, the index factsheet presents annualised total returns of 33.63% over three years, 30.96% over five years and 20.40% over ten years, as of January 30, 2026, highlighting the long-term potential of a disciplined investment strategy. However, regulations may restrict the Company from investing in all the stocks in line with their weights in the index from time to time. As a result, there could be a possible tracking error. The fund adopts a passive, index-mirroring approach, tracking the stocks in the index instead of picking stocks actively.
The Dividend Leaders 50 Index Fund is available with some of the Company’s popular ULIP products such as ICICI Pru Signature Assure, ICICI Pru SmartKid Assure, ICICI Pru Smart Insurance Plan Plus (SIP+) amongst other ULIP products available on www.iciciprulife.com.
About ICICI Prudential Life Insurance (www.iciciprulife.com)
ICICI Prudential Life Insurance Company Limited is promoted by ICICI Bank Limited and Prudential Corporation Holdings Limited. The Company began its operations in fiscal year 2001 and has consistently been amongst the top private sector life insurance companies in India on Retail Weighted Received Premium (RWRP) basis. The Company offers an array of products in the Protection and Savings category which match the different life stage requirements of customers, enabling them to provide a financial safety net to their families as well as achieve their long-term financial goals. The digital platform of the Company provides a paperless buying experience to customers, empowers them to conduct an assortment of self-service transactions, provides a convenient route to make digital payments and facilitates a hassle-free claims settlement process.
The Company has introduced ICICI Pru Stack, a first-of-its kind suite of platform capabilities that combines digital tools and analytics. This innovative suite aims to enhance the understanding of customers' requirements and enable distributors to offer suitable insurance products, deliver seamless experiences, and provide exceptional pre- and post-sale services. By deploying this comprehensive solution, the Company aspires to transform into the most customer-friendly and partnerable insurance provider in the country.
At December 31, 2025, the Company had an AUM of Rs. 3.31 lakh crore and a total in-force sum assured of Rs. 43.44 lakh crore. ICICI Prudential Life is also the first insurance company in India to be listed on both the National Stock Exchange (NSE) Limited and Bombay Stock Exchange (BSE) Limited.
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