Mr. Anand Roy, Managing Director, Star Health and Allied Insurance Co Ltd explained, “There are ailments that don’t require in- patient hospitalisation and these come under outpatient care. In India, mostly, costs incurred for treating such ailments are paid by the people from their own pocket. Since such costs can be substantial at times, we, at Star Health, have introduced Star Outpatient Care Insurance Policy, which is one of its kind in the market.”
Customers in age group of 18-50 years are eligible to apply for this policy. In addition, dependent children upto 25 years age, who are economically dependent on their parents, can be covered. The maximum family size is six members.
The policy term is for one-year duration, and available on Individual plan as well as family Floater plans. There are multiple variants offered like Platinum, Gold, and Silver; and OP sum insured options are available upto Rs. 1,00,000.
The coverage for the policy is applicable for all outpatient consultation expenses, incurred at any medical facility registered with Star Health network in India. This includes non-allopathic treatment expenses such as Ayurveda, Yoga and Naturopathy, Unani Sidha and Homeopathy systems of medicines in any institute recognised by the Indian government and/or accredited by the quality Council of India/National Accreditation Board on Health.
The new policy also covers Diagnostics, Physiotherapy and Pharmacy expenses as well as Ophthalmic treatment expenses arising out of accidental injuries incurred by an outpatient at any Star Health-registered medical facility in India.
About Star Health and Allied Insurance Co. Ltd
Star Health and Allied Insurance Co Ltd commenced its operations in 2006 as India’s first Standalone Health Insurance Company with business interests in Health, Personal Accident and Overseas Travel Insurance. We use our vast resources to focus on service excellence, and product innovation to deliver the best to our customers. Star Health has been providing innovative health insurance products to individuals, families, and corporates directly and through various channels – agents, brokers, online etc., Star Health is also a prominent Bancassurance player with long standing relationship with various Banks. In FY 2019 Star Health has procured a gross written premium of Rs.5412 Crore and built a promising path with a net worth of Rs.1480 Crore as on 31-03-2019. Star Health currently has 10600+ employees with 500+ branch offices all over India.
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