Highlights
ManipalCigna Prime Senior gives Immediate coverage from 91st day onwards
No co-pays and no sub-limits
No mandatory pre policy medical check-up required
Restores Sum Insured unlimited times so that the insured is never short of coverage
Offers Cumulative Bonus at 10% of Sum Insured
Provides room category flexibility so that insured pays only the differential amount of room rent if opted for a higher room category than eligible without the worry of Proportionate Deductions
Preventive Health check-up to keep a track of your parents health
Coverage towards non-medical items to reduce the out of pocket spend
Gives the tax benefit under 80D of IT Act, and many other benefits
ManipalCigna Health Insurance Company Limited, today announced the launch of its new health insurance plan ‘ManipalCigna Prime Senior’, specifically designed for senior citizens to access quality healthcare they need for the golden years of life. The new plan gives flexibility with lower waiting periods and provides coverage for pre-existing disease conditions from 91st day onwards.
Speaking about the new health insurance plan, Mr. Prasun Sikdar, Managing Director and CEO, ManipalCigna Health Insurance said, “As health insurance expert, we at ManipalCigna are committed to drive product innovation to make it easier for various segments of people to get the quality healthcare they need. We understand that seniors have unique health needs, and they deserve access to better healthcare. With our new health insurance plan, we’re committed to making that a reality, by giving senior citizens better coverage, better control and better care to meet their day-to-day healthcare-related needs. We are confident that this new health insurance plan will make a real difference in the lives of seniors.”
Sikdar further added, “The new plan is designed after considering the various problems that people face in the golden years of their life. They may have suffered from medical complications earlier or may have an income problem as most of them are living on their retirement funds. Thus understanding the evolving needs of seniors and the rising medical inflation, we have launched ManipalCigna Prime Senior. Following the legacy of the ManipalCigna’s differentiated products, the Prime Senior plan provides top-notch facilities including Pre-Hospitalisation, Post-Hospitalisation cover, Road and Air Ambulance facility, Coverage for Donor expenses, Domicile and Day-care facilities among the wide range of benefits. The sum insured options range from Rs. 3 Lacs to Rs. 50 Lacs at an affordable price, to provide senior citizens with complete peace of mind, knowing that they have access to quality healthcare when they need it most.”
ManipalCigna Prime Senior’ plan comes in two different variants ‘Prime Senior Classic’ and ‘Prime Senior Elite’. The Prime Senior Classic plan is developed with an aim to offer coverage for a wide range of items to the insured seeking an all-inclusive, comprehensive yet value-for-money coverage, benefiting the seniors in their illness and wellness journey, and protecting their finances. Prime Senior Elite, on the other hand, is an enriched plan that enhances the advantages offered by the Classic plan and provides a variety of extra features, such as daily cash for shared accommodation, premium waiver benefit, guaranteed health checks and bonuses, and more, to ensure that the insured seniors receive the best possible care.
ManipalCigna is dedicated to helping seniors live their best lives, and this new health insurance plan is just one way that the company is doing so. The ManipalCigna Prime Senior plan also offers a wide range of value added features and optional covers which can be availed to make the product fully loaded.
1. Coverages towards consultation and check ups
a. Domestic second option
b. Preventive Health Check Up
c. Unlimited Tele Consultation
2. Rewards, discounts and waivers
a. Guaranteed Cumulative bonus up to 100% of the sum insured
b. Discount from network providers
c. Premium waiver benefit
3. Optional Covers
a. Any room upgrade
b. Premium Management Options
c. Unlimited restoration of Sum Insured
d. Reduction on PED waiting period to 90 days
e. Coverage towards Non-medical Items and OPD
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