Grip Invest Redefines Bond Investments With ‘Infinite’, A First-of-Its-Kind Auto-Compounding Investment Product

Grip Invest, India’s one-stop destination for fixed returns, has launched Infinite, a first-of-its-kind reinvestment product designed to generate up to 30% more returns for investors by making compounding a seamless experience for fixed returns assets like Bonds and SDIs. Infinite is designed to solve the chronic pain point of reinvestment in fixed returns instruments. By automatically routing monthly bond payouts into high-quality debt mutual funds via an auto-SIP, it brings a continuous, structured, and effortless reinvestment experience to investors. In doing so, Infinite ensures every interest return is put back to work, allowing capital to grow without disruption.

Nikhil Aggarwal, Founder & Group CEO, Grip, commented, “Bond investors had to resort to manual tracking of interest payouts and reinvestment options, where they had to make one decision after another, just to keep their capital working. The reinvestment journey is fragmented and inefficient, especially for smaller returns earned by retail investors, which often sit idle. This friction not only disrupts compounding but also results in silent value erosion over time.
Infinite is our response to that bottleneck: By routing monthly bond payouts into curated mutual funds via an auto-SIP, Infinite offers the power of compounding of auto-pilot. It turns passive returns into active compounding, without lock-ins, delays, or constant oversight. For investors, it delivers up to 30% more returns from the same portfolio. For Grip, it advances our mission to build accessible, intuitive fixed returns infrastructure for retail investors that works with, not against, investor behaviour.”

Infinite is embedded directly into the investor journey on Grip’s platform. It can be activated at the time of purchasing a bond or through the investor’s existing portfolio section. Once enabled, every interest payout is automatically reinvested into a curated list of high-quality debt funds offering investors a way to maintain momentum in their portfolio without lifting a finger. The reinvested funds can be withdrawn anytime or directed into another bond or SDI on the Grip platform, creating a fully flexible reinvestment loop that doesn’t rely on investor intervention.

With over 15 mutual fund bond options available on the Grip platform, Infinite becomes a one-stop ecosystem for fixed returns investors. It progresses the category ahead from being a transactional, one-time investment and operates as a dynamic, long-term wealth engine. Investors no longer have to choose between yield and liquidity or between convenience and control. Infinite delivers it all.

Infinite is a natural extension of Grip’s mission to democratise fixed returns investing, by removing complexity and bringing it closer to how Indians already invest. By making reinvestment feel as intuitive it is a model where capital stays in motion, working behind the scenes to build long-term value. This is the future Grip is building: frictionless, scalable, and built entirely around the real behaviour of retail investors.