CredAble Achieves INR 13,462 Cr Festive Throughput, Empowering MSMEs To Navigate Peak Sales Demand

~CredAble registers a pivotal milestone with a throughput of INR 13,462 Cr to ensure MSMEs maintain steady growth and tap into the pronounced upswing during the festive season. ~

India’s leading working capital-focused FinTech company, CredAble, has achieved unrivalled success in recent times. The company recently announced a throughput of INR 13,462 crore in Q3 to back businesses betting on the festive season for demand surge.

CredAble has been hyper-targeting priority markets like the Micro, Small, and Medium Enterprises (MSMEs) that are a massive untapped source of growth opportunities.

Many industries are looking forward to sales recovery this festive season. Consequently, the award-winning FinTech has stepped up its efforts by providing purpose-built financing solutions that are essential for addressing cash flow challenges and enabling businesses to invest in emerging technologies and scale supply chain operations to meet market demands.

These solutions include short-term working capital loans, revenue based financing, and customised trade and credit solutions that align with the business cash flow cycles and revenue streams of channel partners.

Ahead of the festive season, businesses are expected to generate over INR 50,000 crore, with Delhi contributing INR 8,000 crore.

With Flipkart and Amazon India kickstarting their yearly festive season sales—Big Billion Days and Great Indian Festival—the online marketplaces have reported $6.5 billion in festive sales in just a week with strong demand from customers in cities like Bengaluru, Kolkata, Hyderabad, Chennai, and Mumbai.

While hopes of record-breaking sales are running high, most businesses grapple with inventory shortages and working capital crunches during this time—often resulting in last-minute financing needs.

To help MSMEs keep shelves stocked during these grand sales events, CredAble is constantly augmenting its working capital financing suite with localised and contextual financing solutions. They recently launched Revolving Short-Term Loans to help businesses secure more favourable financing arrangements and manage larger deal volumes without any credit constraints.

Recently, there has been a significant push from the government for a new collateral-free, pre-shipment loan scheme for SME and ecommerce exporters. In line with these timely government schemes, CredAble has built technologies for better implementation of these initiatives, making affordable working capital easily accessible to MSMEs.

By achieving this significant milestone in disbursements, CredAble has benefitted over 12 sectors, including manufacturing, retail, and auto. The newly injected working capital will help businesses maintain inventory levels and ramp up funding for high-impact marketing campaigns, making the most of the heightened demand in the coming days.

Since its inception, CredAble has facilitated multiple financing rounds, helping leading businesses across India and globally scale their operations and fast-track growth.

Nirav Choksi, Co-founder and CEO of CredAble, commented, “We remain committed to delivering localised, digital-first solutions that drive financial inclusion. Backed by scalable, cloud-based solutions, cutting-edge automation capabilities, and flexible financing structures—CredAble is positioned to be a key enabler of MSME growth and address their financing needs, especially during peak sales seasons. With a growing customer base and key partnerships, we’re looking to expand our global footprint by providing innovative working capital and liquidity programs to help businesses of all sizes meet their goals and achieve forecasted growth.”

As part of its ambitious plans for the next year, CredAble plans to double its financing and continue as a global leader in the working capital space with over 500% year-on-year growth.