32 Years Across Market Cycles: HDFC Balanced Advantage Fund Delivers ~18% CAGR

HDFC Balanced Advantage Fund, an open-ended dynamic asset allocation fund, has successfully completed 32 years since its launch in February 1994. With assets under management (AUM) of ₹1,06,820 crore, HDFC Balanced Advantage Fund reflects sustained investor confidence in its dynamic asset allocation approach. The Fund has delivered healthy returns over 3- year, 5-year, and 10-year return horizons as on January 31, 2026, across market phases.

A monthly SIP of ₹10,000 invested in the Fund since inception* would have grown to approximately

₹15.89 crore as of January 31, 2026, translating into an XIRR of 18.40 percent. This highlights the power of disciplined investing and the benefits of staying invested across market cycles.

*February 01, 1994

At a time when market volatility, global uncertainties, and valuation concerns continue to influence investor sentiment, balanced advantage funds are increasingly being viewed as a prudent long-term investment option. Since its launch, HDFC Balanced Advantage Fund has navigated diverse market environments, including periods of market corrections, financial crises, bubbles, and recoveries. Over this period, the Fund has delivered a compounded annual growth rate (CAGR) of approximately 18 percent, reflecting its ability to balance growth and stability through dynamic asset allocation.

Commenting on the milestone, Mr. Navneet Munot, MD & CEO, HDFC AMC, said, “At HDFC AMC, we believe disciplined investing, time in the market and patience are the key pillars of long-term wealth creation. As HDFC Balanced Advantage Fund marks 32 years, this milestone is a tribute to the trust of millions of investors. This journey reflects our commitment to investors—anchored in robust processes, transparency, and a consistent focus on delivering enduring long-term value.”

Mr. Gopal Agrawal, Senior Fund Manager, HDFC AMC, said, “HDFC Balanced Advantage Fund reflects our continued focus on helping investors navigate market cycles through a flexible and disciplined investment approach. Over its multi-decade journey, the fund has aimed to maintain a careful balance between growth opportunities and risk management, with the objective of delivering better outcomes across different market conditions. We remain committed to adapting to changing markets while keeping investors’ long-term financial goals at the centre of every decision.”

HDFC Balanced Advantage Fund aims to deliver long-term wealth creation for Indian investors.

#For latest riskometer, investors may refer to the Monthly Portfolios disclosed on the website of the Fund viz. www.hdfcfund.com

#Scheme and Benchmark Riskomter as on 31st January 2026.

About HDFC AMC

HDFC Asset Management Company Limited (HDFC AMC) is an Investment Manager to HDFC Mutual Fund, one of the largest mutual funds in the country. It was incorporated under the Companies Act, 1956, on 10th December 1999 and was approved to act as an Asset Management Company for HDFC Mutual Fund by SEBI on 3rd July 2000. It has other SEBI licenses viz. PMS / AIF. HDFC AMC manages a diversified asset class mix across Equity and Fixed Income/Others. It also has a countrywide network of branches along with a diversified distribution network comprising Banks, Independent Financial Advisors and National Distributors.