ITR Proof Not Mandatory While Applying For ICICI Home Finance's Home Loan

* Discounted log-in fees on home loan applications

Welcoming the current festive season, ICICI Home Finance Company (ICICI HFC) has announced instant approval of home loans for all customers including interested home buyers who do not have ITR proof. Prospective home buyers visiting any of ICICI Home Finance’s three branches in Bengaluru on September 8 and 9, 2021 can get on-the-spot sanctions and avail special discounted log-in fees on their home loan application.

Skilled professionals such as carpenters, electricians, tailors, painters, welders, auto mechanics as well as small and medium sized business owners, Kirana shop owners from the informal segment of the economy can avail of ICICI HFC’s home loans by submitting a cancelled blank cheque, Pan card, Aadhar card and bank account statements of the past six months at the local ICICI Home Finance branch. Customers who have filed their ITR in recent times must bring ITR proof along with them to the ICICI HFC branch while seeking a loan. Customers can also avail gold loans without EMI through ICICI HFC’s one-time payment scheme, which allows them to pay the entire gold loan amount with interest rate at the end of loan tenure.

ICICI Home Finance has branches in Yeshwantpur - 1st floor No. 165,166 Manjunatha Chambers Shankar Nagar, Main Road Mahalakshmipuram, Whitefield - 1st floor, No.181, Sundari Armadale and J.P. Nagar - Shop No. 1316/C, 2nd floor, 9th Cross, 9th Main above Central Bank.

Mr. Anirudh Kamani, MD & CEO, ICICI Home Finance said,“ICICI HFC’s Maha Loan festival will provide home loans to customers from the informal segment of the economy, and those with or without ITR proof, self-employed or cash salaried among other profiles. All our branches in Bengaluru have local loan processing capabilities to ensure quick sanction of home loans.”

ICICI Home Finance has ensured vaccination of its employees and their dependent family members, as this will help ease their health worries, to create a safe environment at each of the ICICI HFC branches for both customers and partners. ICICI HFC has been observing all protocols as per MHA and MOHFW for the safety of its employees and customers during the COVID-19 period, and has undertaken proactive measures across its 157 branches and sales offices.

About ICICI Home Finance Company Limited

ICICI Home Finance Company Limited (ICICI HFC) is a Housing Finance Company registered with National Housing Bank (NHB) and is a wholly-owned subsidiary of ICICI Bank Ltd. A part of the 65-year-old ICICI Group, the vision of ICICI Home Finance is to make the dream of owning a new home come true, for millions of Indians. The primary business of the Company is to provide a range of home loans and home improvement loans, office premises loans, home equity loans to customers and construction finance to developers. It also offers services related to these loans like home and commercial property search service.

Today, the Company has over 2000 plus employees and 157 standalone branches and sales offices, including 14 zonal offices in the country.